I make over $100k/yr; credit cards are BS

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Red Squirrel

No Lifer
May 24, 2003
67,936
12,384
126
www.anyf.ca
If true, I still don't know how you managed to land a 100k job with your attitude. But that aside, getting credit is ridiculously easy. All the times I've needed it, I just had to ask, and got it. "Can I get another couple extra grand of credit limit?" "Sure...... done. You now have 7k limit on your credit card, thank you for choosing [card company]".

I don't tend to keep credit on my credit card though, it's just nice to have a decent limit and knowing it's there. Same with credit line. Mine is only 10k right now but I can almost guarantee if I call my bank they'll bump it to 20k. I did call recently to see if they could lower the interest and they did. Sometimes you simply have to ask.
 

MongGrel

Lifer
Dec 3, 2013
38,751
3,068
121
TridenT still has not worked a year yet I think, so we'll see if he even gets that far before he's looking again.
 

nakedfrog

No Lifer
Apr 3, 2001
58,570
12,874
136
FTW always means "For the Win," unless you are some millenial prick that believes they are entitled to redefine the well-hewn acronyms coined by us superior gen-Xers.
It meant "Fuck the World" until the rise of the internet, took me a while to adjust.
 

Tweak155

Lifer
Sep 23, 2003
11,448
262
126
I had a $29k card well before I hit the $100k/yr mark. Always just did them for promotional reasons, still haven't been charged a cent in CC interest in the 15yrs I've used them.
 

Squeetard

Senior member
Nov 13, 2004
815
7
76
Hey Trident, you bone head. Just because you finally got a job does not mean you INSTANTLY qualify for credit. You've been unemployed the majority of your life it seems. they average your last 5 years salary when determining max debt load, and yours is $300, lol.
 
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