All of the retail Kodak DC4800 come with the 16mb CF card. Walmart's site lists only a 10mb CF card, but I think that is a typo as the UPC they also list is the same as on the boxes with the 16mb card, but if anyone is going that way, I'd check for sure as Walmart has had lesser CF cards packed in their boxes on other cameras in the past. I am guessing so that they may sell cheaper.
I just did PhotoAlley with the 15% off mentioned earlier and Ebates = $485 shipped - $100 coupon = $385. And PhotoAlley is first rate.
Also, thanks Martijnos for the feedback on Digital Dog (seems like they live up to their name), I forgot about Resellerratings and could not find them on Bizrate. Good heads up.