ING Direct at 3% now!!!

Psyber

Senior member
Oct 27, 1999
677
0
0
Super hot especially since you get $25 for opening an account.

Edit:
To get the $25 for opening an account, you need to get an email from an existing member. PM me with your full name and email if you need one.
 

Psyber

Senior member
Oct 27, 1999
677
0
0
really? I just got the email like 10 seconds ago, I did a search on "ING direct 3" and nothing came up. but anyways... anyone is welcome to comment if they want.
 

Psyber

Senior member
Oct 27, 1999
677
0
0
Originally posted by: Slikkster
They're trying to catch up to Emigrant Direct, http://www.emigrantdirect.com.

They have 3.25 percent right now, and are actually an adjunct of a real B&M bank.

Yeah I opened an account with Emigrant myself, like the interest rate, but the web page is kinda klugy....if ING gets their rates back up, I'm moving all my money back there.
 

BigLar

Senior member
Jun 22, 2003
683
0
76
It strike me that deciding where to put your money based on the appearance of a web page could be a little dangerous...
 

goodegg

Senior member
Apr 28, 2002
273
0
0
Besides Ingdirect and Emigrant Direct, look at capital one saving, they care competing also.
 

AnimEva

Diamond Member
Apr 2, 2000
3,298
0
0
I hate anything associating with Capital One. They always have some sort of hidden fee or some hidden catches along the way to get money or prevent from giving you money.

I will never deal with them again. ING's interface is very good though, very easy to use, even my sister loves it. To get the $25 you would need to go through a referral, so if people need one, Just PM me your FIRST NAME, LAST NAME and your EMAIL ADDRESS.
 

Swanny

Diamond Member
Mar 29, 2001
7,456
0
76
I signed up for Emigrant not too long ago. Their user interface isn't as nice as ING's, but there rates are better. I've only been with them for a couple weeks, so I don't have any other information.

ING, however, has been a very good bank for me, and their rates keep catching up! If anyone wants the $25 referral, just send me a PM and I'll set you up.
 
Oct 30, 2004
11,442
32
91

Maybe I should open an ING account just so that I can watch the interest rate vigilantly and post here (and elsewhere) in order to make dough from referrals.
 

jinduy

Diamond Member
Jan 24, 2002
4,781
1
81
Originally posted by: WhipperSnapper

Maybe I should open an ING account just so that I can watch the interest rate vigilantly and post here (and elsewhere) in order to make dough from referrals.

how you doing ?
 

OfficeLinebacker

Senior member
Mar 2, 2005
799
0
0
They don't do a credit check, since they are not extending credit. In fact you are extending credit TO THEM.

I didn't even know you could get cash for referrals til I saw someone post they wanted one, and I was like, WHOA! And logged in as quickly as I could!

Also, the referral is $10, you can also open the account with a gift to the other person. There's nothing stopping accont holders from giving $5 to the people they refer.
 

Swanny

Diamond Member
Mar 29, 2001
7,456
0
76
Originally posted by: OfficeLinebacker
They don't do a credit check, since they are not extending credit. In fact you are extending credit TO THEM.

I didn't even know you could get cash for referrals til I saw someone post they wanted one, and I was like, WHOA! And logged in as quickly as I could!

Also, the referral is $10, you can also open the account with a gift to the other person. There's nothing stopping accont holders from giving $5 to the people they refer.


Actually the referral bonus is $10 for the person doing the referring and $25 for the person opening the account.
 

OfficeLinebacker

Senior member
Mar 2, 2005
799
0
0
Originally posted by: Swanny
Originally posted by: OfficeLinebacker
They don't do a credit check, since they are not extending credit. In fact you are extending credit TO THEM.

I didn't even know you could get cash for referrals til I saw someone post they wanted one, and I was like, WHOA! And logged in as quickly as I could!

Also, the referral is $10, you can also open the account with a gift to the other person. There's nothing stopping accont holders from giving $5 to the people they refer.


Actually the referral bonus is $10 for the person doing the referring and $25 for the person opening the account.

Right, but you get the $25 whether you are referred by someone or not.

 

puppyfriend

Senior member
Dec 30, 2001
993
0
0
As it should be. I hate Citibank because when you go to open a account, they treat you like you are getting a loan. I actually got less of a 3rd degree when I was getting a loan.

Originally posted by: OfficeLinebacker
They don't do a credit check, since they are not extending credit. In fact you are extending credit TO THEM.

I didn't even know you could get cash for referrals til I saw someone post they wanted one, and I was like, WHOA! And logged in as quickly as I could!

Also, the referral is $10, you can also open the account with a gift to the other person. There's nothing stopping accont holders from giving $5 to the people they refer.

 

OfficeLinebacker

Senior member
Mar 2, 2005
799
0
0
It's also interesting to note that each account holder is limited to 25 referrals. SO it's not an unlimited resource.
 

Psyber

Senior member
Oct 27, 1999
677
0
0
Originally posted by: OfficeLinebacker
It's also interesting to note that each account holder is limited to 25 referrals. SO it's not an unlimited resource.

Yes, that's why I only send referrals to those that want it (as should everyone else). I hate SPAM myself so I always ask people if they want it before I send it.
 
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