I'm trying to standardize myself on only ever paying with my MasterCard or Amex. The MasterCard is the fastest of any option I've got because of PayPass. Love that feature.
The moment you use your credit card you are in debt until you pay it off. Tard.
hey tard, try it again, if i have a credit balance on my credit card and when i swipe my card for an amount under the credit balance I have on my card, am I in debt?
it doesn't matter how I can have a credit balance on my card, but when you assume "the moment you use your credit card you are in debt until you pay it off," you are a tard.
You are indebted to pay the money back. Thus you are in debt.
What's your cost of accepting cash?
If you pay by check you are in debt until the payment clears.
Better use cash only.
You are indebted to pay the money back. Thus you are in debt.
Does debit offer the same protections as CC? Honest question, as I thought that it did not.
I laugh at people who think they're getting a good deal by dropping 10's of thousands of dollars on their credit cards to get 1% back.
what dont you get? do you know what a credit balance is?
it is possible that the bank has a negative balance on your credit card. how would i be in debt if the bank will pay me money by sending me a check to clear the negative balance?
Good call. Who uses cheques any more?
I don't currently use many (about 2 to 3 per month) but will do so if prices are raised for credit card usage over cash/checks. I will not even start to fill it out until the total is given either.:awe:
Just stick with cash.
Nope. If they start charging more for credit card, they will get a check, period, assuming that I continue to do business with them.
Fair enough.
You are in debt the moment you use a credit card. Tard. If you can pay it off every month then why get into debt? Tard. Just use a debt card Tard. Anyone can use a debit card. Tard. If the responsibility of actually having the money when you want to buy things, don't buy them. Tard.
If I do 10 debits per month on one of my accounts that account gets 3.25% simple interest, up to a 25,000 balance. I do that.
It is possible.
Jesus, you're a serious dumbass.
brb, checking my reward balance on my Chase Freedom card, which has never charged me interest.
Jesus, you're a serious dumbass.
brb, checking my reward balance on my Chase Freedom card, which has never charged me interest.
right tard, so back to your original statement, do i make a debt just by using my credit card? NO.
don't make a general statement like that and call people tards on it. that just show how dumb you are.
Technically, he is right. You owe them money so you are in debt. Sure, you have the money in the bank so it's all good. He's just using semantics....
There is a bakery that will not take CC near me. They only take cash or check
I go to another bakery to give them my business. I dont shop at businesses stuck in the 1950's.
Jesus, you're a serious dumbass.
brb, checking my reward balance on my Chase Freedom card, which has never charged me interest.
Edit: 15,524 points - worth $155.24 in cash. If you give me $155, I'll stop using my Chase card for a while.
Go for it.