A clunker for $3-4k? Hell that's a daily driver for lots of people.
Seriously, if you need a car now get the clunker then save up for your $20k car. You make great money. There is no need for you to buy money for a car (getting a loan is literally buying money).
After you buy your $20k car sell your clunker for about what you have in it. You might even get more for it if you buy it right.
Sent from my overpriced smartphone
Pretty much this.
And yeah I paid 5k for my car, and it's my daily driver. I put maybe 3k in it in more than 3 years so still cheaper than buying new and/or leasing/making payments.
you guys realize that TirdenT doesn't actually have a full-time job and doesn't make $100k/year, right?
Yeah I have trouble believing it myself until he can actually prove it by posting a pay stub, even then for all we know he may have just gotten lucky with a temporary gig of sorts and it's not actually permanent. I see the odd ball high paying temp gig come up here at times, usually mining or construction related and typically in a fly in location.
One does not (typically) simply walk into a 6 figure job off the street. You typically have to work up the corporate rungs.
It's fun because most people have bad or poor credit. It's pretty simply to establish credit. Whenever I buy something over $1000 I use the free financing, even though I could pay cash, and simply pay it off month by month ....one month before it's all due. That and paying off all my cards every month is the easy path to a credit score over 800 and when you have a score that high you can get some incredible deals.
Yeah any time someone has checked my credit they always get surprised too, but really it was not that hard to establish. I'd be curious to see what I'm at now actually. Last I checked I was at like 820ish. I think that particular scale went up to 850.