How much do you pay for insurance?

Shadow Conception

Golden Member
Mar 19, 2006
1,539
1
81
I'm trying to get an idea of how insurance costs vary with age, car, experience, etc.

Hope it's not as personal as the "how much do you make" question.
 

Strk

Lifer
Nov 23, 2003
10,198
4
76
A little over $1k a year for a 2002 Oldsmobile Aurora. I'm 26, male and have a clean record. I live in MA though, so our rates are kind of retarded.

 

waffleironhead

Diamond Member
Aug 10, 2005
6,924
437
136
99 grand am. comp/liability 180 every 6 months
97 saturn sc2 liability 130 every 6
01 suzuki sv650 full coverage 300 every 6
88 cherokee liability 130 every 6

im 30 male and married. Wife is on the policies.

 

KentState

Diamond Member
Oct 19, 2001
8,397
393
126
$500 every 6 months for an 08 CTS AWD. I'm 31, live in the Atlanta area and drive around 12 miles each way to work. I was paying around $800/year for my '04 GTO 6spd when I was 26-30 in a city 30 miles north of Cincinnati. The Cadillac wasn't much more either, but the large number of uninsured motorist (illegals) down here jacks the price up.

I have 500,000 combined, uninsured, $5000 medical, and rental up to $40/day w/$500 deductible.
 

postmortemIA

Diamond Member
Jul 11, 2006
7,721
40
91
full coverage @ $360 per 6 months, clean record, I am in my low 30s. I have 09 Accord V6... Iowa is one of states with lowest insurance cost.
 

hiromizu

Diamond Member
Jul 6, 2007
3,405
1
0
you guys don't mention what kind of insurance you have - comprehensive? collision damage? how much liability? etc.
 

alkemyst

No Lifer
Feb 13, 2001
83,967
19
81
I pay $225 a month for a 00 Saturn SL2 and a 98 240SX SE...100/300/100 coverage and a $500 deductable

I am 38.

When I was 19-20 I bought a 88 Mustang GT in 1990...minimum 25/50/25 coverage and a $1000 deduct. with no comp/collision was $225/month
 

TraumaRN

Diamond Member
Jun 5, 2005
6,893
63
91
Right now, full coverage, including dent/dings coverage, 2010 Ford Fusion Hybrid is $421 every 6months. I'm 24yr old male with a clean record, drive 7 miles to work.

Without the dents/dings coverage it would drop to like $390 every 6 months.
 

Mojoed

Diamond Member
Jul 20, 2004
4,473
1
81
I pay $225.42 every six months for a 1997 Jeep Grand Cherokee Laredo and a 1996 Subaru Legacy Outback Wagon.
 

DVad3r

Diamond Member
Jan 3, 2005
5,340
3
81
Technically it would be $ 4700 per year for motorcycle, only 6 month riding season. I don't actually pay that though, don't ask me how

For the car it's about $ 1500 per year full coverage, 2001 Lexus ES 300.

I am 24, clean driving record, license since 16.
 

thedarkwolf

Diamond Member
Oct 13, 1999
9,003
111
106
33 male
94 mazda maita comp = $450 a year
89 Dodge caravan turbo liability = $300 a year
 

Gibson486

Lifer
Aug 9, 2000
18,378
1
0
25
07 mazda 3
20/40 w/ collision and all the works (they are all required MA, except collision)

$310 for 6 months through progressive...but it will ikely go up since I just got a ticket. I live in MA.
 

hiromizu

Diamond Member
Jul 6, 2007
3,405
1
0
30
05 g35 coupe
100/300 liability
comprehensive (floods, falling trees, theft etc.)
collision $1000 deductible
$260 per month at Geico...paying way too much but worth peace of mind
 

Andrew1990

Banned
Mar 8, 2008
2,155
0
0
1989 Chevy G20 V8 305
18 Years Old
Got license a few days ago
Paying $650 per 6 months for liability
 

Squisher

Lifer
Aug 17, 2000
21,207
66
91
2008 Prius $900/yr. full
1998 F150 4X4 $750/yr. full
2002 Z28 $1200/yr. full
1998 Olds Intrigue $700/yr. PLPD+Comp.

52 yr. old M, 45 yr. old F, 24 yr. old F, 22 yr. old M
 

ViviTheMage

Lifer
Dec 12, 2002
36,190
85
91
madgenius.com
1500 every 6 months for two cars.
06 A4 2.0T 6 SPD QUATTRO -- full coverage 500 deduct
06 Grand Cherokee - 4.7L AWD tow hitch -- full coverage 500 deduct

I am 22, she has the GC and is 20...she has a few tickets...wonder if we should shop around again.
 

Koing

Elite Member <br> Super Moderator<br> Health and F
Oct 11, 2000
17,090
2
0
£1250
S2000 52 plate (2002)
3yrs NCB
24yrs old male driver
mum on the policy

Same car but:
4yrs NCB
25yr old
should be £850 now

Koing
 

kalrith

Diamond Member
Aug 22, 2005
6,630
7
81
$784/year for 3 vehicles in Missouri
  • '79 Chevy Monte Carlo
    '01 Mazda Tribute
    '92 Mercury Cougar
Liability plus medical
28yo male w/ clean record
Wife: 27yo w/ one at-fault accident

 

radioouman

Diamond Member
Nov 4, 2002
8,632
0
0
Full coverage.. ~$1000 per year
- 1994 Dodge Dakota 4x4
- 2002 Saturn L100
- 2005 Honda Pilot
 

rh71

No Lifer
Aug 28, 2001
52,856
1,048
126
Originally posted by: KentState
$500 every 6 months for an 08 CTS AWD. I'm 31, live in the Atlanta area and drive around 12 miles each way to work.

Almost the same here... $500/mo. for 6 mo. full coverage w/ glass on an 08 X5... I'm 31 and in NY.

In contrast my brother in law who's under 25 was paying $400 for his old Civic, liability only.
 
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