Signature on the back is all that's legally required, it's not hard to get a fake ID, but it's very hard to fake a persons signature. Any store that requires me to show my ID and ends up not letting me purchase, I call Visa directly and report them. I would much rather have them match up my signature then ask for an ID. I've worked retail and if a store gets 2-3 of these complaints from customers who were forced to show ID, Visa will get involved, as they should. I'm going to go out on a limb and say Visa knows much more about how to prevent fraud than a person working behind a register. They require a signature on the back over showing ID for a reason.
good practice.
i just don't sign them, and yes, for that it should be standard to ask for another form of ID, but they don't always.
good practice.
i just don't sign them, and yes, for that it should be standard to ask for another form of ID, but they don't always.
You think they actually check the signature?
LOL
good practice? he's violating Visa's TOS by doing that. Unless his name is literally "please see ID" And by violating Visa's TOS any cashier who see's that is by law obligated to keep his card and not give it back. Visa's TOS is a signature MUST be on the back, or the card isn't valid. Seeing how stores can get in trouble, and even lose their merchant service account if people complain about this, no, it's not a good idea. It's not even legal.
On the flip side the ones who "check" ID rarely do anything but look at it and hand it back. I worked retail and I could easily use my ID with your Visa with a good 95% of the cashiers where I worked.
i don't sign the back of my cards... i write "please see id" in sharpie.
A lot of people actually.Last time I made a cameo appearance at the pizza shop for a few hours, I encountered about 6 people who hadn't signed the backs of their cards. Been there, done that enough times that I know it's just not worth the hassle with indignant idiots. Who's going to use a stolen credit/debit card to purchase $10 of pizza?
Cardholder ID
Although Visa rules do not preclude merchants from asking for cardholder ID, merchants cannot make an ID a condition of acceptance. Therefore, merchants cannot refuse to complete a purchase transaction because a cardholder refuses to provide ID . Visa believes merchants should not ask for ID as part of their regular card acceptance procedures. Laws in several states also make it illegal for merchants to write a cardholder's personal information, such as an address or phone number, on a sales receipt. P. 29, Visa Merchant Card Acceptance Policy
called 1-800-VISA-911 immediately and they forwarded me to my card issuer. After the run around Citibank told me to first to call Visa, that the merchant had the right to refuse my card, and then they finally escalated me because I wanted an explanation as to why they didn't want my business. Finally a Rep (Roxanne), said she would highlight my agreement in the correct places so I could see that the merchant could reject my cards.
Well I sign those digital pads with a picture of cock and balls and they never ask to see the card or my ID.
Have you ever heard of anyone getting their CC turned down at a merchant because they hadn't signed it? How about online? Guess they can't check a signature there, can they? The CC police aren't stopping any owners from using an unsigned CC.good practice? he's violating Visa's TOS by doing that. Unless his name is literally "please see ID" And by violating Visa's TOS any cashier who see's that is by law obligated to keep his card and not give it back. Visa's TOS is a signature MUST be on the back, or the card isn't valid. Seeing how stores can get in trouble, and even lose their merchant service account if people complain about this, no, it's not a good idea. It's not even legal.
The gal I am dating recently switched to BoA and her CC has her photo on it, never seen a photo ID on the CC itself before.
Where I work its company policy to ask for your ID with your CC. If you can't provide it or it doesn't match we aren't allowed to run the card. It's to prevent CC fraud and theft. I don't see why people get in such a tissy when asked. It literally takes an extra 20 seconds to pull it out and have it checked. I for one have no problems with people asking and would prefer everyone asked. That way if my card was ever stolen I know it wouldn't be falsely charged.
I guarantee you if you had your CC stolen and the balance run up you'd be all for ID's being checked.
i don't sign the back of my cards... i write "please see id" in sharpie.
maybe twice a year, someone actually reads it and asks for my id...
Have you ever heard of anyone getting their CC turned down at a merchant because they hadn't signed it? How about online? Guess they can't check a signature there, can they? The CC police aren't stopping any owners from using an unsigned CC.
It is good practice b/c it might... just might... catch a thief.
good practice? he's violating Visa's TOS by doing that. Unless his name is literally "please see ID" And by violating Visa's TOS any cashier who see's that is by law obligated to keep his card and not give it back. Visa's TOS is a signature MUST be on the back, or the card isn't valid. Seeing how stores can get in trouble, and even lose their merchant service account if people complain about this, no, it's not a good idea. It's not even legal.
Heh, never been turned away from the post office.Can't use your card at the Post Office if it's unsigned, or if it says "See ID" or the like. They check every time.
The "SEE ID" is the dumbest thing since sliced bread.
And your card says that it's not valid unless you've signed it to signify that you agree to all the terms and conditions blah blah blah. Merchants aren't supposed to accept those cards. But no one seems to care because customers get all indignant about it because they received an email forwarded from a police officer's wife & now the practice is widespread.