Originally posted by: DearQT
Originally posted by: moshquerade
and you talked to them on the phone, saw them on their webcam, and conversed with them for a couple of years, but yet didn't meet them... would you loan them a hundred bucks if they asked?
they have said they will pay you back asap, and have a good reason for needing the money.
If I am certain that he/she has a good, convincing reason for the money, then I would lend him/her. I will require a written agreement stating date that he/she intends to pay back, though. However, if I have no way of confirming or knowing, then hell no! I mean, you can't even trust people you know in real life borrowing money from you, how much then someone over the internet?
Frankly, if I'm not sure of someone, rather than lend him/her money and expect a repayment, I would give it to him/her without an expectation of repayment--provided the sum is one that I could afford to give out for free.