How to ensure the financial future of your child - social security disability

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Olikan

Platinum Member
Sep 23, 2011
2,023
275
126
4 years old with ADD???? WTF are the doctors smoking?

at this age there is monsters under the bed, clowns are scary and santa is a fat old but real guy...

there is a fucking reason that school start at age of 6...it because at 6, kids start losing the fantasy word and can concentrate...ADD is a norm here
 

waggy

No Lifer
Dec 14, 2000
68,145
10
81
4 years old with ADD???? WTF are the doctors smoking?

at this age there is monsters under the bed, clowns are scary and santa is a fat old but real guy...

there is a fucking reason that school start at age of 6...it because at 6, kids start losing the fantasy word and can concentrate...ADD is a norm here

agreed.

4 yrs old? ugh yeah sounds like the parents are trying to have a "disabled kid" and the parents will get paid until 18.

the kid then can get SSI (not SSDI) but why the fuck would you want limit how they live? ugh
 

ZaneNBK

Golden Member
Sep 14, 2000
1,674
0
76
Start a business, incorporate, company pays you minimum wage.

Sign up for welfare since you are making minimum wage.

Perfectly legal.

By doing that you shift the majority of your tax burden to the business, and get to draw state benefits.

No, that's not how it works. I'm incorporated as I'm employed as a contractor and you're supposed to pay yourself an appropriate wage. If you pay yourself minimum wage then give the rest of the money to yourself as dividends/disbursements you'll be screwed when you're audited. If you're bringing in 100K in profit and try to pull that you'll be audited pretty quickly. So what you're stating is not legal.

You can try to hide your income by claiming false losses but again if you get audited you'll be screwed because it's not legal.
 
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Moonbeam

Elite Member
Nov 24, 1999
72,679
6,195
126
So many on welfare and so many millions and millions of low skilled jobs going unfilled.
 

Texashiker

Lifer
Dec 18, 2010
18,811
197
106
No, that's not how it works. I'm incorporated as I'm employed as a contractor and you're supposed to pay yourself an appropriate wage. If you pay yourself minimum wage then give the rest of the money to yourself as dividends/disbursements you'll be screwed when you're audited. If you're bringing in 100K in profit and try to pull that you'll be audited pretty quickly. So what you're stating is not legal.

Steve jobs was paid $1 a year from apple, which recorded a record profit of $1 billion just a couple of years ago.

If apple and steve jobs can do it, why cant you?

List of executives that make $1 a year - http://money.cnn.com/galleries/2011/technology/1111/gallery.1_dollar_tech_executives/
 
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Texashiker

Lifer
Dec 18, 2010
18,811
197
106
did he go on welfare? no?

what Zane said was true. You do what you claim you are going to get nailed.

Get nailed because a company pays you minimum wage and you have to draw welfare?

By all means lets nail the CEO of walmart, mcdonalds, jack in the box,,, and all of the other companies that pay minimum wage.
 

nehalem256

Lifer
Apr 13, 2012
15,669
8
0
Get nailed because a company pays you minimum wage and you have to draw welfare?

By all means lets nail the CEO of walmart, mcdonalds, jack in the box,,, and all of the other companies that pay minimum wage.

haha. I like the way you think. :thumbsup:
 

Oldgamer

Diamond Member
Jan 15, 2013
3,280
1
0
This past weekend I had the grand opportunity to witness a skilled welfare mom who was working to ensure the financial future of her child.

The mother is taking the child to a specialist because the child has attention deficit disorder, and anger issues. The family doctor referred the mother to a specialist who deals with ADD.

The child is 4 years old.

The mom is working on developing a long running history of emotional issues dating from when the child was only 3 years old. The mom has been taking the child to the doctor for ADD and tantrums for several months, maybe even close to a year.

When the child turns 17 years old the mother will be able to show social security disability the child has had emotional problems, combined with AD, maybe even bi-polar,,, for most of its life so the child can not work.

Since the family is on welfare and medicaid, our tax dollars are paying for the doctors visits and mileage to go to the doctor. In other words, the government is paying the mother to take the child to the doctor.

And that ladies and gentlemen is how you play the system.

You watched her? Or is this someone you know who told you they were doing this? Planning this? Or are you just assuming that this person is doing this on purpose?
 

Texashiker

Lifer
Dec 18, 2010
18,811
197
106
You watched her? Or is this someone you know who told you they were doing this? Planning this? Or are you just assuming that this person is doing this on purpose?

This is someone I know personally. The mom in the OP is a second generation welfare mom, as her mom has been on welfare for around 20,, maybe 23 years.

The mom from the OP, her sister had a baby a few months ago. The sister and her baby are on medicaid, the sister is drawing SSDI. The child makes the third generation of the family to draw welfare.

I was not told directly the mom in the OP is going to get the child on SSDI, but that is what her mom did with her sister.
 

Oldgamer

Diamond Member
Jan 15, 2013
3,280
1
0
This is someone I know personally. The mom in the OP is a second generation welfare mom, as her mom has been on welfare for around 20,, maybe 23 years.

The mom from the OP, her sister had a baby a few months ago. The sister and her baby are on medicaid, the sister is drawing SSDI. The child makes the third generation of the family to draw welfare.

I was not told directly the mom in the OP is going to get the child on SSDI, but that is what her mom did with her sister.

I see..
 

BigToque

Lifer
Oct 10, 1999
11,700
0
76
This is someone I know personally. The mom in the OP is a second generation welfare mom, as her mom has been on welfare for around 20,, maybe 23 years.

The mom from the OP, her sister had a baby a few months ago. The sister and her baby are on medicaid, the sister is drawing SSDI. The child makes the third generation of the family to draw welfare.

I was not told directly the mom in the OP is going to get the child on SSDI, but that is what her mom did with her sister.

What percent of the people that rely on the system do you think are actually "gaming" the system and coming out well off? It's probably a lot lower than you think. Most of these people actually need help, and many probably couldn't "just get a job and work hard", even if you handed it to them.

Quit bitching about how your "hard earned tax dollars" are going to lazy people, and start thinking of ways to improve the things that created these situations in the first place. You live in a society, and society has just as much responsibility to look out for the people doing well as it has to look out for the people who aren't doing well. Yes, that means you are responsible for looking after the person at the bottom. That's what it means to be part of society, and to be part of a community.
 

nehalem256

Lifer
Apr 13, 2012
15,669
8
0
What percent of the people that rely on the system do you think are actually "gaming" the system and coming out well off? It's probably a lot lower than you think. Most of these people actually need help, and many probably couldn't "just get a job and work hard", even if you handed it to them.

Wow D:

So basically what you are saying is that poor people are inferior to me.

Quit bitching about how your "hard earned tax dollars" are going to lazy people, and start thinking of ways to improve the things that created these situations in the first place. You live in a society, and society has just as much responsibility to look out for the people doing well as it has to look out for the people who aren't doing well. Yes, that means you are responsible for looking after the person at the bottom. That's what it means to be part of society, and to be part of a community.

So basically what you are saying is that we should care for poor people like children. So shouldn't we also start treating them like children when it comes to rights?

Lets put it this way. If you have 3 children with 3 different baby daddies (2 of whom are in prison) you are not civilized.
 

Texashiker

Lifer
Dec 18, 2010
18,811
197
106
What percent of the people that rely on the system do you think are actually "gaming" the system and coming out well off? It's probably a lot lower than you think. Most of these people actually need help, and many probably couldn't "just get a job and work hard", even if you handed it to them.

Gaming the system "and" coming out well? Can we split those two up into their own question?

First, anyone that is on welfare should not be "doing well", more like surviving then doing well.

Second, I would like to think the majority of people who draw welfare need it. However, there are also people, families, who generations of families, who have been on some form of welfare their entire lives.

As with the mom in the opening post, how can society break passing welfare onto children as a way of life?

The mom in the opening post has 2 children. Both of the children have been on welfare since the time they were born. As was with the mom of the children.

How many generations should welfare be used as a way of life before society says enough is enough.
 
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BigToque

Lifer
Oct 10, 1999
11,700
0
76
Wow D:

So basically what you are saying is that we should care for poor people like children. So shouldn't we also start treating them like children when it comes to rights?

What I'm saying is that you need to recognize that there are people that actually need help, and it's the responsibility of the state to help them when they need that help.

The problem isn't that people need welfare. The problem is what put the people in that position in the first place.

How do you help the situation? By tackling the problem at it at it's roots.
 

Oldgamer

Diamond Member
Jan 15, 2013
3,280
1
0
4 years old with ADD???? WTF are the doctors smoking?

at this age there is monsters under the bed, clowns are scary and santa is a fat old but real guy...

there is a fucking reason that school start at age of 6...it because at 6, kids start losing the fantasy word and can concentrate...ADD is a norm here

Yes it is very common for children to display symptoms of ADD or ADHD before the age of 5. Read these articles: http://www.livestrong.com/article/181652-adhd-symptoms-in-chidren-under-5/

http://www.nimh.nih.gov/health/publ...t-hyperactivity-disorder/complete-index.shtml
 

Texashiker

Lifer
Dec 18, 2010
18,811
197
106
The problem isn't that people need welfare. The problem is what put the people in that position in the first place.

How do you help the situation? By tackling the problem at it at it's roots.

1, Lack of economic opportunity

2, Laziness

3, Injury or long term illness

4, Physically or mentally disabled

There are people out there that need help, and by all means lets help them.

But there are also people who treat welfare as a career path. Part of the problem is passing down how to play the system from one generation to another.


Yes it is very common for children to display symptoms of ADD or ADHD before the age of 5. Read these articles:

And that is one reason why we are turning into a ritalin nation.

If children were being diagnosed with chicken pox at the same rate as ADHD, the government would declare an epidemic. The CDC would be called in, there would be government investigations, senate hearings,,,, it would be world news.

A few years ago there were a few dozen cases of mumps in ohio. The CDC freaks out. But when its ADHD, nobody cares.
 
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Oldgamer

Diamond Member
Jan 15, 2013
3,280
1
0
Edit: These are not my words but an article, I linked it at bottom

One of the most powerful tools of the recent war on the poor and the dismantling of poverty alleviation programs like Aid to Families with Dependent Children (AFDC), Medicaid, and Medicare has been the demonization of poor people. Media sources and welfare reform backers have relied on portraits of public benefit recipients as lazy, irresponsible people who refuse to work and would rather “live off the state.” Especially powerful has been the image of “welfare queens,” women who purportedly get rich off welfare by reproducing rampantly in order to receive more and more benefits. The welfare queen mythology involves a notion that people get trapped in a welfare cycle, breeding generation after generation of welfare recipients who “leech” off the state.

The Twentieth Century Fund has compiled statistics about welfare to debunk the lies about welfare recipients that excuse the travesties of welfare reform. I’ve picked some of the facts I think are really useful for activists, but you should look at them all. I recommend using these facts to create your own sticker campaign, graffiti, e-mails, poster/wheatpaste campaign, to educate your friends and family and classmates and whoever.

Who receives federal welfare benefits?
* The 1992 welfare caseload consisted of 9.2 million children and 4.4 million adults (most of them mothers). About half the children in welfare families are under 6; one-quarter under 3.
* There is no federal welfare program to provide income to able-bodied adults without children.

Does welfare make people have huge families to get more benefits? No.
* In 72.7% of families on AFDC, there are 2 or fewer children. The average AFDC family size has decreased from 4.0 to 2.9 persons since 1969.

Are welfare families “loading up” on benefits? No.
* The maximum food stamp benefit, received by only 23% of all recipients, amounts to about \$1.06 per meal per person. The maximum food stamp allotment for a family of three (the average size AFDC family) is $295/month.
(special note to non-welfare recipients: did you know that you can’t use food stamps to buy toilet paper, soap, toothpaste, tampons, or anything else that isn’t food that is vitally necessary? see the “Food Only” article for more on that.)

Does welfare cause dependency in the next generation? No.
* While women whose mothers never received welfare are statistically less likely to apply for welfare as adults than women whose mothers did, statistical research has not established that welfare causes dependency in the next generation. Researcher Peter Gottschalk and his colleagues have noted: “Because families receiving welfare are poor - indeed, poverty is a condition of welfare receipt - we would expect children from welfare families to have higher rates of poverty and welfare use as adults than children from nonpoor, nonwelfare families. Intergenerational correlation, therefore, does not necessarily indicate a causal relationship. . . .For example, if both mother and daughter grow up in neighborhoods with poor-quality school, both will be more likely to have lower earnings and, hence, a greater need for income assistance. . . . Changing the quality of the school her daughter attends. . . .will raise her income and, in turn, lower the probability that she receives public assistance.” (I would add that taking away her meager welfare income and health benefits will probably not bode well for her children’s education, health, employment future or general well-being.)

How much does the government spend on welfare?
* In 1993, AFDC cost the nation as a whole \$22.3 billion. Spending on AFDC consumed about 0.35% (that’s less than half a percent) of the gross domestic product. From 1970 to 1993, administrative costs for AFDC remained about the same: $3 billion (adjusted for inflation).

Are welfare recipients “addicted” to welfare? No. Does welfare create a dependency on a welfare “way of life” that people get stuck in? No.
* The data show a very dynamic welfare population, with many different people entering and leaving.
* 50% of recipients exit AFDC in the first year of welfare.
* 75% of recipients exit AFDC in the first two years of welfare.
* 30% of welfare recipients leave welfare permanently in less than two years.

How much cash do welfare recipients receive?
* Since 1970, states have allowed inflation to erode 45% of the value of welfare payments. In addition, many states have cut benefits: In 1970, the average monthly welfare check per family was \$676 (in 1993 dollars). In 1993, the average monthly welfare check per family was $373. Most AFDC households purchase shelter, clothing, transportation, personal hygiene, household needs, school supplies, and medical expenses not covered by medicaid/medicare out of an annual benefit income that averages $8000 for a family of 3 when AFDC and foodstamps are combined. (Living like “queens”?)

I hope these facts make you outraged at the portrayals of poverty and poor people that have come to dominate since the Regan era. While the government spends next to nothing alleviating poverty, educating poor people, and providing vital medical assistance, and works hard to cut these programs, more and more money goes into prisons, big business, and militarization. Get smart on poverty politics, share your knowledge with your friends, and create new radical responses to the war on the poor.

Article Link: http://www.makezine.enoughenough.org/queens.html
 

nehalem256

Lifer
Apr 13, 2012
15,669
8
0
What I'm saying is that you need to recognize that there are people that actually need help, and it's the responsibility of the state to help them when they need that help.

The problem isn't that people need welfare. The problem is what put the people in that position in the first place.

There own repeated poor life choices...

Take the case of 29-year-old Jennifer Stepp, who lives in Reading, Pa. Like 14 million other people in the U.S. who live in families headed by single mothers, she's poor. And she faces incredible odds.

Stepp has three children by three different fathers. The father of her eldest child, 10-year-old Isaiah, is serving 30 years in federal prison for armed robbery.

"He's met my son one time, when he was a baby. And he decided that he didn't want him," she says.

Stepp's middle child, 8-year-old Shyanne, usually sees her father every other weekend. But the father of her younger son is also in prison. Stepp says he's been behind bars for selling cocaine since she was pregnant. He has never met 1-year-old Makai.

....

Now, Stepp and her kids live in a three-bedroom apartment in the city. She doesn't let her kids play in city parks, because she's worried about crime and broken glass. Her employer, Opportunity House, pays half the rent. It's one of many things her employer does to help her out. MyNOTE: Her employer is a charity

Stepp says her parents also struggled, and they didn't really show her how to apply for a job or to college. She had to figure it out herself. Still, her safety net is pretty broad. Her mother stops by many nights to help put the kids to bed. Stepp also gets food stamps and medical aid for the kids.

After her kids go to sleep, around 10:30 p.m., Stepp has a chance to reflect. She says it bothers her that single mothers sometimes get a bad name, that people think they just have babies and collect welfare. She says she briefly received welfare benefits a few years ago, but not now.
http://www.npr.org/2012/07/11/155103593/to-beat-odds-poor-single-moms-need-wide-safety-net

How do you help the situation? By tackling the problem at it at it's roots.

So if the root is people making poor life choices. It would seem the the solution would be to take away freedom from stupid people. Or in other words. If people need to be taken care of like children we restrict their freedom like children.
 

nehalem256

Lifer
Apr 13, 2012
15,669
8
0
Edit: These are not my words but an article, I linked it at bottom

One of the most powerful tools of the recent war on the poor and the dismantling of poverty alleviation programs like Aid to Families with Dependent Children (AFDC), Medicaid, and Medicare has been the demonization of poor people. Media sources and welfare reform backers have relied on portraits of public benefit recipients as lazy, irresponsible people who refuse to work and would rather “live off the state.” Especially powerful has been the image of “welfare queens,” women who purportedly get rich off welfare by reproducing rampantly in order to receive more and more benefits. The welfare queen mythology involves a notion that people get trapped in a welfare cycle, breeding generation after generation of welfare recipients who “leech” off the state.

The Twentieth Century Fund has compiled statistics about welfare to debunk the lies about welfare recipients that excuse the travesties of welfare reform. I’ve picked some of the facts I think are really useful for activists, but you should look at them all. I recommend using these facts to create your own sticker campaign, graffiti, e-mails, poster/wheatpaste campaign, to educate your friends and family and classmates and whoever.

Who receives federal welfare benefits?
* The 1992 welfare caseload consisted of 9.2 million children and 4.4 million adults (most of them mothers). About half the children in welfare families are under 6; one-quarter under 3.
* There is no federal welfare program to provide income to able-bodied adults without children.

Does welfare make people have huge families to get more benefits? No.
* In 72.7% of families on AFDC, there are 2 or fewer children. The average AFDC family size has decreased from 4.0 to 2.9 persons since 1969.

Are welfare families “loading up” on benefits? No.
* The maximum food stamp benefit, received by only 23% of all recipients, amounts to about \$1.06 per meal per person. The maximum food stamp allotment for a family of three (the average size AFDC family) is $295/month.
(special note to non-welfare recipients: did you know that you can’t use food stamps to buy toilet paper, soap, toothpaste, tampons, or anything else that isn’t food that is vitally necessary? see the “Food Only” article for more on that.)

Does welfare cause dependency in the next generation? No.
* While women whose mothers never received welfare are statistically less likely to apply for welfare as adults than women whose mothers did, statistical research has not established that welfare causes dependency in the next generation. Researcher Peter Gottschalk and his colleagues have noted: “Because families receiving welfare are poor - indeed, poverty is a condition of welfare receipt - we would expect children from welfare families to have higher rates of poverty and welfare use as adults than children from nonpoor, nonwelfare families. Intergenerational correlation, therefore, does not necessarily indicate a causal relationship. . . .For example, if both mother and daughter grow up in neighborhoods with poor-quality school, both will be more likely to have lower earnings and, hence, a greater need for income assistance. . . . Changing the quality of the school her daughter attends. . . .will raise her income and, in turn, lower the probability that she receives public assistance.” (I would add that taking away her meager welfare income and health benefits will probably not bode well for her children’s education, health, employment future or general well-being.)

How much does the government spend on welfare?
* In 1993, AFDC cost the nation as a whole \$22.3 billion. Spending on AFDC consumed about 0.35% (that’s less than half a percent) of the gross domestic product. From 1970 to 1993, administrative costs for AFDC remained about the same: $3 billion (adjusted for inflation).

Are welfare recipients “addicted” to welfare? No. Does welfare create a dependency on a welfare “way of life” that people get stuck in? No.
* The data show a very dynamic welfare population, with many different people entering and leaving.
* 50% of recipients exit AFDC in the first year of welfare.
* 75% of recipients exit AFDC in the first two years of welfare.
* 30% of welfare recipients leave welfare permanently in less than two years.

How much cash do welfare recipients receive?
* Since 1970, states have allowed inflation to erode 45% of the value of welfare payments. In addition, many states have cut benefits: In 1970, the average monthly welfare check per family was \$676 (in 1993 dollars). In 1993, the average monthly welfare check per family was $373. Most AFDC households purchase shelter, clothing, transportation, personal hygiene, household needs, school supplies, and medical expenses not covered by medicaid/medicare out of an annual benefit income that averages $8000 for a family of 3 when AFDC and foodstamps are combined. (Living like “queens”?)

I hope these facts make you outraged at the portrayals of poverty and poor people that have come to dominate since the Regan era. While the government spends next to nothing alleviating poverty, educating poor people, and providing vital medical assistance, and works hard to cut these programs, more and more money goes into prisons, big business, and militarization. Get smart on poverty politics, share your knowledge with your friends, and create new radical responses to the war on the poor.

Article Link: http://www.makezine.enoughenough.org/queens.html

Welfare has just been replaced with Section 8, Food Stamps, WIC, EITC, subsidized daycare, etc.
 

Texashiker

Lifer
Dec 18, 2010
18,811
197
106
Edit: These are not my words but an article, I linked it at bottom

One of the most powerful tools of the recent war on the poor and the dismantling of poverty alleviation programs like Aid to Families with Dependent Children (AFDC), Medicaid, and Medicare has been the demonization of poor people.

Article Link: http://www.makezine.enoughenough.org/queens.html

None of which you posted addresses to opening post, which is parents teaching their children welfare as a way of life.

As I have said before, there are people out there that need help, and by all means lets help them.

But how can we stop this generation-to-generation of using welfare as a way of life?
 

Oldgamer

Diamond Member
Jan 15, 2013
3,280
1
0
None of which you posted addresses to opening post, which is parents teaching their children welfare as a way of life.

As I have said before, there are people out there that need help, and by all means lets help them.

But how can we stop this generation-to-generation of using welfare as a way of life?

There will always be someone who may game the system, but honestly making it harder or restricting it more is certainly not the answer. I too have had family who have been on and off welfare, and they do not, nor have ever had it easy. Life is pretty miserable and the snaps benefit program is terrible, most of the time they had to go to a food pantry to get bare bones necessity. I believe the majority of people on welfare and food assistance truly need it. In addition, those in my family who were on welfare were not allowed to stay on it for an indefinite period of time, and they had to actual job hunt, and report in, and or go on job interviews, and it didn't matter what the job was, if it was offered they had to take it.

It just seems like all these posts and media hype is really more of a way to dehumanize these folks and makes it easier to paint them bad, or undeserving of help. Yes, the article I linked was in response to some other posts on this thread.
 

BigToque

Lifer
Oct 10, 1999
11,700
0
76
So if the root is people making poor life choices. It would seem the the solution would be to take away freedom from stupid people. Or in other words. If people need to be taken care of like children we restrict their freedom like children.

The root of the problem isn't the poor choices. Those poor choices are often the end result of an upbringing that led them to a position where those "poor choices" are the only choices they know.
 
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