$13,000!? Dayammm. Ouch. Thud, skid Thud.
Your money or not, your wife has every right to be interested in that much cha-ching being tied up in the black hole, not to mention; even if you do pay that thing off as fast as possible -> your fee's are friggin' huge. Don't kid yourself about transferring to zero balance cards.
On another note, yesterday I just paid my last credit card off and I'm now CREDIT CARD DEBT FREE!! Cough, sorry man. I was in your spot up to $7,000.00 a couple years ago and it took until yesterday to pay the friggers off. had 3 cards, now down to 1 - just to keep a credit reference handy.
Good luck.
Your money or not, your wife has every right to be interested in that much cha-ching being tied up in the black hole, not to mention; even if you do pay that thing off as fast as possible -> your fee's are friggin' huge. Don't kid yourself about transferring to zero balance cards.
On another note, yesterday I just paid my last credit card off and I'm now CREDIT CARD DEBT FREE!! Cough, sorry man. I was in your spot up to $7,000.00 a couple years ago and it took until yesterday to pay the friggers off. had 3 cards, now down to 1 - just to keep a credit reference handy.
Good luck.