mAdMaLuDaWg
Platinum Member
- Feb 15, 2003
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Originally posted by: mAdMaLuDaWg
Originally posted by: halik
Originally posted by: RyanSengara
How bad of a feeling is it? Terrible.
I'm a person with alot of pride, and I just learnt how difficult it is to admit to yourself that you're in alot of trouble.
I've spent my entire life saving every penny, only to have it squandered in some stupid juvenile mistakes.
People I have a few recommendations for you all so you never reach the point where I am..
1)If you go to the grocery store and figure that you buy groceries takes up 1/10th of your bank account.. go get help.
2)If you can't sleep at night because you're worried about how you're going to get through the next week.. go get help.
3)If your putting off buying medications, utilities, (first of all pay your utilities so your credit won't be crap) and get help.
The last 6 months of my life have been financial hell, and don't ask why. I've finally confessed to my dad the true extent of my financial sh!tter, and am praying he doesn't go crazy and tell my mother, who will probably sit in her bedroom and cry.
People, don't ever go into debt.
Here's a two step processs:
1) Get a Job
2) Stop spending cash on stupi sh!t
Why is it that people have trouble staying outta debt in this country? Honestly?
Read the thread dumb@$$
Originally posted by: casper114
Originally posted by: RyanSengara
Originally posted by: rmrf
you are a true american.
I'm not american first of all, and second of all I didn't have that much money to spend to start off with. It takes very little for a person like me to get pushed over the financial edge. I'm a college student paying for his own tuition.
quit your whining, I pay my own tuition and if i fvck up my parents are dead so I don't have anyone to run to!
Originally posted by: halik
Originally posted by: mAdMaLuDaWg
Originally posted by: halik
Originally posted by: RyanSengara
How bad of a feeling is it? Terrible.
I'm a person with alot of pride, and I just learnt how difficult it is to admit to yourself that you're in alot of trouble.
I've spent my entire life saving every penny, only to have it squandered in some stupid juvenile mistakes.
People I have a few recommendations for you all so you never reach the point where I am..
1)If you go to the grocery store and figure that you buy groceries takes up 1/10th of your bank account.. go get help.
2)If you can't sleep at night because you're worried about how you're going to get through the next week.. go get help.
3)If your putting off buying medications, utilities, (first of all pay your utilities so your credit won't be crap) and get help.
The last 6 months of my life have been financial hell, and don't ask why. I've finally confessed to my dad the true extent of my financial sh!tter, and am praying he doesn't go crazy and tell my mother, who will probably sit in her bedroom and cry.
People, don't ever go into debt.
Here's a two step processs:
1) Get a Job
2) Stop spending cash on stupi sh!t
Why is it that people have trouble staying outta debt in this country? Honestly?
Read the thread dumb@$$
Just got down here. Paying yourself thru school with no loans tends to be a band idea. The amount of work needed to pay for everything is bound to interfere with the school work. I'd talk to his dad and ask him to cosign for a loan, that's probably the easiest way out.
Originally posted by: rmrf
you are a true american.
Originally posted by: RyanSengara
Originally posted by: DaWhim
what major are you? hope you are not finance/eco related.
Actually I am, I am running into a finance problem because my expenses outweigh my income. But if I want to make any money when I get older I have to put myself through this current financial hell.
Thanks for your support.
Edit: To clarify, I thought I could weather the storm. Appearantly my NSF warnings say otherwise.
Originally posted by: mAdMaLuDaWg
Originally posted by: halik
Originally posted by: mAdMaLuDaWg
Originally posted by: halik
Originally posted by: RyanSengara
How bad of a feeling is it? Terrible.
I'm a person with alot of pride, and I just learnt how difficult it is to admit to yourself that you're in alot of trouble.
I've spent my entire life saving every penny, only to have it squandered in some stupid juvenile mistakes.
People I have a few recommendations for you all so you never reach the point where I am..
1)If you go to the grocery store and figure that you buy groceries takes up 1/10th of your bank account.. go get help.
2)If you can't sleep at night because you're worried about how you're going to get through the next week.. go get help.
3)If your putting off buying medications, utilities, (first of all pay your utilities so your credit won't be crap) and get help.
The last 6 months of my life have been financial hell, and don't ask why. I've finally confessed to my dad the true extent of my financial sh!tter, and am praying he doesn't go crazy and tell my mother, who will probably sit in her bedroom and cry.
People, don't ever go into debt.
Here's a two step processs:
1) Get a Job
2) Stop spending cash on stupi sh!t
Why is it that people have trouble staying outta debt in this country? Honestly?
Read the thread dumb@$$
Just got down here. Paying yourself thru school with no loans tends to be a band idea. The amount of work needed to pay for everything is bound to interfere with the school work. I'd talk to his dad and ask him to cosign for a loan, that's probably the easiest way out.
He got into an accident which is the cause of his troubles.. not because he was paying for school. I've been paying for school/living expenses myself for the past four years and I'm graduating with honors in December, so its entirely possible to pay for your school and not have it interfere with your studies.
Originally posted by: RyanSengara
Originally posted by: johnjbruin
Originally posted by: RyanSengara
Originally posted by: Colt45
im kind of curious what you got in debt on?
good message though, i like to buy things with cash, in full. one less thing to worry about.
Normally I do pay with things in Cash, it's the east indian side of me.
As far as what kinda debt I got into.. lets say I got into a car crash, car hit a house, insurance wouldn't cover type of thing.
ouch! why isnt insurance covering it?
Because it couldn't be proven that it was a mechanical failure, in reality Acura RSXs have loose ebrakes, and the cord should be tightened. I learnt that a little bit to late.
Originally posted by: sonz70
If you need a way to get out of debt...I can give ya some hints to start making good cash
Originally posted by: iamwiz82
Originally posted by: rh71
I've been saying this for awhile now... in a lot of American homes, the child either gets kicked out at 18 (awesome parenting!) or the kids are so annoyed at their parents (or maybe just the stigma of staying at home) that they want to leave ASAP... with hardly any financial stability. Not a good system.Originally posted by: Inspector Jihad
i dont understand the western concept of letting your child work his way thru college...in indian culture, parents help the child thru college with payments...and the children usually take care of the parents once they get older...its an awesome system that works for both sides and creates strong and healthy relationship between parents and children...and adn this doesnt make the kids less hard working if you've brought them up right...i wonder if other eastern cultures also do this?
In my opinion, if the chance exists... stay home for a few years even after you graduate college + work full time... that way you'll save enough money to buy your 1st home at around 25-27. Even faster if your significant other is in the same boat.
The people who stay until they are 25 are so unprepared for the real world that I'm amazed they can wipe their own butts. I was out of the house by 18 (my choice) and never looked back.
Originally posted by: MaxDSP
Originally posted by: iamwiz82
Originally posted by: rh71
I've been saying this for awhile now... in a lot of American homes, the child either gets kicked out at 18 (awesome parenting!) or the kids are so annoyed at their parents (or maybe just the stigma of staying at home) that they want to leave ASAP... with hardly any financial stability. Not a good system.Originally posted by: Inspector Jihad
i dont understand the western concept of letting your child work his way thru college...in indian culture, parents help the child thru college with payments...and the children usually take care of the parents once they get older...its an awesome system that works for both sides and creates strong and healthy relationship between parents and children...and adn this doesnt make the kids less hard working if you've brought them up right...i wonder if other eastern cultures also do this?
In my opinion, if the chance exists... stay home for a few years even after you graduate college + work full time... that way you'll save enough money to buy your 1st home at around 25-27. Even faster if your significant other is in the same boat.
The people who stay until they are 25 are so unprepared for the real world that I'm amazed they can wipe their own butts. I was out of the house by 18 (my choice) and never looked back.
And you say this because you have personally seen it or just making a stereotypical comment?
Originally posted by: iamwiz82
Originally posted by: MaxDSP
Originally posted by: iamwiz82
Originally posted by: rh71
I've been saying this for awhile now... in a lot of American homes, the child either gets kicked out at 18 (awesome parenting!) or the kids are so annoyed at their parents (or maybe just the stigma of staying at home) that they want to leave ASAP... with hardly any financial stability. Not a good system.Originally posted by: Inspector Jihad
i dont understand the western concept of letting your child work his way thru college...in indian culture, parents help the child thru college with payments...and the children usually take care of the parents once they get older...its an awesome system that works for both sides and creates strong and healthy relationship between parents and children...and adn this doesnt make the kids less hard working if you've brought them up right...i wonder if other eastern cultures also do this?
In my opinion, if the chance exists... stay home for a few years even after you graduate college + work full time... that way you'll save enough money to buy your 1st home at around 25-27. Even faster if your significant other is in the same boat.
The people who stay until they are 25 are so unprepared for the real world that I'm amazed they can wipe their own butts. I was out of the house by 18 (my choice) and never looked back.
And you say this because you have personally seen it or just making a stereotypical comment?
Because I've seen it? I don't think I know of a single person that stayed with their parents that has done anything with their lives. Hell, the freaking valedictorian of my high school class still lives at home, didn't graduate college, and doesn't really work. :roll:
Originally posted by: mAdMaLuDaWg
Originally posted by: iamwiz82
Originally posted by: MaxDSP
Originally posted by: iamwiz82
Originally posted by: rh71
I've been saying this for awhile now... in a lot of American homes, the child either gets kicked out at 18 (awesome parenting!) or the kids are so annoyed at their parents (or maybe just the stigma of staying at home) that they want to leave ASAP... with hardly any financial stability. Not a good system.Originally posted by: Inspector Jihad
i dont understand the western concept of letting your child work his way thru college...in indian culture, parents help the child thru college with payments...and the children usually take care of the parents once they get older...its an awesome system that works for both sides and creates strong and healthy relationship between parents and children...and adn this doesnt make the kids less hard working if you've brought them up right...i wonder if other eastern cultures also do this?
In my opinion, if the chance exists... stay home for a few years even after you graduate college + work full time... that way you'll save enough money to buy your 1st home at around 25-27. Even faster if your significant other is in the same boat.
The people who stay until they are 25 are so unprepared for the real world that I'm amazed they can wipe their own butts. I was out of the house by 18 (my choice) and never looked back.
And you say this because you have personally seen it or just making a stereotypical comment?
Because I've seen it? I don't think I know of a single person that stayed with their parents that has done anything with their lives. Hell, the freaking valedictorian of my high school class still lives at home, didn't graduate college, and doesn't really work. :roll:
You must know a pretty small group of people then
Originally posted by: purbeast0
i am confused. you say you save every penny, yet you are in debt.
why didnt you spend the $$ on the stuff that got you into debt, instead of saving it? that makes no sense.
why get in debt and save at the same time? the whole point to save is so that if you ever NEED $$$ for something you can have it, and NOT get into debt ...
Originally posted by: Pepsei
the problem is, once you're used to your previous opulent lifestyle, it's hard to go back to what it was before.
i remember that i used to survive on mcdonald's food back in the college days... and the trick not to gain weight is to skip the dinner, and eat a late lunch. no, i don't think i can go back to that kind of cheap lifestyle.
Originally posted by: iamwiz82
Originally posted by: rh71
I've been saying this for awhile now... in a lot of American homes, the child either gets kicked out at 18 (awesome parenting!) or the kids are so annoyed at their parents (or maybe just the stigma of staying at home) that they want to leave ASAP... with hardly any financial stability. Not a good system.Originally posted by: Inspector Jihad
i dont understand the western concept of letting your child work his way thru college...in indian culture, parents help the child thru college with payments...and the children usually take care of the parents once they get older...its an awesome system that works for both sides and creates strong and healthy relationship between parents and children...and adn this doesnt make the kids less hard working if you've brought them up right...i wonder if other eastern cultures also do this?
In my opinion, if the chance exists... stay home for a few years even after you graduate college + work full time... that way you'll save enough money to buy your 1st home at around 25-27. Even faster if your significant other is in the same boat.
The people who stay until they are 25 are so unprepared for the real world that I'm amazed they can wipe their own butts. I was out of the house by 18 (my choice) and never looked back.
Originally posted by: mAdMaLuDaWg
Originally posted by: sonz70
If you need a way to get out of debt...I can give ya some hints to start making good cash
For crying out loud sonz.. do we need to be constantly reminded of what you (supposedly) did in every single freakin thread!?!?!?! :| :| :|
Originally posted by: iamwiz82
Originally posted by: rh71
I've been saying this for awhile now... in a lot of American homes, the child either gets kicked out at 18 (awesome parenting!) or the kids are so annoyed at their parents (or maybe just the stigma of staying at home) that they want to leave ASAP... with hardly any financial stability. Not a good system.Originally posted by: Inspector Jihad
i dont understand the western concept of letting your child work his way thru college...in indian culture, parents help the child thru college with payments...and the children usually take care of the parents once they get older...its an awesome system that works for both sides and creates strong and healthy relationship between parents and children...and adn this doesnt make the kids less hard working if you've brought them up right...i wonder if other eastern cultures also do this?
In my opinion, if the chance exists... stay home for a few years even after you graduate college + work full time... that way you'll save enough money to buy your 1st home at around 25-27. Even faster if your significant other is in the same boat.
The people who stay until they are 25 are so unprepared for the real world that I'm amazed they can wipe their own butts. I was out of the house by 18 (my choice) and never looked back.
Originally posted by: iamwiz82
Originally posted by: mAdMaLuDaWg
Originally posted by: iamwiz82
Originally posted by: MaxDSP
Originally posted by: iamwiz82
Originally posted by: rh71
I've been saying this for awhile now... in a lot of American homes, the child either gets kicked out at 18 (awesome parenting!) or the kids are so annoyed at their parents (or maybe just the stigma of staying at home) that they want to leave ASAP... with hardly any financial stability. Not a good system.Originally posted by: Inspector Jihad
i dont understand the western concept of letting your child work his way thru college...in indian culture, parents help the child thru college with payments...and the children usually take care of the parents once they get older...its an awesome system that works for both sides and creates strong and healthy relationship between parents and children...and adn this doesnt make the kids less hard working if you've brought them up right...i wonder if other eastern cultures also do this?
In my opinion, if the chance exists... stay home for a few years even after you graduate college + work full time... that way you'll save enough money to buy your 1st home at around 25-27. Even faster if your significant other is in the same boat.
The people who stay until they are 25 are so unprepared for the real world that I'm amazed they can wipe their own butts. I was out of the house by 18 (my choice) and never looked back.
And you say this because you have personally seen it or just making a stereotypical comment?
Because I've seen it? I don't think I know of a single person that stayed with their parents that has done anything with their lives. Hell, the freaking valedictorian of my high school class still lives at home, didn't graduate college, and doesn't really work. :roll:
You must know a pretty small group of people then
Are you taking this to heart because you are a 25 year old still living with mom and dad? Hey, it's your life, enjoy it. One of my most proud accomplishments is the fact that my wife and I survived when we moved out with next to nothing but a bunch of hand-me-downs.
EDIT: I'd also like to point out that if a disaster struck when we frist started out we would have been royally fscked, as well.
Originally posted by: mAdMaLuDaWg
He got into an accident which is the cause of his troubles.. not because he was paying for school. I've been paying for school/living expenses myself for the past four years and I'm graduating with honors in December, so its entirely possible to pay for your school and not have it interfere with your studies.
Originally posted by: iamwiz82
Originally posted by: purbeast0
i am confused. you say you save every penny, yet you are in debt.
why didnt you spend the $$ on the stuff that got you into debt, instead of saving it? that makes no sense.
why get in debt and save at the same time? the whole point to save is so that if you ever NEED $$$ for something you can have it, and NOT get into debt ...
Did you not read the thread? He got into a car accident his insurance didn't cover.
Originally posted by: mAdMaLuDaWg
Originally posted by: iamwiz82
Originally posted by: mAdMaLuDaWg
Originally posted by: iamwiz82
Originally posted by: MaxDSP
Originally posted by: iamwiz82
Originally posted by: rh71
I've been saying this for awhile now... in a lot of American homes, the child either gets kicked out at 18 (awesome parenting!) or the kids are so annoyed at their parents (or maybe just the stigma of staying at home) that they want to leave ASAP... with hardly any financial stability. Not a good system.Originally posted by: Inspector Jihad
i dont understand the western concept of letting your child work his way thru college...in indian culture, parents help the child thru college with payments...and the children usually take care of the parents once they get older...its an awesome system that works for both sides and creates strong and healthy relationship between parents and children...and adn this doesnt make the kids less hard working if you've brought them up right...i wonder if other eastern cultures also do this?
In my opinion, if the chance exists... stay home for a few years even after you graduate college + work full time... that way you'll save enough money to buy your 1st home at around 25-27. Even faster if your significant other is in the same boat.
The people who stay until they are 25 are so unprepared for the real world that I'm amazed they can wipe their own butts. I was out of the house by 18 (my choice) and never looked back.
And you say this because you have personally seen it or just making a stereotypical comment?
Because I've seen it? I don't think I know of a single person that stayed with their parents that has done anything with their lives. Hell, the freaking valedictorian of my high school class still lives at home, didn't graduate college, and doesn't really work. :roll:
You must know a pretty small group of people then
Are you taking this to heart because you are a 25 year old still living with mom and dad? Hey, it's your life, enjoy it. One of my most proud accomplishments is the fact that my wife and I survived when we moved out with next to nothing but a bunch of hand-me-downs.
EDIT: I'd also like to point out that if a disaster struck when we frist started out we would have been royally fscked, as well.
From earlier in this thread:
Originally posted by: mAdMaLuDaWg
He got into an accident which is the cause of his troubles.. not because he was paying for school. I've been paying for school/living expenses myself for the past four years and I'm graduating with honors in December, so its entirely possible to pay for your school and not have it interfere with your studies.
While I'm proud of the what I accomplished, I don't belittle those who chose another path and it doesn't make them more/less successful than I am.