How to ensure the financial future of your child - social security disability

[unokitty]

The ratio of workers receiving disability to employment has tripled in the last 40 years. That’s why the Disability Insurance Trust Fund is starting to spend more than it takes in.


Anyone think that the trend shown in that chart is sustainable over the long run?

Its a zero sum situation. Every dollar spent on disability payments is a dollar that isn't available for education, a dollar that isn't available for other social welfare programs, a dollar that isn't available for infrastructure improvement...

Reminds me of the situation that they had in a hurricane shelter after the last hurricane. They bussed people from the Texas Gulf Coast to a school in Austin that was serving as a shelter.

The next morning, when the single mothers found out that they were going to have to wait to be severed breakfast until after the disabled people had eaten, they almost rioted.

They only had one Austin policeman there. He had to call for reinforcements...

Uno

 

[waggy]

The ratio of workers receiving disability to employment has tripled in the last 40 years. That’s why the Disability Insurance Trust Fund is starting to spend more than it takes in.


Anyone think that the trend shown in that chart is sustainable over the long run?

Its a zero sum situation. Every dollar spent on disability payments is a dollar that isn't available for education, a dollar that isn't available for other social welfare programs, a dollar that isn't available for infrastructure improvement...

Reminds me of the situation that they had in a hurricane shelter after the last hurricane. They bussed people from the Texas Gulf Coast to a school in Austin that was serving as a shelter.

The next morning, when the single mothers found out that they were going to have to wait to be severed breakfast until after the disabled people had eaten, they almost rioted.

They only had one Austin policeman there. He had to call for reinforcements...

Uno

Part of the reason so many more are signing up for SSDI is many disabled have lost jobs. Right now its very hard for a disabled to get a job vs a healthy person. Just far to much competition in the job market.

I do volunteer work helping people get SSDI (it's a stupidly complex system). I have seen people who have worked the last 10-20 years out of work. not being able to find a job So resort to SSDI. They don't want to. but that is what is left.

I am all for SSDI IF NEEDED. It pisses me off what is considered a "disability" anymore. I took a guy a doctor for a "ssdi certification". its where they send you to one of there doctors to make sure you are disabled. the guy i was with IS disabled. while waiting to see the doctor (a 2 hour wait..) the guy next to us was on his phone. he was talking about how he had a great workout at the Y and even got into a nice pic-up game of Basketball. then went on to say how he would meet up with them for a game of softball.

WHAT THE FUCK. i fyou can play that much..you can get a job. When the nurse called him he got up and had a major limp (wich he didn't before).

ugh.

 

[1prophet]

So, uhh, the fabled Job Creators turned out to be the Lootocracy?

Funny how that works.

Truth is that they dumped their frumpy old American Workforce for a hot new Chinese mistress, a real slut, who'll do anything they ask for nearly nothing.

Between that and automation, there are increasingly limited employment opportunities in this country, but Righties still operate on the mindset that jobs are plentiful, more work is needed, and that resources are infinite & freely available, just like when the frontier was open. Too bad that their capitalist idols don't see it the same way.

Even as employment becomes more & more a privilege for the few, they see it in moralistic terms of laziness & sloth, of somehow being morally superior by dint of employment, when luck is more a factor than they can comprehend.

As Moonbeam referenced earlier, there are millions on welfare and millions on millions of low wage jobs there for the taking, but only in their imaginations. Robots & Chinese get those jobs to pad the profit margins of people whose incomes are enormous & whose purposes are merely to win & to obtain more power. They don't need for us to work at all, for the most part. They let us work, sometimes, just enough to service the debt on the money they lend us & to get by, never get ahead. At least that's their ideal situation.

We remain the richest nation on earth, but we've somehow lost track of how to share it constructively, mired in the ideology of selfish greed. Some are manipulated into accepting that ideology willingly, even when it's against their own interests. It's easy to convince us that we're somehow superior, and that those more unfortunate are inferior, because it's what we've been taught our whole lives. Our pride & sense of self worth is double edged, used both to enable ourselves & to vilify others.

I'll add to that, their Chinese mistress didn't do it for nothing, she stole their wallet (intellectual property) soon she will dictate the terms of their relationship and there will be no frumpy old wife to go back to,

and it wasn't just the republicans but those union back stabbers called democrats who went along with all those "make Americans rich jobs we don't need" free trade agreements.

http://www.youtube.com/watch?v=GhwhMXOxHTg

Look at the immense irony, a billionaire on the side of American jobs and one of the most prominent Democrats in the pocket of big business interests that lusted for their Mexican and then their Chinese mistress because they got tired of providing for their uppity, demanding American wife that actually supported them.

 

[Engineer]

Part of the reason so many more are signing up for SSDI is many disabled have lost jobs.

How about the fact that many 'abled' just can't get a good job and say 'fuck it, I'm getting on disability'? Just lawyer up and go for it....nothing to lose, especially if the lawyer can be paid as a % of the reward.

Go through Eastern Kentucky and look at the lawyer billboards touting this and you'll understand greatly......there is a reason that there are counties in Eastern KY and Western West Virginia that have 65% of the residents on some sort of government assistance yet these same people can go hunting, build dog houses, four wheel all day long and type on the internet for days....

 

[Jhhnn]

Its a zero sum situation. Every dollar spent on disability payments is a dollar that isn't available for education, a dollar that isn't available for other social welfare programs, a dollar that isn't available for infrastructure improvement...

It's just another dollar that Repubs want to leave in the investment portfolios of the Uber Wealthy. They'll match any cut in services to a cut in top tier taxes, then claim poverty for the govt, cut more services. Wash, rinse, repeat.

In a broader sense, it seems clear that the dearth of jobs is a societal disability, induced by clinging to failed economic policy in the face of its abject failure to deliver to more people than the financial elite.

Where are those courageous & innovative risk taking job creators today, anyway? Oh, yeah, they're heavily invested in cash & cash equivalents, notably US govt bonds. They wouldn't know what to do without 'em.

 

[Jhhnn]

How about the fact that many 'abled' just can't get a good job and say 'fuck it, I'm getting on disability'? Just lawyer up and go for it....nothing to lose, especially if the lawyer can be paid as a % of the reward.

Go through Eastern Kentucky and look at the lawyer billboards touting this and you'll understand greatly......there is a reason that there are counties in Eastern KY and Western West Virginia that have 65% of the residents on some sort of government assistance yet these same people can go hunting, build dog houses, four wheel all day long and type on the internet for days....

Those places are, of course, Teahad central. It must be like kinky abusive sex for their wealthy financiers- the harder you fuck 'em, the more they love it.

 

[Engineer]

Those places are, of course, Teahad central. It must be like kinky abusive sex for their wealthy financiers- the harder you fuck 'em, the more they love it.

I'll say it....they are just outright racist, period. I do find it funny how that many are sucking on the government tit while at the same time complaining about others doing the same. I've asked a few about it like 'why should your son, who has 5 kids by 3 different women, continue to get SSI since he's perfectly capable of working' and was told 'well, that's better than giving it to the illegal Mexicans entering this country' (true quotes).

 

[unokitty]

According to a government report from last year, the Social Security Disability Insurance program is expected to exhaust its trust fund in 2016, years before either Medicare or Social Security. If that happens, the revenues coming in would only be enough to cover about 80% of the payments due to the disabled and their families.

"It means benefits would be cut," said Virginia Reno, vice president for income security at the National Academy of Social Insurance. "That has never happened before."

From CNN/Money

“The problem with socialism is that you eventually run out of other people's money.” ― Margaret Thatcher

Perhaps the problem is self limiting?

Uno

 

[Engineer]

From CNN/Money

“The problem with socialism is that you eventually run out of other people's money.” ― Margaret Thatcher

Perhaps the problem is self limiting?

Uno

Nah, there's more money....it just hasn't been voted to themselves yet. Don't worry though, it will with time.

 

[Texashiker]

How about the fact that many 'abled' just can't get a good job and say 'fuck it, I'm getting on disability'? Just lawyer up and go for it....nothing to lose, especially if the lawyer can be paid as a % of the reward.

I fully agree with our post, and would like to add there is no fix in sight.

Our education has failed to provide young adults with any real marketable skills straight out of high school.

The best class in high school is probably welding, or some kind of shop class. Something that teaches students a skill where they can get an entry level position without a college degree.

Our government has failed to protect the jobs that supported the middle class.

Younger generations have been raised with a sense of entitlement. As a result a lot of young people refuse to do any kind of manual dirty work.

Why go to work as a helper in a refinery making $18 an hour, when someone can go to best buy for minimum wage and stay in the AC all day?

“The problem with socialism is that you eventually run out of other people's money.” ― Margaret Thatcher

We can always print more money - Alan Greenspan.

 

[Engineer]

The best class in high school is probably welding, or some kind of shop class. Something that teaches students a skill where they can get an entry level position without a college degree.

I'm a degreed engineer and have had Calculus I through IV, circuits classes, microprocessor classes, signals and systems classes and so-on. However, the most important class in my life has been.......'typing' from my 10th grade year in high school. No other class has made me more productive than that class did. My boss, also a degreed EE doing the same type of work, actually agrees with me 100%.

Sometimes, life skills are far more important than theoretical math classes (as an example).

 

[Texashiker]

I'm a degreed engineer and have had Calculus I through IV, circuits classes, microprocessor classes, signals and systems classes and so-on. However, the most important class in my life has been.......'typing' from my 10th grade year in high school. No other class has made me more productive than that class did. My boss, also a degreed EE doing the same type of work, actually agrees with me 100%.

Sometimes, life skills are far more important than theoretical math classes (as an example).

When I was working in the heat exchanger shops as a fitter, give me a helper that took welding in high school any day of the week.

I believe high school does a poor job of training people in real life skills.

Typing is important in your line of work.

Tack welding, being able to use a grinder, being able to use a cutting torch and general safety was important in my line of work.

But what are schools teaching kids? Advanced math. A lot of schools no longer teach drafting, shop, welding, auto-mechanics, wood working,,,, things that might pay off later in life.

These kids who grew up in a welfare family finish high school (if they get that far), then say "what now?" They have no direction from their parents, no marketable skills, no financial way to go to college,,, so a lot of them turn to welfare.

Or better yet, get the kid on SSI before they turn 18.

 

[Engineer]

These kids who grew up in a welfare family finish high school (if they get that far), then say "what now?" They have no direction from their parents, no marketable skills, no financial way to go to college,,, so a lot of them turn to welfare.

Or better yet, get the kid on SSI before they turn 18.

or alot of people are just lazy and like the fact that they can lay around all day and still have someone else pay the bills, just like mommy (or daddy) used to do.

(Note: I'm not saying that all people on welfare are doing this)

 

[waggy]

How about the fact that many 'abled' just can't get a good job and say 'fuck it, I'm getting on disability'? Just lawyer up and go for it....nothing to lose, especially if the lawyer can be paid as a % of the reward.

Go through Eastern Kentucky and look at the lawyer billboards touting this and you'll understand greatly......there is a reason that there are counties in Eastern KY and Western West Virginia that have 65% of the residents on some sort of government assistance yet these same people can go hunting, build dog houses, four wheel all day long and type on the internet for days....

That too! yes its getting worse in people trying to scam to get SSDI. That really pisses me off. it makes it harder for those that really need it.

I do take exception at the idea that a person who is disabled cna't hunt, build a dog house or ride a 4x4. I know many who are disabled (i am also) that can do those. Granted it's not something i can do every day. heh i built a dog house and it took a while..and it turned out ugly but i did it!

 

[Engineer]

That too! yes its getting worse in people trying to scam to get SSDI. That really pisses me off. it makes it harder for those that really need it.

I do take exception at the idea that a person who is disabled cna't hunt, build a dog house or ride a 4x4. I know many who are disabled (i am also) that can do those. Granted it's not something i can do every day. heh i built a dog house and it took a while..and it turned out ugly but i did it!

I'm not talking about somebody taking a week to build a dog house, I'm talking about a young guy (late 20's) that does this stuff EVERY DAY!

Besides, if they can type on a PC all day, why can't they do data entry? Lots of disability = lazy, don't want to work people who have figured out how to work the system (again, not all).

I've seen this first hand...many times.

 

[Svnla]

<sad panda>

So it is not what you can do for your country but what/how you can screw your own country for financial gain/easy money.

We can not keep going on forever with more and more people jump on the wagon and refuse to pull/push the wagon forward.

 

[unokitty]

When you are an adult applying for disability you have to prove you cannot function in a "work-like setting." When you are a kid, a disability can be anything that prevents you from progressing in school. Two-thirds of all kids on the program today have been diagnosed with mental or intellectual problems.

Jahleel is a kid you can imagine doing very well for himself. He is delayed. But given the right circumstances and support, it's easy to believe that over the course of his schooling Jahleel could catch up.

Let's imagine that happens. Jahleel starts doing better in school, overcomes some of his disabilities. He doesn't need the disability program anymore. That would seem to be great for everyone, except for one thing: It would threaten his family's livelihood. Jahleel's family primarily survives off the monthly $700 check they get for his disability.[5]

Jahleel's mom wants him to do well in school. That is absolutely clear. But her livelihood depends on Jahleel struggling in school. This tension only increases as kids get older. One mother told me her teenage son wanted to work, but she didn't want him to get a job because if he did, the family would lose its disability check.

--NPR Unfit for Work the Startling Rise of Disability in America

Get well. Get a job. Lose your government check... Lose medicare...

What could possibly go wrong?

Uno

 

[Texashiker]

So it is not what you can do for your country but what/how you can screw your own country for financial gain/easy money.

Point #1 - I think society have bred a generation that is no longer expected to rise to the occasion. The nation has been explored, the roads have been built, the gold rush has come and gone, the railroads have been built and the wars have been fought.

What real challenge still exist in the world?

Point #2 - Rather than allowing kids to have a choice in their education, they are grouped together. Advanced math, english and history are forced down their throats.

Not everyone can grasp abstract math. Those that can not are left behind. College algebra is one reason why I never finished my degree. I just could not grasp the idea of abstract math with no real world applications. If there were real world applications the teacher did not teach it. I felt left behind in my degree because I could not grasp one of the required classes.

Where are the shop classes? Drafting, welding,,, and other classes schools used to teach?

Rather than saying, "kid, there is no way you are going to make it in math, so lets replace math with a wood working class." schools force students to learn stuff they will never use in the real world.

We can not keep going on forever with more and more people jump on the wagon and refuse to pull/push the wagon forward.

we can always print more money.

 

[Engineer]

we can always print more money.

No more of it ever makes it down to the masses though.....just accumulates at the very top.

 

[nehalem256]

--NPR Unfit for Work the Startling Rise of Disability in America

Get well. Get a job. Lose your government check... Lose medicare...

What could possibly go wrong?

Uno

Clearly NPR is a mouth piece for radical Teapartiers

"Just out of curiosity, what is your disability?" the judge asked from the bench.
"I have high blood pressure," the man said.
"So do I," the judge said. "What else?"
"I have diabetes."
"So do I."

lol

"I was in a 1990 Jeep Cherokee Laredo," Dane Mitchell, a 23-year-old guy I met in a coffee shop, told me. "I flipped it both ways, flew 165 feet from the Jeep, going through 12 to 14,000 volts of electrical lines. Then I landed into a briar patch. I broke all five of my right toes, my right hip, seven of my vertebrae, shattering one, breaking a right rib, punctured my lung, and then I cracked my neck."

So if you "suck at driving"*, and don't wear your seat belt you get a free ride from the government...

*based on the age and gender I will go out on a limb and saying that speeding was involved. Extra points if he was texting at the same time.

 

[Texashiker]

No more of it ever makes it down to the masses though.....just accumulates at the very top.

I meant that we can fund social security disability by printing more money.

Just add a SSI stimulus to the budget and have the federal reserve print money.

 

[Engineer]

I meant that we can fund social security disability by printing more money.

Just add a SSI stimulus to the budget and have the federal reserve print money.

Ah, gotcha. Don't know if you can do that but understand what you are saying.

 

[Slew Foot]

Theres hordes of Mexicans making 20/hr cleaning houses and mowing lawns around here. But Americans are too fat and lazy to do those jobs so theyll sit on welfare their whole life.

 

[JEDI]

The moms sister from the op was on SSDI before she turned 18. She claimed she was bipolar.

Another person I know got on SSDI at 17 years old. That person has a slight case of autsim.

how much are ssdi benefits?

 

[Texashiker]

how much are ssdi benefits?

I do not know how much the families I referred to are drawing. Its nothing I cared to ask about.

One of the linked articles in this thread says a child is drawing $700 a month, plus is on medcaid.