How would you invest 10,000.00 ?

[syzygy]

Basically . . . real estate ? foreign exchange ? stocks ? muni bonds ? Just fielding ideas to jump start research. Your experiences and knowledge are much appreciated.

Looking for max return over short to mid-term (6 mos to a year) ?

Done muni-bonds. Decent return. Done stocks. Lossed there.

Real estate is terra incognita.

 

[highland145]

Tax sale.

Edit: 3% month 1-3
6% month 4-6
9% month 7-9
12% month 10-12

If the delinquent tax payer doesn't redeem the property, it's yours. YMMV depending on your state.

 

[JoeyP]

If you have a legit reason to not pay taxes on the (lower) gains, then I'd stay away from muni bonds, and go with "regular" bonds. Your CPA or tax preparer might be able to help decide.

 

[darkewaffle]

Short of getting lucky on a hot stock, I don't think you'll see much of a return on any investment over such a short period personally. 10k is enough to get you shares in most of the major mutual funds however, which might be worth considering in terms of performance and safety; but I don't know what the process is like withdrawing from them however.

 

[Mixolydian]

Personally I'd stick it in a savings account or CD.

 

[amdhunter]

Buy a tank of gas.

 

[Net]

emergency fund. If your set there then
retirement. If that is maxed out then
house savings. If no reason for that then
spread in vanguard index funds.

 

[T_Yamamoto]

Personally I'd stick it in a savings account or CD.

This

 

[Imp]

Savings account until "fiscal cliff" bullshit is over. Some awesome gains to be made right now in stocks, but there's a larger than normal chance of it tanking thanks to that event plus Europe plus Greece plus China.

 

[DaveSimmons]

emergency fund. If your set there then
retirement. If that is maxed out then
house savings. If no reason for that then
spread in vanguard index funds.

That's what I do, but my time window is decades not 6 months.

For 6 months I'd just park it in online savings or checking.

 

[jagec]

6 months to a year is pretty short-term for any kind of investment to give you good returns without LOTS of risk. Instead, buy stuff at garage sales and resell it for a profit on ebay.

 

[bigrash]

Buy tons of gold.