Just got my debit card.

[Rip the Jacker]

...

/me can't think of buying anything.

 

[sisq0kidd]

Buy me a x1900xt, please.

 

[Baked]

Ok, seriously, who the F uses their debit card to buy stuff? People w/ no credit?

 

[acemcmac]

Originally posted by: Baked
Ok, seriously, who the F uses their debit card to buy stuff? People w/ no credit?

People who don't understand how CC's can be useful and how they are extra protection. I only use my debit card to buy stuff if I'm

1) nowhere near my bank's ATM
2) completley out of cash

In that case I will charge at a large chain store, use the pin-pad and get cash back.

 

[Rip the Jacker]

Originally posted by: Baked
Ok, seriously, who the F uses their debit card to buy stuff? People w/ no credit?

A person who just got a job one month ago?

 

[nonnormman]

Originally posted by: Baked
Ok, seriously, who the F uses their debit card to buy stuff? People w/ no credit?

Debit Cards>Credit Cards

 

[KLin]

Do we really need a separate thread for each little event in your life? That's why they made weblogs. :thumbsdown:

 

[Rip the Jacker]

Originally posted by: KLin
Do we really need a separate thread for each little event in your life? That's why they made weblogs. :thumbsdown:

Yes

 

[Ika]

buy a car. if you already have one, buy a motorcycle. if you already have that, buy a house.

 

[hx009]

Originally posted by: Baked
Ok, seriously, who the F uses their debit card to buy stuff? People w/ no credit?

How about people that spend their money responsibly and don't carry cash? Wow, didn't think it was that difficult of a concept to grasp.

 

[Brainonska511]

Originally posted by: nonnormman

Originally posted by: Baked
Ok, seriously, who the F uses their debit card to buy stuff? People w/ no credit?

Debit Cards>Credit Cards

Yeah.... only if you're an idiot.

 

[apoppin]

Originally posted by: hx009

Originally posted by: Baked
Ok, seriously, who the F uses their debit card to buy stuff? People w/ no credit?

How about people that spend their money responsibly and don't carry cash? Wow, didn't think it was that difficult of a concept to grasp.

while we're in fantasyland . . . world peace sound nice too.

simple concept also

and i just got another 3K of credit yesterday at Home Depot.
dang debit

 

[Dacalo]

Originally posted by: nonnormman

Originally posted by: Baked
Ok, seriously, who the F uses their debit card to buy stuff? People w/ no credit?

Debit Cards<<<<<<<<Credit Cards

Fixed

EDIT: I have never in my life used my debit card to purchase something.

Originally posted by: hx009

Originally posted by: Baked
Ok, seriously, who the F uses their debit card to buy stuff? People w/ no credit?

How about people that spend their money responsibly and don't carry cash? Wow, didn't think it was that difficult of a concept to grasp.

Well if they spend their money responsibly, why not use a CC to get perks?

 

[hx009]

Originally posted by: Dacalo

Originally posted by: nonnormman

Originally posted by: Baked
Ok, seriously, who the F uses their debit card to buy stuff? People w/ no credit?

Debit Cards<<<<<<<<Credit Cards

Fixed

EDIT: I have never in my life used mydebit card to purchase something.

Originally posted by: hx009

Originally posted by: Baked
Ok, seriously, who the F uses their debit card to buy stuff? People w/ no credit?

How about people that spend their money responsibly and don't carry cash? Wow, didn't think it was that difficult of a concept to grasp.

Well if they spend their money responsibly, why not use a CC to get perks?

Because not everyone wastes time tracking down cards with the best perks? Spending money responsibly != spending money on cards with perks.

 

[nonnormman]

Who wants to be in debt while they're approaching retirement?

 

[Brainonska511]

Originally posted by: nonnormman
Who wants to be in debt while they're approaching retirement?

Or you just don't spend money you don't have. There are ways to use credit cards responsibly.

 

[Goosemaster]

For a poor student like me, I liek to stick to my check card. It makes me penny-pinch the hell otu of everything

I use CC's, but for my phone..basically expected expenses.

 

[Baked]

Originally posted by: hx009

Originally posted by: Baked
Ok, seriously, who the F uses their debit card to buy stuff? People w/ no credit?

How about people that spend their money responsibly and don't carry cash? Wow, didn't think it was that difficult of a concept to grasp.

That's funny, I've been using CC since I was 17, never overcharged, never missed a payment, and collected a ton of cash backs. How do you not use AMEX for its extended warranty feature? How about the 5% cash back for gas? 3% for eating out? My debit card = ATM card.

 

[thehstrybean]

Motorcycle FTW!!!

<--gets his Citi Divedend Student Driver's Reward Card next week!!

 

[apoppin]

Originally posted by: nonnormman
Who wants to be in debt while they're approaching retirement?

most of America . . . apparently
:roll:

 

[everman]

The Saga Continues...

 

[jadinolf]

Originally posted by: Rip the Jacker
...

/me can't think of buying anything.

Come on now, put on your thinking cap.

 

[acemcmac]

Originally posted by: hx009

Originally posted by: Dacalo

Originally posted by: nonnormman

Originally posted by: Baked
Ok, seriously, who the F uses their debit card to buy stuff? People w/ no credit?

Debit Cards<<<<<<<<Credit Cards

Fixed

EDIT: I have never in my life used mydebit card to purchase something.

Originally posted by: hx009

Originally posted by: Baked
Ok, seriously, who the F uses their debit card to buy stuff? People w/ no credit?

How about people that spend their money responsibly and don't carry cash? Wow, didn't think it was that difficult of a concept to grasp.

Well if they spend their money responsibly, why not use a CC to get perks?

Because not everyone wastes time tracking down cards with the best perks? Spending money responsibly != spending money on cards with perks.

HAHAHA. More cash back for me then :laugh:

 

[Skeeedunt]

Originally posted by: Baked

Originally posted by: hx009

Originally posted by: Baked
Ok, seriously, who the F uses their debit card to buy stuff? People w/ no credit?

How about people that spend their money responsibly and don't carry cash? Wow, didn't think it was that difficult of a concept to grasp.

That's funny, I've been using CC since I was 17, never overcharged, never missed a payment, and collected a ton of cash backs. How do you not use AMEX for its extended warranty feature? How about the 5% cash back for gas? 3% for eating out? My debit card = ATM card.

Anyone ever actually utilized an AMEX extended warranty? Seems like a great idea... but is it a pain in the ass to get them to honor it?

 

[Baked]

Originally posted by: Skeeedunt
Anyone ever actually utilized an AMEX extended warranty? Seems like a great idea... but is it a pain in the ass to get them to honor it?

Yes. And no, it's super easy to claim your extended warranty. Just have your receipt w/ the AMEX number ready and you're set.