I just confessed to my parents

[RbSX]

How bad of a feeling is it? Terrible.

I'm a person with alot of pride, and I just learnt how difficult it is to admit to yourself that you're in alot of trouble.

I've spent my entire life saving every penny, only to have it squandered in some stupid juvenile mistakes.

People I have a few recommendations for you all so you never reach the point where I am..

1)If you go to the grocery store and figure that you buy groceries takes up 1/10th of your bank account.. go get help.

2)If you can't sleep at night because you're worried about how you're going to get through the next week.. go get help.

3)If your putting off buying medications, utilities, (first of all pay your utilities so your credit won't be crap) and get help.

The last 6 months of my life have been financial hell, and don't ask why. I've finally confessed to my dad the true extent of my financial sh!tter, and am praying he doesn't go crazy and tell my mother, who will probably sit in her bedroom and cry.

People, don't ever go into debt.

 

[rmrf]

you are a true american.

 

[RbSX]

Originally posted by: rmrf
you are a true american.

I'm not american first of all, and second of all I didn't have that much money to spend to start off with. It takes very little for a person like me to get pushed over the financial edge. I'm a college student paying for his own tuition.

 

[l Xes l]

wow.. good thing i didn't bid on that 1000k diamond ring..

 

[imported_Mike]

how old are you?

 

[Whoozyerdaddy]

How old are you?

Edit: LMAO... Cheap beat me to it.

 

[rmrf]

Originally posted by: RyanSengara

Originally posted by: rmrf
you are a true american.

I'm not american first of all, and second of all I didn't have that much money to spend to start off with. It takes very little for a person like me to get pushed over the financial edge. I'm a college student paying for his own tuition.

anyways, don't fret the small stuff. just make sure you aren't overextending yourself too much, put stuff on credit if you have to, and make sure to make the minimum monthly payment. you will end up paying more in the end, but as long as you only put essential stuff on there so you can live, and pay it off once you are out of school, that's better than fvcking your credit up. be diligent.

 

[Tylanner]

be thankful he didnt pound yur ass into the ground for waking him up at 3:30am

 

[RbSX]

Originally posted by: rmrf

Originally posted by: RyanSengara

Originally posted by: rmrf
you are a true american.

I'm not american first of all, and second of all I didn't have that much money to spend to start off with. It takes very little for a person like me to get pushed over the financial edge. I'm a college student paying for his own tuition.

anyways, don't fret the small stuff. just make sure you aren't overextending yourself too much, put stuff on credit if you have to, and make sure to make the minimum monthly payment. you will end up paying more in the end, but as long as you only put essential stuff on there so you can live, and pay it off once you are out of school, that's better than fvcking your credit up. be diligent.

Well right now I'm trying to secure a student loan for a fall back position..

 

[necine]

I feel you man. I'm a fulltime college student. I have a fulltime job. I pay rent/insurance/tuition/whateverthehellelse. It's tough. When I get sick, and take a day off I usually can't eat (well, at least) for a little while.

 

[DaWhim]

what major are you? hope you are not finance/eco related.

 

[RbSX]

Originally posted by: necine
I feel you man. I'm a fulltime college student. I have a fulltime job. I pay rent/insurance/tuition/whateverthehellelse. It's tough. When I get sick, and take a day off I usually can't eat (well, at least) for a little while.

For the past 3 weeks I've been begging my dad to cosign a student loan for me, that a terrible way for him to find out why.

I feel like sh!t, and I'm sure he's dissapointed in me. It's tough to admit to your biggest supporter that you've screwed up.

 

[RbSX]

Originally posted by: DaWhim
what major are you? hope you are not finance/eco related.

Actually I am, I am running into a finance problem because my expenses outweigh my income. But if I want to make any money when I get older I have to put myself through this current financial hell.

Thanks for your support.

Edit: To clarify, I thought I could weather the storm. Appearantly my NSF warnings say otherwise.

 

[Colt45]

im kind of curious what you got in debt on?

good message though, i like to buy things with cash, in full. one less thing to worry about.

 

[MAME]

Originally posted by: RyanSengara
How bad of a feeling is it? Terrible.

I'm a person with alot of pride, and I just learnt how difficult it is to admit to yourself that you're in alot of trouble.

I've spent my entire life saving every penny, only to have it squandered in some stupid juvenile mistakes.

People I have a few recommendations for you all so you never reach the point where I am..

1)If you go to the grocery store and figure that you buy groceries takes up 1/10th of your bank account.. go get help.

2)If you can't sleep at night because you're worried about how you're going to get through the next week.. go get help.

3)If your putting off buying medications, utilities, (first of all pay your utilities so your credit won't be crap) and get help.

The last 6 months of my life have been financial hell, and don't ask why. I've finally confessed to my dad the true extent of my financial sh!tter, and am praying he doesn't go crazy and tell my mother, who will probably sit in her bedroom and cry.

People, don't ever go into debt.

hehe, that's what you get for liking rims!

 

[RbSX]

Originally posted by: Colt45
im kind of curious what you got in debt on?

good message though, i like to buy things with cash, in full. one less thing to worry about.

Normally I do pay with things in Cash, it's the east indian side of me.

As far as what kinda debt I got into.. lets say I got into a car crash, car hit a house, insurance wouldn't cover type of thing.

 

[imported_Mike]

were you dd?

 

[DaWhim]

Originally posted by: RyanSengara

Originally posted by: Colt45
im kind of curious what you got in debt on?

good message though, i like to buy things with cash, in full. one less thing to worry about.

Normally I do pay with things in Cash, it's the east indian side of me.

As far as what kinda debt I got into.. lets say I got into a car crash, car hit a house, insurance wouldn't cover type of thing.

don't keep any assets. let them sue you, they will get nothing from you.

 

[RbSX]

Originally posted by: CheapArse
were you dd?

No I wasn't. My parents would have killed me if I ever did anything under the influence. I don't even drunk.

My car was parked on a hill, the e-brake cut out and ran into a house. Insurance didn't think it was so accidental.

 

[imported_Mike]

Originally posted by: DaWhim

Originally posted by: RyanSengara

Originally posted by: Colt45
im kind of curious what you got in debt on?

good message though, i like to buy things with cash, in full. one less thing to worry about.

Normally I do pay with things in Cash, it's the east indian side of me.

As far as what kinda debt I got into.. lets say I got into a car crash, car hit a house, insurance wouldn't cover type of thing.

don't keep any assets. let them sue you, they will get nothing from you.

haha, do you follow your own advice?

 

[johnjbruin]

Originally posted by: RyanSengara

Originally posted by: Colt45
im kind of curious what you got in debt on?

good message though, i like to buy things with cash, in full. one less thing to worry about.

Normally I do pay with things in Cash, it's the east indian side of me.

As far as what kinda debt I got into.. lets say I got into a car crash, car hit a house, insurance wouldn't cover type of thing.

ouch! why isnt insurance covering it?

 

[RbSX]

Originally posted by: johnjbruin

Originally posted by: RyanSengara

Originally posted by: Colt45
im kind of curious what you got in debt on?

good message though, i like to buy things with cash, in full. one less thing to worry about.

Normally I do pay with things in Cash, it's the east indian side of me.

As far as what kinda debt I got into.. lets say I got into a car crash, car hit a house, insurance wouldn't cover type of thing.

ouch! why isnt insurance covering it?

Because it couldn't be proven that it was a mechanical failure, in reality Acura RSXs have loose ebrakes, and the cord should be tightened. I learnt that a little bit to late.

 

[CarpeDeo]

Originally posted by: RyanSengara

Originally posted by: johnjbruin

Originally posted by: RyanSengara

Originally posted by: Colt45
im kind of curious what you got in debt on?

good message though, i like to buy things with cash, in full. one less thing to worry about.

Normally I do pay with things in Cash, it's the east indian side of me.

As far as what kinda debt I got into.. lets say I got into a car crash, car hit a house, insurance wouldn't cover type of thing.

ouch! why isnt insurance covering it?

Because it couldn't be proven that it was a mechanical failure, in reality Acura RSXs have loose ebrakes, and the cord should be tightened. I learnt that a little bit to late.

You have (had?) your own Acura RSX??

 

[RbSX]

Originally posted by: CarpeDeo

Originally posted by: RyanSengara

Originally posted by: johnjbruin

Originally posted by: RyanSengara

Originally posted by: Colt45
im kind of curious what you got in debt on?

good message though, i like to buy things with cash, in full. one less thing to worry about.

Normally I do pay with things in Cash, it's the east indian side of me.

As far as what kinda debt I got into.. lets say I got into a car crash, car hit a house, insurance wouldn't cover type of thing.

ouch! why isnt insurance covering it?

Because it couldn't be proven that it was a mechanical failure, in reality Acura RSXs have loose ebrakes, and the cord should be tightened. I learnt that a little bit to late.

You have (had?) your own Acura RSX??

I have an Acura RSX, sitting uninsured in my parents basement. My parents won't let me sell it to pay for this stuff as they bought it for me.

 

[DaWhim]

Originally posted by: CheapArse

Originally posted by: DaWhim

Originally posted by: RyanSengara

Originally posted by: Colt45
im kind of curious what you got in debt on?

good message though, i like to buy things with cash, in full. one less thing to worry about.

Normally I do pay with things in Cash, it's the east indian side of me.

As far as what kinda debt I got into.. lets say I got into a car crash, car hit a house, insurance wouldn't cover type of thing.

don't keep any assets. let them sue you, they will get nothing from you.

haha, do you follow your own advice?

I will do whatever I need to get out of the liability, if I absolutely have to. well, it is good to have a big family and good relationship with your siblings.