How much college debt did you finish with (and what kind)?

[zokudu]

Spent 1 year at a state school and failed out, ~15k in debt from that mistake. Paid 2 years out of pocket at community college while working. Transfered to a 4 year school school is 32 a year, I'm paying 8k out of pocket 8 in loans and the rest is covered by my scholarship. So theoretically I should be leaving (if I graduate) with ~30k. Much better than my brother in $250k and a political science degree. I also commute from home. Did not for the one year at the state school.

 

[SociallyChallenged]

$0 from my B.S. About $150k for my professional school doctorate.

 

[purbeast0]

like $20k.

i consolidated at like 2% or something.

first 3 years i paid like $60/mo. next year was like $75, next year was like $90.

then the next 15 years after that is like $179/mo.

 

[dbk]

48k.. undergrad + grad

 

[OVerLoRDI]

$0, graduated in 2012.

 

[gothamhunter]

About $65k, private college. Worked part time, plus was an RA. Parents made a ridiculous amount of money, but gambled it all away so my FASFA told me that I should be able to pay in full.

 

[DaWhim]

about $24k for my BA/MA degree.

 

[gorcorps]

Through grants and scholarships I got out of undergrad with no debt. But I graduated in '09 and the company I was going to work for pulled all of their offers late so I couldn't find another job. So I decided to get a masters instead of twiddle my thumbs waiting for jobs, but all of the sponsored spots were also taken. Ended up with ~$30k in loans after grad school.

 

[PenguinPower]

$0 after undergrad and grad school.

My parents paid for room/board/tuition/books. Not ashamed to admit that, though I know I was lucky.

 

[Ausm]

When I went to the UW-Madison, I paid around 2500/semester but luckily I had grants and scholarship that covered almost the whole ride.

 

[edro]

40k - BS
I paid 20, my parents paid 20.

2.6%, graduated in 2003

 

[SpunkyJones]

0 for my BS (91). Combo of parents helping out and my working all the time.

 

[Absolution75]

$80k after two years of grad school (private)

 

[Clinkster]

Where is everybody getting these rock bottom interest rates? Mine is federal at 5%, and I thought that was pretty good...

 

[Daedalus685]

My undergrad was about 30k in loans (all of the government variety), grants and scholarships made up the rest of the tuition ($44k total or so) and my part time job paid for living expenses.

My partner just finished a 4 year graduate program after getting a double major in undergrad and is well into 6 figures in debt now, and still going to classes part time for more credentials... hooray?

 

[repoman0]

Around 40k. 2k at 6.8%, 20ish at 3.5, and another 20ish at 6.5

Just graduated in may, should be paid in 3-5 years depending on how closely
I follow my budget

 

[Dr. Detroit]

Zero - Army College Fund + part time jobs + savings from 3yrs active duty + summer internships.

 

[jupiter57]

$190,000 and I work part time at McDonalds.

I know you're trolling, but I am sure that's very close to true for many here!

 

[Dumac]

28k - private university

 

[OverVolt]

Please include when you graduated. I don't care if you graduated in '96 with no debt working part time for $10-15/hr with flexible hours, because that doesn't exist anymore.

Anyway for me, I did 8-16hours work/week depending on the semester and will have 22.5k in debt from undergrad luckily because I went to community college and paid out of pocket. Those who go the full 4 years at uni, I can't see them graduating with less than $40k in debt these days. The average loan numbers are going to jump substantially when they graduate. It already jumped from 22k to 26k.

Rx school, etc. would set me back 150k - 220k, so I can't do it. Zero mommy and daddy help, zero GI bill, parents workplace, blah blah. My family had a windfall of money and got lazy, then blew the money. So they've got nothing. Not even connections of any shape or form. (They blew 900k and I thought I was going to have an easy ride through darthmouth, mit, that type of thing)

A friend equal in age went to a private university for 50k/year (200k total). Another friend who is a lawyer racked up 150k. Another went to full sail for 112.5k, missed some payments and they raised his interest and he missed some more payments and now owes 200k at $1600/mo on 55k income, etc. All of these people are 26 or under. Age matters alot in this.

I have an older sister with 50k debt as a pharmacist, 7 years ahead of me, much lower tuition (like 2.8k vs 7.7k per semester, my college is actually worse than hers and also public, in-state), she had help from the parents. I know both sides of this thoroughly.

 

[OverVolt]

Where is everybody getting these rock bottom interest rates? Mine is federal at 5%, and I thought that was pretty good...

cosigners with good credit?

 

[Vic Vega]

Zero student loan debt.

 

[OverVolt]

Where are you people going to school? My undergrad at a state owned university was ~15k a year for tuition and books another 5-6k for rent if you had a few roommates in a small, shitty apartment; 10k+ if you don't have roommates or need more room. Then add in making like 8/hr for 10-20 hours a week since nobody gives a damn about students which basically covers food/gas/beer.

I walked away with ~45k in debt and consider myself lucky D:

Like my friend who cross his little heart, swears to god payed his own way through college, driving a brand new honda 2012 accord to class that was bought for him.

 

[Vic Vega]

Please include when you graduated. I don't care if you graduated in '96 with no debt working part time for $10-15/hr with flexible hours, because that doesn't exist anymore.

Sure it does, lol.

 

[OverVolt]

Yea I know. Not for most though.