I hate Holidays

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WilliamM2

Platinum Member
Jun 14, 2012
2,511
548
136
No banking? No mail?

No WAY man.

Just say NO.
I just transferred funds from one bank to another. Later today I'll pay off Visa.
What do you mean no banking? I haven't been in a bank branch in 15 or 20 years.
Haven't got any mail in a week, hopefully don't get any for another week.
 
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pmv

Lifer
May 30, 2008
13,267
8,195
136
LoL you know ATM and email have been mainstream for decades right?

ATM's have gone beyond 'mainstream' and into 'being removed'. It's increasingly difficult to find ATMs round here, as it seems there's a push to do away with cash.
 

sdifox

No Lifer
Sep 30, 2005
96,096
15,754
126
ATM's have gone beyond 'mainstream' and into 'being removed'. It's increasingly difficult to find ATMs round here, as it seems there's a push to do away with cash.

We are seeing that happen here as well, albeit in a much slower pace.
 
Last edited:

nakedfrog

No Lifer
Apr 3, 2001
58,521
12,815
136
I just transferred funds from one bank to another. Later today I'll pay off Visa.
What do you mean no banking? I haven't been in a bank branch in 15 or 20 years.
Haven't got any mail in a week, hopefully don't get any for another week.
You don't understand, he had some very important banking to do today, it couldn't have been handled yesterday, and tomorrow is too far away! VERY IMPORTANT BANKING!
 
Nov 17, 2019
11,258
6,701
136
I set ACH transfers for today thinking they'd process today since the banks I use do same day transfers during business hours.

But they won't.
 

sdifox

No Lifer
Sep 30, 2005
96,096
15,754
126
If it is a bank holiday, the transaction move to next business day. So do due dates so zero impact. This has been true since probably 1913, when the Federal Reserve was established and all bank clearance is through them.
 
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Red Squirrel

No Lifer
May 24, 2003
67,871
12,349
126
www.anyf.ca
You'd think by now financial stuff could just happen 24/7. Servers never go on vacation. I guess bank IT systems are very far behind the times and require lot of manual interventions such as inserting punch cards to make transactions happen.
 

sdifox

No Lifer
Sep 30, 2005
96,096
15,754
126
You'd think by now financial stuff could just happen 24/7. Servers never go on vacation. I guess bank IT systems are very far behind the times and require lot of manual interventions such as inserting punch cards to make transactions happen.
It's a business process thing. The Federal Reserve operates on business days and since all clearance happens through them, you have to sync to business days.
 
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Muse

Lifer
Jul 11, 2001
37,822
8,296
136
I just transferred funds from one bank to another. Later today I'll pay off Visa.
What do you mean no banking? I haven't been in a bank branch in 15 or 20 years.
Haven't got any mail in a week, hopefully don't get any for another week.
Only time I go to a bank is to access my safe deposit box, and that's just about always to swap hard drive. I back up my NAS thataway.
 
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Muse

Lifer
Jul 11, 2001
37,822
8,296
136
Where did you find volunteers to gangbang a 80 year old? Your retirement home?
Hey buddy, wasn't me, that was when you were 8YO, you stood there befuddled while a bunch of fellas banged your mom. It's right there for all to see, on the internet. Piss off.
 
Reactions: Captante

sdifox

No Lifer
Sep 30, 2005
96,096
15,754
126
Hey buddy, wasn't me, that was when you were 8YO, you stood there befuddled while a bunch of fellas banged your mom. It's right there for all to see, on the internet. Piss off.
LoL that would predate the internet.
 

Torn Mind

Lifer
Nov 25, 2012
11,782
2,685
136
Only time I go to a bank is to access my safe deposit box, and that's just about always to swap hard drive. I back up my NAS thataway.
Probably because it's a hard drive, it's fine. But a safe deposit box is not actually that safe because bank employees can and do steal. https://www.nytimes.com/2019/07/19/business/safe-deposit-box-theft.html

However, custody and access of the box are either not recorded, fudged, or you can't ever see them anyway so criminal theft or the tort of conversion will not be able to work simply because the party identified isn't there and/or the evidence to prevail is not kept. The object is not sufficiently inventoried and valued.

In the days after Mr. Poniz found his box empty, he began piecing together what had happened: Wells Fargo had apparently tried to evict another customer for not keeping up with payments, and bank employees had mistakenly removed his box instead. After drilling No. 105 open, the bank shipped its contents to a storage facility in North Carolina. After Mr. Poniz discovered the loss, Wells Fargo sent back everything it had in storage, but some items had vanished.
 
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WilliamM2

Platinum Member
Jun 14, 2012
2,511
548
136
Probably because it's a hard drive, it's fine. But a safe deposit box is not actually that safe because bank employees can and do steal. https://www.nytimes.com/2019/07/19/business/safe-deposit-box-theft.html

However, custody and access of the box are either not recorded, fudged, or you can't ever see them anyway so criminal theft or the tort of conversion will not be able to work simply because the party identified isn't there and/or the evidence to prevail is not kept. The object is not sufficiently inventoried and valued.

Are you seeking professional help for your paranoia? Or maybe you could just Google it.
 
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