Link me Affordable healthcare.

SirStev0

Lifer
Nov 13, 2003
10,449
6
81
This needs its own topic. You are no longer allowed to claim there are affordable options out there. Put up or shut up.


I am 23, healthy, no history of chronic diseases, unemployed (I am a student), & nonsmoker. You must prove that I will be fully covered and that I will not be denied for "preventative" tests.

I do not have an employer so you can not forget their share of the cost. Just as a for instance, if my thyroid is significantly and irregularly enlarged and my doctor wants me to have an MRI, this MUST be covered (this is an actual example of a friend with my same stats who recently had the $2000 procedure denied)

Any anti-reformer on here is free to answer with a link. This is not a debate thread. I don't want to hear your theories on the issue. I don't care about your fairy tale coverage. It is time to prove that there is affordable health care in America.

Any Euro-posters feel free to rub in your average tax cost for health care.
 

SirStev0

Lifer
Nov 13, 2003
10,449
6
81
I am still waiting. Paging Dr. Spidey, Dr. FearNo, Dr. ProfJohn, Dr. WhateverWinnarispostingasnow. Please report.
 

fskimospy

Elite Member
Mar 10, 2006
84,818
49,514
136
Originally posted by: SirStev0
This needs its own topic. You are no longer allowed to claim there are affordable options out there. Put up or shut up.


I am 23, healthy, no history of chronic diseases, unemployed (I am a student), & nonsmoker. You must prove that I will be fully covered and that I will not be denied for "preventative" tests.

I do not have an employer so you can not forget their share of the cost. Just as a for instance, if my thyroid is significantly and irregularly enlarged and my doctor wants me to have an MRI, this MUST be covered (this is an actual example of a friend with my same stats who recently had the $2000 procedure denied)

Any anti-reformer on here is free to answer with a link. This is not a debate thread. I don't want to hear your theories on the issue. I don't care about your fairy tale coverage. It is time to prove that there is affordable health care in America.

Any Euro-posters feel free to rub in your average tax cost for health care.

Actually I bet people can find affordable insurance for you. Young people with no chronic diseases are pretty good insurance risks, your plan probably won't be that much. (on a relative scale of course) It also depends on what you mean by 'fully covered'. (a lot of the fun with insurance in the US is that you THOUGHT you would be covered for something... until suddenly you weren't.)
 

dmcowen674

No Lifer
Oct 13, 1999
54,894
47
91
www.alienbabeltech.com
Originally posted by: eskimospy
Actually I bet people can find affordable insurance for you. Young people with no chronic diseases are pretty good insurance risks, your plan probably won't be that much. (on a relative scale of course) It also depends on what you mean by 'fully covered'. (a lot of the fun with insurance in the US is that you THOUGHT you would be covered for something... until suddenly you weren't.)

No proof found with this post
 

SirStev0

Lifer
Nov 13, 2003
10,449
6
81
Originally posted by: eskimospy
Originally posted by: SirStev0
This needs its own topic. You are no longer allowed to claim there are affordable options out there. Put up or shut up.


I am 23, healthy, no history of chronic diseases, unemployed (I am a student), & nonsmoker. You must prove that I will be fully covered and that I will not be denied for "preventative" tests.

I do not have an employer so you can not forget their share of the cost. Just as a for instance, if my thyroid is significantly and irregularly enlarged and my doctor wants me to have an MRI, this MUST be covered (this is an actual example of a friend with my same stats who recently had the $2000 procedure denied)

Any anti-reformer on here is free to answer with a link. This is not a debate thread. I don't want to hear your theories on the issue. I don't care about your fairy tale coverage. It is time to prove that there is affordable health care in America.

Any Euro-posters feel free to rub in your average tax cost for health care.

Actually I bet people can find affordable insurance for you. Young people with no chronic diseases are pretty good insurance risks, your plan probably won't be that much. (on a relative scale of course) It also depends on what you mean by 'fully covered'. (a lot of the fun with insurance in the US is that you THOUGHT you would be covered for something... until suddenly you weren't.)


The sad part is I actually really do need health insurance. I had absolute garbage last year with no prescription for $870.00 + 50.00 membership fee. I went to the doctor once and the whole visit got denied costing me ~$300.00. $2000.00 deductible and no preventative care.

All and all the total cost to me: $1220.00.
Advantage : Nothing.
 

ProfJohn

Lifer
Jul 28, 2006
18,251
8
0
Why did you go to Dr's office and why was it denied?

Your story sounds to convenient, oh I am healthy with no problems, but they won't even let me visit a doctor...

BTW, can you define 'affordable' for me please.
 

boomerang

Lifer
Jun 19, 2000
18,890
642
126
Originally posted by: alchemize
There is no such thing as affordable healthcare. Healthcare is expensive. Everywhere.
In other words, somebody's got to pay.

Who do you want to pay SirStevO? Who would you like to see pay for your health insurance? The policy where you will be "fully covered and that you will not be denied for "preventative" tests".

Somebody's got to foot the bill. Who do you think it should be?
 

SirStev0

Lifer
Nov 13, 2003
10,449
6
81
Originally posted by: ProfJohn
Why did you go to Dr's office and why was it denied?

Your story sounds to convenient, oh I am healthy with no problems, but they won't even let me visit a doctor...

BTW, can you define 'affordable' for me please.

I went in to have Titers done of my antibody levels because I need them. Total cost for that blood work was about $50-75, so you can minus that if you really want. I hadn't been to the doctor in a while and had a few minor "problems" that I wanted to discuss. I am not going into specifics of my health, but a 1 degree relative was recently diagnosed with a very genetically linked form of cancer and I had some issue that I needed checked. This resulted in a full H&P work up and some labs and a chest xray, AP and Left. That was about it.

How about this for a definition of affordable. I am currently going $70,000 a year in debt for school, split into two semester payouts. After paying 6months of rent up front, I am left with ~4000.00 to live on for 6 months. I need to eat, wash myself, keep myself warm and afford health insurance.

Originally posted by: alchemize
There is no such thing as affordable healthcare. Healthcare is expensive. Everywhere.

Not true.
 

sandorski

No Lifer
Oct 10, 1999
70,128
5,657
126
Originally posted by: ProfJohn
Why did you go to Dr's office and why was it denied?

Your story sounds to convenient, oh I am healthy with no problems, but they won't even let me visit a doctor...

BTW, can you define 'affordable' for me please.

People get Sick unexpectedly and by no fault of their own. The main reason why Mandatory Insurance is not just a good thing, but a necessary thing.

edit: Ah, I see he wasn't Sick, just being precautionary. Either way, these types of things require Insurance coverage.
 

SirStev0

Lifer
Nov 13, 2003
10,449
6
81
Originally posted by: boomerang
Originally posted by: alchemize
There is no such thing as affordable healthcare. Healthcare is expensive. Everywhere.
In other words, somebody's got to pay.

Who do you want to pay SirStevO? Who would you like to see pay for your health insurance? The policy where you will be "fully covered and that you will not be denied for "preventative" tests".

Somebody's got to foot the bill. Who do you think it should be?

I would just love to ignore your attempt to hijack my thread. I said, I don't want debates, I want proof of affordable private care options, since so many people are strictly against having an affordable public option.

But just to be a good sport, I will answer your silly talking point. I want you to pay for it, just like you ALREADY HAVE BEEN. The thing you can't seem to get through your thick skull is that the current system already pushes the cost of people who can't afford it on to people who can, they just do it in the most mismanaged and illogical way possible.

If I choose not to pay my bills, the next time you go in, your procedure is going to cost just a little bit more. The cost won't be well managed or fair or anything you pretend it to be.

At least with a public option, there is potential that someone might actually develop a good affordable system to spread the cost around. Currently we are just winging it, though magically the insurance companies and hospitals still make their profits.
 

ChunkiMunki

Senior member
Dec 21, 2001
449
0
0
all I can say is until there is some kind of change, I would recommend a catastrophic plan for $100 a month, get a part-time job, some roommates and maybe attend a community college.
 

SirStev0

Lifer
Nov 13, 2003
10,449
6
81
Originally posted by: sandorski
Originally posted by: ProfJohn
Why did you go to Dr's office and why was it denied?

Your story sounds to convenient, oh I am healthy with no problems, but they won't even let me visit a doctor...

BTW, can you define 'affordable' for me please.

People get Sick unexpectedly and by no fault of their own. The main reason why Mandatory Insurance is not just a good thing, but a necessary thing.

edit: Ah, I see he wasn't Sick, just being precautionary. Either way, these types of things require Insurance coverage.

I was being precautionary, but they were significant finding that required a diagnostic test. I wasn't going in demanding a chest xray, an echocardiogram, and a full MRI. I have some enlarged lymph nodes in my right axial and bicep for close to a year. I am going on a limb and guessing most people don't know that the right upper chest and arm have a different drainage system than the left and swollen nodes on that side is a little more significant. The Doctors (plural) agreed and sent me for a chest xray to see if any of my mediastinal lymph nodes were enlarged.

Lucky for me, plain film xrays are fairly inexpensive. Like I said in my op, I have a friend who required an MRI to examine his thyroid (another common cancer in our age group), and had to foot the whole bill for that. Salt in the wound is that he actually pays more for his insurance than I do.
 

LunarRay

Diamond Member
Mar 2, 2003
9,993
1
76
Originally posted by: SirStev0
Originally posted by: boomerang
Originally posted by: alchemize
There is no such thing as affordable healthcare. Healthcare is expensive. Everywhere.
In other words, somebody's got to pay.

Who do you want to pay SirStevO? Who would you like to see pay for your health insurance? The policy where you will be "fully covered and that you will not be denied for "preventative" tests".

Somebody's got to foot the bill. Who do you think it should be?

I would just love to ignore your attempt to hijack my thread. I said, I don't want debates, I want proof of affordable private care options, since so many people are strictly against having an affordable public option.

But just to be a good sport, I will answer your silly talking point. I want you to pay for it, just like you ALREADY HAVE BEEN. The thing you can't seem to get through your thick skull is that the current system already pushes the cost of people who can't afford it on to people who can, they just do it in the most mismanaged and illogical way possible.

If I choose not to pay my bills, the next time you go in, your procedure is going to cost just a little bit more. The cost won't be well managed or fair or anything you pretend it to be.

At least with a public option, there is potential that someone might actually develop a good affordable system to spread the cost around. Currently we are just winging it, though magically the insurance companies and hospitals still make their profits.

For a young fellow in your position your first consideration, of course, is affordablility and that is not so easy to produce. The HR3200 would give you help financially and enable you to carry insurance but with some cost paid by you.
My Grandson is 25 and going into the service over what he sees is the only viable alternative to address his issues. He has a degree in... I forget now.. A BBA. Has Wife and Kid no insurance and a job that pays him pennies as an assistant manager.
Health care for him is his highest priority and he can get covered for 680.00$ a month. But he can't afford that nor the deductable nor co pay...
Another grandkid is Med School. I hope they have some physicians there cuz he's not covered either.
Ah well... let me know when you get that affordable care.

 

SirStev0

Lifer
Nov 13, 2003
10,449
6
81
Originally posted by: LunarRay
Originally posted by: SirStev0
Originally posted by: boomerang
Originally posted by: alchemize
There is no such thing as affordable healthcare. Healthcare is expensive. Everywhere.
In other words, somebody's got to pay.

Who do you want to pay SirStevO? Who would you like to see pay for your health insurance? The policy where you will be "fully covered and that you will not be denied for "preventative" tests".

Somebody's got to foot the bill. Who do you think it should be?

I would just love to ignore your attempt to hijack my thread. I said, I don't want debates, I want proof of affordable private care options, since so many people are strictly against having an affordable public option.

But just to be a good sport, I will answer your silly talking point. I want you to pay for it, just like you ALREADY HAVE BEEN. The thing you can't seem to get through your thick skull is that the current system already pushes the cost of people who can't afford it on to people who can, they just do it in the most mismanaged and illogical way possible.

If I choose not to pay my bills, the next time you go in, your procedure is going to cost just a little bit more. The cost won't be well managed or fair or anything you pretend it to be.

At least with a public option, there is potential that someone might actually develop a good affordable system to spread the cost around. Currently we are just winging it, though magically the insurance companies and hospitals still make their profits.

For a young fellow in your position your first consideration, of course, is affordablility and that is not so easy to produce. The HR3200 would give you help financially and enable you to carry insurance but with some cost paid by you.
My Grandson is 25 and going into the service over what he sees is the only viable alternative to address his issues. He has a degree in... I forget now.. A BBA. Has Wife and Kid no insurance and a job that pays him pennies as an assistant manager.
Health care for him is his highest priority and he can get covered for 680.00$ a month. But he can't afford that nor the deductable nor co pay...
Another grandkid is Med School. I hope they have some physicians there cuz he's not covered either.
Ah well... let me know when you get that affordable care.

Pop?
My brother actually just finished Boot Camp (never went to college), but has a wife and kid. One of his major reasons for enlisting was coverage for his son. I am in my second year of Med School and technically I am suppose to be covered.
 

SirStev0

Lifer
Nov 13, 2003
10,449
6
81
Originally posted by: alchemize
Originally posted by: SirStev0

Originally posted by: alchemize
There is no such thing as affordable healthcare. Healthcare is expensive. Everywhere.

Not true.

Did you mean to link to something else, other than WHO's website?

Yeah, it was suppose to be their spreadsheet of costs per person per country. Can't seem to link it correctly. Just search on there and pretend I was clever enough to link it.
 

boomerang

Lifer
Jun 19, 2000
18,890
642
126
Originally posted by: SirStev0
Originally posted by: boomerang
Originally posted by: alchemize
There is no such thing as affordable healthcare. Healthcare is expensive. Everywhere.
In other words, somebody's got to pay.

Who do you want to pay SirStevO? Who would you like to see pay for your health insurance? The policy where you will be "fully covered and that you will not be denied for "preventative" tests".

Somebody's got to foot the bill. Who do you think it should be?

I would just love to ignore your attempt to hijack my thread. I said, I don't want debates, I want proof of affordable private care options, since so many people are strictly against having an affordable public option.

But just to be a good sport, I will answer your silly talking point. I want you to pay for it, just like you ALREADY HAVE BEEN. The thing you can't seem to get through your thick skull is that the current system already pushes the cost of people who can't afford it on to people who can, they just do it in the most mismanaged and illogical way possible.

If I choose not to pay my bills, the next time you go in, your procedure is going to cost just a little bit more. The cost won't be well managed or fair or anything you pretend it to be.

At least with a public option, there is potential that someone might actually develop a good affordable system to spread the cost around. Currently we are just winging it, though magically the insurance companies and hospitals still make their profits.
I usually don't respond to name calling posts but stick with me for a bit. You're all over the map tonight. You want a link to affordable health care and then you go on telling us that you feel that there is the potential for better coverage for you under a public option. You essentially make a call out thread and then get upset when you get called out. Can you deny you weren't itching for a fight? Since you think I have a thick skull I won't go on in this regard.

You're upset tonight. You've given some reasons why a few posts up. My suggestion (thick skulled though it may be) is to try to chill some. You're putting the cart before the horse. Health care reform is not dead by any means. I believe there will be some form of it passed. But be aware that it may not all be implemented at once. The greatest obstacle right now for those that are voicing opposition is how to pay for it. As someone who is concerned about education costs, you should be able to understand this.


 

SirStev0

Lifer
Nov 13, 2003
10,449
6
81
Originally posted by: boomerang
Originally posted by: SirStev0
Originally posted by: boomerang
Originally posted by: alchemize
There is no such thing as affordable healthcare. Healthcare is expensive. Everywhere.
In other words, somebody's got to pay.

Who do you want to pay SirStevO? Who would you like to see pay for your health insurance? The policy where you will be "fully covered and that you will not be denied for "preventative" tests".

Somebody's got to foot the bill. Who do you think it should be?

I would just love to ignore your attempt to hijack my thread. I said, I don't want debates, I want proof of affordable private care options, since so many people are strictly against having an affordable public option.

But just to be a good sport, I will answer your silly talking point. I want you to pay for it, just like you ALREADY HAVE BEEN. The thing you can't seem to get through your thick skull is that the current system already pushes the cost of people who can't afford it on to people who can, they just do it in the most mismanaged and illogical way possible.

If I choose not to pay my bills, the next time you go in, your procedure is going to cost just a little bit more. The cost won't be well managed or fair or anything you pretend it to be.

At least with a public option, there is potential that someone might actually develop a good affordable system to spread the cost around. Currently we are just winging it, though magically the insurance companies and hospitals still make their profits.
I usually don't respond to name calling posts but stick with me for a bit. You're all over the map tonight. You want a link to affordable health care and then you go on telling us that you feel that there is the potential for better coverage for you under a public option. You essentially make a call out thread and then get upset when you get called out. Can you deny you weren't itching for a fight? Since you think I have a thick skull I won't go on in this regard.

You're upset tonight. You've given some reasons why a few posts up. My suggestion (thick skulled though it may be) is to try to chill some. You're putting the cart before the horse. Health care reform is not dead by any means. I believe there will be some form of it passed. But be aware that it may not all be implemented at once. The greatest obstacle right now for those that are voicing opposition is how to pay for it. As someone who is concerned about education costs, you should be able to understand this.

Act as passive aggressive as you want. I am not angry. I just want all these "Non-Reformers" to show me this great affordable health care they keep talking about. I have tons of Gov't loans ready to dump on a good product. Just show me.

They can't. Or at least they haven't.

Also, I would love to see this name calling. I guess the "thick skull" thing, maybe, but if that is name calling to you, then you are either really new here or your skin doesn't match your skull.

I am more than willing to get called out, but no one has yet. Also, thanks for completely ignoring my answer to your question. I am one hundred percent serious. I want the cost to be spread, but I want it managed. Private insurance has been completely unwilling to do this because it messes with their profit margins. The only way a public option would work is if managed care is a hallmark of their option.

Again, thanks for hijacking this and trying to turn it into another pointless debate.

Edit: Also I love the irony of you saying I am all over the place. It actually made me chuckle.
 

ProfJohn

Lifer
Jul 28, 2006
18,251
8
0
Steve, what is the point of this thread??

1. No one that I know is going around and claiming that healthcare is cheap.

2. As the CBO has stated the current healthcare bill does NOTHING to reduce the costs of healthcare. All it does is shift the cost from one group to another and nothing else.

So it seems your problem isn't the fact that healthcare is expensive, but the fact that YOU have to pay for it yourself. Instead you want the other people to pay for your insurance instead of paying for it yourself.
 
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