I discovered an interesting thing today. If you set up a "billing account" with a merchant and set it to use your credit card as your primary funding source, Paypal don't give a shit. They'll still pull from your bank account first never touch your credit card.
In the above screenshot, you can see after setting up with a merchant an explicitly selecting credit card as my funding source, paypal don't give a fuck. They play by their rules (normally Balance -> Bank -> CC).
I have a low balance checking account specifically for paypal, and thanks to their cockup I now have a negative balance and two overdraft fees. We'll see if paypal does anything about it after my phone call to them. They tried to tell me that my bank is the one responsible for the NSF fees - sorry guys, you're responsible for a system that doesn't work correctly.
In the above screenshot, you can see after setting up with a merchant an explicitly selecting credit card as my funding source, paypal don't give a fuck. They play by their rules (normally Balance -> Bank -> CC).
I have a low balance checking account specifically for paypal, and thanks to their cockup I now have a negative balance and two overdraft fees. We'll see if paypal does anything about it after my phone call to them. They tried to tell me that my bank is the one responsible for the NSF fees - sorry guys, you're responsible for a system that doesn't work correctly.