My point is there is little to no point in using a credit card unless you are buying something you don't have the money to pay for. Don't buy a car with a loan.
Whereas unless you happen to have hundreds of thousands of [currency] then you have to get a loan to buy a house. I only get into any kind of debt if I have to.
I get 2% cash back on all the things I was going to buy anyways. Plus I get to float my money for an extra month to month and a half and get even more free money. And I don't pay any FOREX fees when overseas. Why would I want to buy my things with cash or a debit card again?