This happens in Ontario. Can't renew your license or plate sticker unless you have proof of insurance. Driving without insurance is punishable by law.
orly? Plowed through a fence, an apartment, then finally this guy's apartment, and it was just because you hit the accelerator instead of brakes? In a parking lot?! If that's actually true you don't belong driving a goddamn car, without a doubt.Irving police believe the driver accidentally hit the accelerator instead of the brakes...
So, you must own a vehicle to obtain a driver's license? Because that's about what you're saying.
Having a driver's license does not require one to own a vehicle, so how does one obtain insurance if one does not own a vehicle? As far as I know, you can obtain a driver's license in any state in the union without owning a vehicle.
Yeah it's fucked up. This does not absolve her from a civil suit, however. ....I don't think there are limits to what she can be charged for in a civil suit? I guess the problem here is that he can only win what she can afford after all assets tabulated.
Seems one issue he has is he has a high deductible medical plan, so he has to pay his high deductible before they will pay for needed medical supplies. This is why high deductible plans need to be banned. People should not be on a high deductible plan.
So, you must own a vehicle to obtain a driver's license? Because that's about what you're saying.
Having a driver's license does not require one to own a vehicle, so how does one obtain insurance if one does not own a vehicle? As far as I know, you can obtain a driver's license in any state in the union without owning a vehicle.
License plate not drivers license. If you own a vehicle and want a license plate on it then you must show and maintain proof of insurance. If you decide to no longer insure the vehicle you must return said license plate. You can own or not own a vehicle all you want and still get a drivers license. Although you generally need to use a vehicle with insurance on it in order to obtain your first license but that's it.
This is so obvious, I can't figure out how the idiots in so many states haven't figured out the insanely simple solution. In NY, you can NOT cancel your car insurance once you get the car registered. To cancel with a company, you have to provide proof of insurance with another company. To cancel without a new insurance policy, you need proof from the DMV that you've turned in your plates. If you simply let your policy lapse, at midnight when the policy lapses, the insurer's computer automatically notifies the state's DMV that your registered car no longer has insurance. Police have the ability to scan license plates while driving, and can identify vehicles with expired registrations, lapsed insurance policies, etc. I see people charged with unlicensed operation of a motor vehicle all the time in the police reports - people who lost it to DWI or whatever. What is relatively rare is an accident where someone's charged with no insurance. Because of stories like in the OP, I question the sanity of the folks in those states who put up with conditions like that - where the state makes it easy for people to drive a car without the financial ability to cover damages that they may do with their car.many states are like that. but then you can just cancel your car insurance once you get the license.
This is so obvious, I can't figure out how the idiots in so many states haven't figured out the insanely simple solution. In NY, you can NOT cancel your car insurance once you get the car registered. To cancel with a company, you have to provide proof of insurance with another company.
An hour and a half after posting this I was in a restaurant where two LEO's were having dinner. When they got up to leave, I prompted them about this, my interpretation and asked them for their interpretation. I was right on their money. But that is my locality, not where this took place or anywhere else.Speaking from personal experience (t-bone, I got hit), the other operator wasn't cited because the accident happened on private property, which this sounds to be the case. I am not sure about the laws governing vehicle operation on private property, but it sounds like this might be the case. Police filed a report and I filed a claim against the other motorist's insurance company.
While the responding officer is tasked with filing a report, calling for EMT, etc., how can he charge someone for an accident. I p[resume the driver could have been charged with all sorts of things had this been on a public road (manslaughter 2?, driving while uninsured, etc.).