If I use a CC is a store legally allowed to ask for picture ID?

[pyonir]

<< I don't know but, the back of all my credit cards say "Check ID" in the signature block. >>



i dont think that makes the CC valid. when i was england, the girl i was with was going to pay with her CC and had that on the back, the wouldnt allow us to use that card and stay if she didn't sign it. it was the only card she had, therefore she had to sign it (we needed a room there location blah blah).

 

[ttn1]

I write "Ask for Photo ID" on all my cards. I actually had an employee of Best Buy tell me that I had to sign the card or I couldn't use it.
I showed ID and still he refused. A manager had to come over to approve it. It was kind of comical.

When I worked in retail, I actually had a bank employee tell me that I was not allowed to ask someone for photo ID. I think
it had to do with ease of use of credit cards. Who knows, I asked him anyway. He wasn't happy.

I think all credit cards should have pictures on them. Much harder to fake that.

 

[BDawg]

AHA! BDawg blows it out his ass again!

Fact Sheet OPC-81

 

[kt]

<< <<You're not making any sense. How is it not for your own protection that they check for a picture ID? Your explanation is 90+% of stores don't check? I purposely don't sign the back of the my CC so they will ask me for picture ID. From what you are saying, you do realize that if you lost your CC someone could've walked into a store and buy stuff with your CC and get away with it 90+% of the time? >>

Apparently you never read the credit card agreement, let me fill you in a little detail you are missing. Under Federal Law you are limited to $50 liability for a stolen credit card IF you sign the back of the card. If you fail to sign the card you are responsible for any and all fradulent charges on a stolen card. The signature is there as a verification, without it a theif can steal the card and sign it. 99% of theifs couldn't forge your signature in a believable way signing on the spot like that, it takes talent to do something like that and petty theifs rarely have that talent. >>


Don't assume. It makes an A$$ of U and ME. I do read the credit card agreement. Nowhere in mine does it say you are required to sign the card. Under Federal Law you are limited to $50 liability for a stolen credit card IF you report your card stolen within 2 business days. If you have not reported it stolen for more than 2 business days up to 60 days, then you are liable up to $500.

 

[StageLeft]

In terms of signature forging I'd say that I could passably force most people's signatures with no more than 5 minutes practice. I can't even sign my own signature twice and yet it always works. I've seen mrs. skoorb do my signature and nobody would be able to tell (took her about 4-5 tries). Forging signatures to look perfect is very hard, but to be passed by some clerk who doesn't really care is very easy.

 

[rahvin]

<<Don't assume. It makes an A$$ of U and ME. I do read the credit card agreement. Nowhere in mine does it say you are required to sign the card. Under Federal Law you are limited to $50 liability for a stolen credit card IF you report your card stolen within 2 business days. If you have not reported it stolen for more than 2 business days up to 60 days, then you are liable up to $500. >>

I was wrong. It's not in the federal law and it doesn't effect the liability but I know one of my cards insisted on it. *shrug* BTW you are better off writing CHECK ID in the signature box so a theif doesn't just steal your card and sign it.

 

[Valhalla1]

target is the only place that has ever asked for my id when paying with a cc... got a target gift card for christmas and bought a couple xbox games, used my CC to pay the difference..I had to go back out to my car to get my id and wait in line again