How much do you pay for healthcare?

Mr Pickles

Diamond Member
Feb 24, 2006
4,104
1
0
My new job has horrible benefits. Its something like $269 for me with a huge deducatable. My last job was $35 0 deductable. I didn't know that was good until I lost it. Now I'm looking at personal plans and it's way up there. Here's what I've found:

$160\mo
$30 co-pay
$15-$35 meds
$1500 deductable

I'm 25 with a clean bill of health. No smoking no nothing.

What are your healthcare costs?
 

conehead433

Diamond Member
Dec 4, 2002
5,566
890
126
I have spent $0 at doctors' offices since 1987. I do eat right, take vitamins, and get plenty of exercise. My gym membership is $528 a year and quality food and vitamins aren't cheap. So I do spend some money on health care, just none on health care givers. That said you can understand why I don't want my taxpayer dollars going to provide health care to smokers, the obese, alcoholics, drug addicts, etc..
 

Red Dawn

Elite Member
Jun 4, 2001
57,530
3
0
I have spent $0 at doctors' offices since 1987. I do eat right, take vitamins, and get plenty of exercise. My gym membership is $528 a year and quality food and vitamins aren't cheap. So I do spend some money on health care, just none on health care givers. That said you can understand why I don't want my taxpayer dollars going to provide health care to smokers, the obese, alcoholics, drug addicts, etc..
Have fun in the poor house is something catastrophic happens to you which we the taxpayers will probably end up paying.
 

Malfeas

Senior member
Apr 27, 2005
829
0
76
I'm a slimy Union employee, not by choice it is required for the job. But the company pays for my insurance, just over 12000 a year for a single person. 20$ copays on drugs and doctor visits. All other is covered, no deductible. Oh, and dental covers 100% up to 2500$/year.
 

melchoir

Senior member
Nov 3, 2002
761
1
0
I work for the county I live in, and our benefit package is outstanding. Better than what the state provides even. I pay $0 for myself, with $0 deductible, and a $10 copay.

To cover an entire family (wife + kids) it caps at $120/month, with the same deductible and copays.
 

techs

Lifer
Sep 26, 2000
28,561
4
0
My sister has pretty good coverage. She's middle age and lives in Manhattan.
Are you ready?
A little over 10,000 a year.
No sh*t.
 

Yreka

Diamond Member
Jul 6, 2005
4,084
0
76
HMO Plan for my family:

$160 Per Month ( Employer pays about $1600 monthly to match)
Deductible is $15 for office visits & $100 for emergency room (extra $50 if ambulance) IIRC
 

DukeFan21

Senior member
Jan 15, 2002
948
0
0
I work for the state government and at this point I don't pay anything, but that may change. It makes up for the meager gov't salary.
 

Fenixgoon

Lifer
Jun 30, 2003
31,811
10,346
136
$1200/year (insurance through my university)

i don't know the exact details. looked like most things i'd pay 20% OOP max.
 

JEDI

Lifer
Sep 25, 2001
30,160
3,302
126
My new job has horrible benefits. Its something like $269 for me with a huge deducatable. My last job was $35 0 deductable. I didn't know that was good until I lost it. Now I'm looking at personal plans and it's way up there. Here's what I've found:

$160\mo
$30 co-pay
$15-$35 meds
$1500 deductable

I'm 25 with a clean bill of health. No smoking no nothing.

What are your healthcare costs?

drop your healthcare plan.

get basic emergency/hospital plan.
it's a plan w/high dedtible ($2500), and covers hospital/emergency costs. ie: breaking an arm.
usually ~$50/month
 

Electric Amish

Elite Member
Oct 11, 1999
23,578
1
0
Cigna Healthcare
$1 for me and $1 for my wife per month.

$35 emergency room
$10 doctor visit

$5 generic prescriptions
$10 brand prescriptions

Yeah, this is why I haven't quit a job I absolutely hate.
 

JEDI

Lifer
Sep 25, 2001
30,160
3,302
126
I'm a slimy Union employee, not by choice it is required for the job. But the company pays for my insurance, just over 12000 a year for a single person. 20$ copays on drugs and doctor visits. All other is covered, no deductible. Oh, and dental covers 100% up to 2500$/year.

let me guess..
a single person, and a married person smoker with 15 kids get SAME the benefits w/o additional premiums?

so basically you're substidizing all those w/high medical costs.

get your Union to charge them MORE! and you LESS!
 
Last edited:

DrPizza

Administrator Elite Member Goat Whisperer
Mar 5, 2001
49,606
166
111
www.slatebrookfarm.com
$ZERO for a family of 4.
I have good health insurance. Wife works for the hospital, so if anything happens that requires a visit to the hospital, the deductible is written off. My employer places money in a flex account for me. That covers expenses such as the $10 copay for prescriptions and $10 copay for doctor visits. It also covers the cost of my glasses, etc. I have never used all of the money in my flex account.

edit: Also, what kind of a dumbass decides to go 20 years without ever going to the doctor for a routine checkup or a physical?
 

Bignate603

Lifer
Sep 5, 2000
13,897
1
0
I'm going to be paying 233 a month next year. I'm a bit grumpy because our copays and deductible are going up considerably next year along with our rates.
 

Bignate603

Lifer
Sep 5, 2000
13,897
1
0
All these people saying zero, do you actually have health care or are you just uninsured?
 
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