It's likely fraud, but not b/c she ran out of crack. Fraud like this takes planning and isn't something you just do spur of the moment.
Let's see:
Sudden stop at intersection for no reason
Minimal damage to her vehicle
Minimal damage to your vehicle
She doesn't exit the vehicle to inspect
Lawsuit after a year
I would bet that she has been seeing a chiropractor on and off for over a year milking a "whiplash" claim.
Take the lawsuit to your insurer and they should handle it from there. Be sure to ask the claims adjustor if she had previously filed a BI claim against you. If not I'd bet your insurance denies immediately and moves to dismiss. In most jurisdictions a claimant has to notify the insurer 'in a timely fashion' so that the insurer can adequately investigate. By waiting she may have compromised your representative's ability to do a thorough and timely investigation and mitigate the losses to you.
If she did file a claim, she can pretty much disappear until the statute of limitations is close to running out. In that case your insurer will look at her bills and records and determine if she's owed anything.
I'd bet that somewhere in her chiro records she's complaining of lumbar pain. I can tell you that it's 99.9% physically impossible to get a lumbar injury from a low-speed rear-ender. That's another big sign of fraud.
They have no case if everything is as you said.
But who knows... I sued this person a few years ago for a hit n run on my 2 day old 2005 civic. had 100% proof that it was their car but I lost because I didn't see who was driving the car... so anything can happen w\ lawsuits I guess.
So, if you're in texas... feel free to do $3k damage to somebodies car and drive off with no repercussions.
Off topic, but why would a cop randomly ask your age for standing in the street?
If she didn't exit the vehicle, how did she put the bumper in her back seat?
You are joking?
I can never tell in ATOT.
yea, there was a midnight curfew or something for under 18
I think a lot of small towns here have curfews for minors. Mine did
Wow, learn something new every day. Cheers.
Even big cities have curfews. LA has a curfew.
I honestly didnt know you had curfews there.
These are proper curfews? What happens if you break one?
I honestly didnt know you had curfews there.
These are proper curfews? What happens if you break one?
Just Refer the letter to your insurance company.
In OK, our GDL (graduated drivers license) for those under 18 has a driving curfew too, as well as a couple other limitations
Definitely do this. Probably not a good idea to have any other contact with her/her lawyer/etc. whatsoever.
(she put bumper into backseat of car)
oops, the cop put it through the window into her backseat. she didn't get out the whole time
I think a lot of small towns here have curfews for minors. Mine did
Good. I hope you lose a lot of money.
Why so angry? Did weflyhigh rear end you and didn't have the courtesy of giving you a reach around?
so i asked him about it and he showed his reason wasn't reasonable.Are you really surprised? People love to hate here.
hopefully the police report says something about her stopping in the intersection. did the police say you or she was at fault?
It's likely fraud, but not b/c she ran out of crack. Fraud like this takes planning and isn't something you just do spur of the moment.
Let's see:
Sudden stop at intersection for no reason
Minimal damage to her vehicle
Minimal damage to your vehicle
She doesn't exit the vehicle to inspect
Lawsuit after a year
I would bet that she has been seeing a chiropractor on and off for over a year milking a "whiplash" claim.
Take the lawsuit to your insurer and they should handle it from there. Be sure to ask the claims adjustor if she had previously filed a BI claim against you. If not I'd bet your insurance denies immediately and moves to dismiss. In most jurisdictions a claimant has to notify the insurer 'in a timely fashion' so that the insurer can adequately investigate. By waiting she may have compromised your representative's ability to do a thorough and timely investigation and mitigate the losses to you.
If she did file a claim, she can pretty much disappear until the statute of limitations is close to running out. In that case your insurer will look at her bills and records and determine if she's owed anything.
I'd bet that somewhere in her chiro records she's complaining of lumbar pain. I can tell you that it's 99.9% physically impossible to get a lumbar injury from a low-speed rear-ender. That's another big sign of fraud.
Your comment was unwarranted.
oops, the cop put it through the window into her backseat. she didn't get out the whole time