How much do you pay for healthcare?

[Aikouka]

I paid $12 a week for my medical (CDPHP), and a very meager amount for vision and dental... somewhere around $1-2 each. I forget the exact numbers on the medical in regard to copays, etc, but they were quite reasonable.

 

[D1gger]

I pay $0 directly, although indirectly my income tax does pay for health care, and as an employer, I pay between $3,600 and $4,000 per year for each employee directly into the provincial health care system.

 

[Malfeas]

let me guess..
a single person, and a married person smoker with 15 kids get SAME the benefits w/o additional premiums?

so basically you're substidizing all those w/high medical costs.

get your Union to charge them MORE! and you LESS!

Almost, a family (two or more people) gets 15500 a year in flex credits and gets to choose which plan of three offered by the company. Cost is the same regardless of dependents. Only if you choose a plan that exceeds the flex credits offered by the company do you have to pay, and only one plan of three exceeds the family flex credit allowance. I think it works out to paying about 30$ a month in premium though. Oh, and it doesn't matter if I were somehow able to choose a plan substantially less than what I have, I would not receive the difference in flex credits, it is use it or lose it.

 

[Miramonti]

I've checked this about every year. A HSA cost almost exactly the same. In fact I think it was a couple bucks more per month the last time I looked-for the same deductibles, etc.

Incidentally what I pay isn't really that much, it's just that so many people have their insurance paid/subsidized by the government (about 30% of the US population) or by their employer. At my last employed job (five years ago) my employer was paying $1400 per month for my family's health coverage.

Like I mentioned above, I only pay $330/mo for my wife and I from BCBS. Neither are smokers and no kids on the policy, and we are a bit younger too which all help. It all varies state to state as well, not to mention policy particulars.

 

[ShawnD1]

$4,976.66 year

$191.41 per pay check (get paid every other week).

This is for the family plan which covers myself, my wife and my kid.

Damn, dude. My entire income tax for 2007 was roughly $6,000 and that includes free health care (in Canada).

 

[KentState]

I'm paying $112/month for myself in a PPO and dental plan. I'm sure I could do something cheaper and save $30/month, but I don't like taking risks or being tied to a primary care physician.

 

[Gooberlx2]

Currently ~$120 per month for my wife and I, on a pretty mediocre PPO. I'm healthy so I chose the cheap option. Had I known my wife would lose her job and need to be added, I would have chosen the $180 option. (she has lupus, migraines, kidney problems, etc...)

Employer is moving to Kaiser, and it looks like we're going to have to start paying $272 per month if we want to keep her doctors and use any non-kaiser pharmacies. There's aren't any KP pharmacies near us...there's only like 10 for the entire metro area and not one of them are 24 hour.

Fucking Kaiser. Stupid fucking employer. I'm so pissed about all this. I understand a lot of people have it much worse...but I really hate all the fucking weird overlording shit Kaiser tries to pull.

 

[brtspears2]

$51/mo premium
$5 generic Rx
$15 office visits
$1500 deductible, tons of rules to follow since it is a HMO.

 

[Lamont Burns]

tree fitty

 

[Gooberlx2]

OP: If you're healthy find a high deductible plan with a health savings account attached. You'll pay the first $X000 from you HSA and then the plan kicks in. Some plans cover routine visit for free.

The money into your HSA is pre-tax and grows tax free.

Can be pre-tax. Or, if you setup an individual HSA (like through your own bank that your employer isn't setup with), you get to claim the contributions to lower your taxable income on your federal return.

If I were covering only my healthy self, I'd probably go this route.

 

[ShawnD1]

tons of rules to follow since it is a HMO.

Claim Denied
Reason: you are black
Note: we also do not cover anyone who isn't black

 

[kranky]

Our company spends around $14,000 per employee per year on medical insurance and claims. Employees pay anywhere from $60 to $450 a month as their contribution towards insurance, based on whether it covers only the employee or the employee's whole family, and also depending on the employee's salary (higher paid people pay more).

If we want dental it's an extra $100/year. Vision is an extra $150/year.

 

[Nitemare]

$170 a month through BCBS individual plan. It was actually significantly cheaper then going through my employer.

 

[Kanalua]

Hawaii, with employer forced health care:

Kaiser Permanente
$400/mo for two, including pregnancy/delivery
$20 co-pay

 

[Exterous]

$36/paycheck for Healthcare
$0 Vision
$1.35/paycheck for dental

$10 co-pay, $5/$15/$20 for Rx, No deductable and almost everything other than elective surgurey/allergy testing is 100% covered

 

[tboo]

I pay for my own health insurance. $80 a month with a $5000 deductable. I also get $2000 a month in emergency visits

 

[Mr Pickles]

I pay for my own health insurance. $80 a month with a $5000 deductable. I also get $2000 a month in emergency visits

If it weren't for knowing that I'm going in to have surgery on my arm within the next few months this is what I'd be looking at to pay.