I don't believe that the "good jobs" are gone. I think that is an invention, a fantasy. There are millions and millions of good jobs for those who focus on what is needed and meet needs.
I think statements of despair proclaiming no jobs is a way for people to anesthetize themselves against the pain of their own incompetence. So, they do some job for awhile, fall into a boring routine, and expect that job, or a close equivalent, to always exist so that they will not have to maintain competence through learning and focusing on what the ever-changing needs are in a dynamic and transformative economy.
So yes, people choose poverty. By expecting a job to continue and failing to prepare for alternatives and failing to stay cutting edge with respect to skills and techniques.
Another way people choose poverty is through poor character. Drinking alcohol to excess, smoking dope, serial sex, having kids out of wedlock or too early in life before lots of money is made, running up credit cards, gambling, spending money on things you cannot afford, not saving 10-20% of every paycheck to cover the possibility of illness, disability, relocation, or extended unemployment. All of these activities, and many others like them, may introduce a precarious situation where any negative occurrence sends one over an edge, spiraling into poverty and negativity. Then all of a sudden you remark on your bad luck and the fact that others are "privileged". But the truth is you are of poor character and consciously choose activities that lead directly to poverty and are avoided by using a modicum of reason and common sense.
So we see that for most people, poverty is most absolutely a choice.
Yes there is the blind retard who was born into hard luck, but that is the rare exception. For the vast majority of people, poverty is a chosen state and is 100% their own fault.
So you cheat on your wife and 2 kids, she finds out, throws you out, divorces you, and takes 1/2 of your life. And now you are condemned to poverty for decades. Did you choose poverty or were you a cosmic victim? The answer is clear, you invited poverty to bed with you, had sex with it, and now must live with it until your kids are 30. You chose it. It's on you.
The are 8 million other stories just like this in the Naked City, and 80 million close variants. And in every case, poverty was chosen.