My point is there is little to no point in using a credit card unless you are buying something you don't have the money to pay for. Don't buy a car with a loan.
Whereas unless you happen to have hundreds of thousands of [currency] then you have to get a loan to buy a house. I only get into any kind of debt if I have to.
You pay it off every month. Tard. No debt. If that kind of responsibility scares you, don't use one. Tard. Other people can, which makes you the tard. Not them.
Tard.
People who are not tards pay with cash or a debit card. No debt.
My point is there is little to no point in using a credit card unless you are buying something you don't have the money to pay for. Don't buy a car with a loan.
Whereas unless you happen to have hundreds of thousands of [currency] then you have to get a loan to buy a house. I only get into any kind of debt if I have to.
You are in debt the moment you use a credit card. Tard. If you can pay it off every month then why get into debt? Tard. Just use a debt card Tard. Anyone can use a debit card. Tard. If the responsibility of actually having the money when you want to buy things, don't buy them. Tard.
You are in debt the moment you use a credit card. Tard. If you can pay it off every month then why get into debt? Tard. Just use a debt card Tard. Anyone can use a debit card. Tard. If the responsibility of actually having the money when you want to buy things, don't buy them. Tard.
So you buy your cars, houses, etc. in cash as well then obviously?
You are obviously just pulling our legs, nobody is this stupid. Nobody
Half of ATOT thinks using a credit card to buy things is stupid.
LOL.
Half of ATOT thinks using a credit card to buy things is stupid, the other half thinks using a debit card is stupid.
Stay classy, losers.
Some business refuse to take anything but cash or debit cards (even checks) as the fees are just too high and they can either have higher profit or lower prices (or mixture) by not taking credit cards or checks.
No, I think its just a very vocal minority.
It's probably the same retards who think alcohol and cigarettes should be illegal. I CANNOT CONTROL MYSELF THEREFORE THIS IS ALWAYS WRONG!!!
/buys alcohol and cigarettes with credit card that i don't intend to pay in full
Using a credit card for things that you do not have the cash to pay off is stupid, unless it's an absolute emergency (and the $5.00 Starbucks coffee isn't an emergency). With that said, prices are still higher because of the use of credit cards and their fees. Some business refuse to take anything but cash or debit cards (even checks) as the fees are just too high and they can either have higher profit or lower prices (or mixture) by not taking credit cards or checks.
Yep. I'm considering raising our rates or giving a discount for cash/check to compensate for the fees.
I pay with CC and never had any CC debt.
Did your head just explode?
It's the same mentality. Neckbeard is one of the Anti-CC'ers in here, and he is also a raving anti-gun nut who thinks all guns should be banned. He thinks that anything that has the possibility of causing harm needs to be outlawed. Definitely out there.
Is it legal to give a discount for cash or does it need to be called a "rebate" (like gas stations us)?
I haven't really looked into it yet, so I don't know. I only know I'm getting sick of the CC fees. I calculated the cost of accepting CCs for last year to be 8% (insurance included). :\
Is it legal to give a discount for cash or does it need to be called a "rebate" (like gas stations us)?
I pretty much think anyone not paying with a CC is a fool.
:/
It's a little different from guns. Anti-gun people want to protect themselves because they think you can't control yourself. The ant-CC people want to protect you because you can't control yourself.It's the same mentality. Neckbeard is one of the Anti-CC'ers in here, and he is also a raving anti-gun nut who thinks all guns should be banned. He thinks that anything that has the possibility of causing harm needs to be outlawed. Definitely out there.