Hurricane Sandy! (Watch out, NE)

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dfuze

Lifer
Feb 15, 2006
11,953
0
71
I read that it was supposed to meet with a arctic blast and might just stagnate around the NYC area for 2 or 3 days.

Yeah, the two air masses are supposed to collide. An article on Yahoo yesterday was comparing it to the "perfect storm" of 91.

I'm conserned about all the rain and wind, since the trees still have much of their leaves, getting ripped out of the ground.
 

lupi

Lifer
Apr 8, 2001
32,539
260
126
Watched a snippet on the weather channel of the 2 main tracks and one has it taking a hook at the VA/NC border and going right up the chesapeake bay. That could be bad.
 

DrPizza

Administrator Elite Member Goat Whisperer
Mar 5, 2001
49,601
166
111
www.slatebrookfarm.com
im right there at the southeastern tip of virginia... boo. our mortgage already went up dam near 50% this year due to all the recent tornados/hurricanes.

work from home too so i get the day off if i lose power.

Huh??? Or, is that including an escrow with insurance in it, and the lender declared that "we decided you're in a flood plain, so you need flood insurance." Otherwise, that makes no sense.
 

Kaido

Elite Member & Kitchen Overlord
Feb 14, 2004
48,707
5,462
136
Seeing reports on our local CT news saying landfall is still up in the air with 2 models showing either NJ or NYC/CT as landfall, with the meteoroligist saying it seems to be trending more towards the north. I'm just hoping enough trees fell last year that not enough stuff grew back to fall on the lines again this year. 10 days without power last year sucked.

Man we got nailed with the hurricane, then we got nailed with the snowstorm. And it was right after we brought our newborn home for the first time...it was rough :biggrin:
 

FelixDeCat

Lifer
Aug 4, 2000
29,618
2,263
126
I pray for those in the path of this storm. I know a few that are near and dear in its path.
 

EagleKeeper

Discussion Club Moderator<br>Elite Member
Staff member
Oct 30, 2000
42,589
5
0
Huh??? Or, is that including an escrow with insurance in it, and the lender declared that "we decided you're in a flood plain, so you need flood insurance." Otherwise, that makes no sense.

Lenders do not decide the Flood Zone; They use Flood Zonemaps issued by the government.

More than likely a new map came out putting them into a flood zone.
they did not get flood insurance so the loan people went out and bought expensive private flood insurance knowing that they could pass the cost on.

I had a lender back in 90 that tried that on me in reverse.
My house was removed from the flood plan map so I canceled the flood insurance. they went and purchased a private for $1500 and tried to bill me. the Fed flood that I cancelled was $100/year.

After I showed the loan people that I was exempt from flood (they still wanted the policy prorated); they finally had to back down after I started putting payments into escrow.
 

amdhunter

Lifer
May 19, 2003
23,329
246
106
I just became the point person in my IT department in case shit hits the fan. Yay for going to work in bad weather and they close the place down.

No seriously - I really do enjoy it.
 

EagleKeeper

Discussion Club Moderator<br>Elite Member
Staff member
Oct 30, 2000
42,589
5
0
I just became the point person in my IT department in case shit hits the fan. Yay for going to work in bad weather and they close the place down.

No seriously - I really do enjoy it.

they close the place down; you can sit around and accomplish nothing.

any different than today?
 

Juddog

Diamond Member
Dec 11, 2006
7,851
6
81
Not looking forward to this; discovered a crack in my basement where a little bit of water leaked last time there was a big storm, planning on getting it fixed next year, and now they're predicting 5-6 inches of rain in my area.
 

DrPizza

Administrator Elite Member Goat Whisperer
Mar 5, 2001
49,601
166
111
www.slatebrookfarm.com
Lenders do not decide the Flood Zone; They use Flood Zonemaps issued by the government.

More than likely a new map came out putting them into a flood zone.
they did not get flood insurance so the loan people went out and bought expensive private flood insurance knowing that they could pass the cost on.

I had a lender back in 90 that tried that on me in reverse.
My house was removed from the flood plan map so I canceled the flood insurance. they went and purchased a private for $1500 and tried to bill me. the Fed flood that I cancelled was $100/year.

After I showed the loan people that I was exempt from flood (they still wanted the policy prorated); they finally had to back down after I started putting payments into escrow.
I meant more along the lines of "hey, we finally decided to take a look at this new flood zone map, and guess what..."
I can't recall the exact discussion within the first year of the purchase of our home - I think we switched insurance agents or something - but one of the guys for our mortgage company said, "oh, if you have a stream near your house, you're going to need flood insurance." My wife's words were, "if we need flood insurance, you better start building an ark."
 

zzuupp

Lifer
Jul 6, 2008
14,863
2,319
126
Huh??? Or, is that including an escrow with insurance in it, and the lender declared that "we decided you're in a flood plain, so you need flood insurance." Otherwise, that makes no sense.

The flood maps were re-drawn in 2011. So, that could be the case.
 

irishScott

Lifer
Oct 10, 2006
21,562
3
0
Yep, University of Delaware just suspended classes for Monday (delayed midterm! Woot!). Advising all students to leave campus. (Fuck that.)

I'll be stocking up tonight before the real panic hits tomorrow. Last time we had a few feet of snow a couple of ghetto idiots got into a fight over the last box of English muffins.
 

Aikouka

Lifer
Nov 27, 2001
30,383
912
126
Hmm I hope STNY doesn't get a ton of rain. They got demolished last year with some pretty bad flooding, and this could easily do the same. :\
 

DrPizza

Administrator Elite Member Goat Whisperer
Mar 5, 2001
49,601
166
111
www.slatebrookfarm.com
Hmm I hope STNY doesn't get a ton of rain. They got demolished last year with some pretty bad flooding, and this could easily do the same. :\
Only some parts of the Southern Tier. Last year, when the flooding was going on, we got nothing (120 miles to your west.) But, it looks like the potential for flooding is very high with this one - not that it's definitely going to happen.
 

13Gigatons

Diamond Member
Apr 19, 2005
7,461
500
126
Not looking forward to this; discovered a crack in my basement where a little bit of water leaked last time there was a big storm, planning on getting it fixed next year, and now they're predicting 5-6 inches of rain in my area.


Buy 100% silicone calk and the patch the hell out of it.

Then get a couple floor pumps, if you don't already have sump pumps.
 

God Mode

Platinum Member
Jul 2, 2005
2,903
0
71
If the crazy storm a while back that knocked all those trees down is any indicator, I feel bad for all the rotted out shack of a house in the NE area.
 

Gunslinger08

Lifer
Nov 18, 2001
13,234
2
81
I'm in the northern tip of VA. I have a feeling the storm won't be very bad here, but of course everyone around here is flipping out. Thankfully, I have a newer home, so I shouldn't have to worry much about water in my basement. Just hopeful that power won't go out so I don't have to worry about the sump pump and fridge.
 
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