Link me Affordable healthcare.

[Amused]

Originally posted by: TruePaige

Originally posted by: Amused

Originally posted by: TruePaige

Originally posted by: Amused

Originally posted by: Thump553

Originally posted by: Amused

Originally posted by: dullard
Didn't read the thread and likely won't since it is so long. But I'll post anyways. I have nearly this same plan from Blue Cross Blue Shield. For someone with the stats listed in your OP who lives in my state (I don't kno your location), it'll cost under $30/month for the $2,000 deductible, 30% coinsurance (option #2).

BCBS is well known and actually pays fully when you obey their rules (which in my case the only real rule is that I have to choose from one of dozens of their perferred providers).

It'll cover just about anything someone in your situation will likely encounter. Most likely situation, you pay $360/year for this insurance and never use it. Worst normal scenario, you are out $7k which you can make a deal with the doctor/hospital to pay out over time in an affordable fashion. Worst case scenario, you have medical bills over $1 million, you'll just have to declare bankruptcy, althouth, I'm not certain that you wouldn't need to declare bankruptcy with just about any plan from any company if that happened.

Yep, here in illinois a single, 42 year old nonsmoking female I know has an EXCELLENT individual plan from BC/BS that's just $395 a month. That's less than most car payments. No deductable, $20 co pay per visit, $10 prescriptions, and everything she's had has been covered, incuding a recent nasty case of fibroid tumers and all the surgeries to remove them.

If she had opted for a $1000 deductable, she's pay half that a month. No drug plan and much less again. All the plans have a 5 million dollor lifetime limit, and a yearly out-of-pocket limit of $1000.

If you can afford a car, you can afford good health care.

Punch in your stats here and pick your plan.

<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............L00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il.........rce=WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Qu......&source=WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Quoti...pe=1&source=WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Quoting/Applicants.aspx?type=1&source=WEBIL00100">https://osc.hscil.com............a></a></a></a></a></a>

The OP has been owned.

Again, the VAST majority of uninsured in the US CAN afford health insurance and opt not to. They rather keep up with the jones than cover themselves. Then bitch and whine when they get sick.

OP has hardly been owned. For this very limited coverage (already explained by others above) the cost for a two person mid-50s couple in CT with 1500/3000 deductible is over $15,600 per year- $1300+ a month for basically catestrophy coverage (and then you are assuming the good graces of Blue Cross not to cut you off/decline coverage/nonrenew or renew at exorbinant rates). You call that affordable-pay all your own "regular" medical expenses per month plus $1300+?

Now wait just a minute. First, the OP wanted health ins for a healthy 20 something. I showed health ins for a healthy 40 something. Now you want to change the requiements again even after I upped them myself?

And her plan covers EVERYTHING. It's far from limited. Preventive, testing, hospital, ER and even prompt care visits. In the years she's had it the rates have increased only with inflation, not even after her fibroid tumor surgeries last year and asthma meds she had to start 3 years ago. She IS paying $400 a month for complete coverage as I explained above.

The OP has been owned, sorry. There it is. Health ins less than most car payments.

Most people drive new 40-50k cars?

Glad you've got the "I'm a rich person so I can afford health care" segment covered.

A car payment on a $20,000 loan is 396.02 a month at 7% intrest.

You fail at math.

You fail at being a normal, competent human being.

You didn't preface that with the loan term or interest rates.

Either way, only someone who already had money would take a term short enough to pay THAT MUCH a month. Also 7% is ridiculous in this economy, very easy to get 0-3%.

Why don't you take a basic class in personal finance before you try and speak, I'm amazed you can pay your bills.

What the fuck ever. It is fucking sad how petty you guys get when proven wrong.

The average car loan rates (all solidly in the 7% range):

http://www.bankrate.com/auto.aspx

And 5 years is the average car loan term.

Yeah, people with 40-50k cars ahve payments of $400 a month...

Just shut the fuck up. Seriously.

 

[Phokus]

Originally posted by: Amused

Originally posted by: Phokus

Originally posted by: Patranus

Originally posted by: Amused

Originally posted by: Thump553

Originally posted by: Amused

Originally posted by: dullard
Didn't read the thread and likely won't since it is so long. But I'll post anyways. <a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://www.bcbsne.com/PDFs/Agents_Brokers/Under_Age_65/BluePreferred_Basics_Brochure.pdf">https://www.bcbsne.com/PDFs......asics_Brochure.pdf</a>">I have nearly this same plan from Blue Cross Blue Shield.</a> For someone with the stats listed in your OP who lives in my state (I don't kno your location), it'll cost under $30/month for the $2,000 deductible, 30% coinsurance (option #2).

BCBS is well known and actually pays fully when you obey their rules (which in my case the only real rule is that I have to choose from one of dozens of their perferred providers).

It'll cover just about anything someone in your situation will likely encounter. Most likely situation, you pay $360/year for this insurance and never use it. Worst normal scenario, you are out $7k which you can make a deal with the doctor/hospital to pay out over time in an affordable fashion. Worst case scenario, you have medical bills over $1 million, you'll just have to declare bankruptcy, althouth, I'm not certain that you wouldn't need to declare bankruptcy with just about any plan from any company if that happened.

Yep, here in illinois a single, 42 year old nonsmoking female I know has an EXCELLENT individual plan from BC/BS that's just $395 a month. That's less than most car payments. No deductable, $20 co pay per visit, $10 prescriptions, and everything she's had has been covered, incuding a recent nasty case of fibroid tumers and all the surgeries to remove them.

If she had opted for a $1000 deductable, she's pay half that a month. No drug plan and much less again. All the plans have a 5 million dollor lifetime limit, and a yearly out-of-pocket limit of $1000.

If you can afford a car, you can afford good health care.

Punch in your stats here and pick your plan.

<a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............00">https://osc.hscil.com............00</a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............L00100">https://osc.hscil.com............L00100</a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............WEBIL00100">https://osc.hscil.com............WEBIL00100</a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il.........rce=WEBIL00100">https://osc.hscil.com/il.........rce=WEBIL00100</a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Qu......&source=WEBIL00100">https://osc.hscil.com/il/Qu......&source=WEBIL00100</a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Quoti...pe=1&source=WEBIL00100">https://osc.hscil.com/il/Qu......&source=WEBIL00100</a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Quoting/Applicants.aspx?type=1&source=WEBIL00100">https://osc.hscil.com/il/Qu......&source=WEBIL00100</a>"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............a></a></a></a></a></a></a>">https://osc.hscil.com............t;/a></a></a>

The OP has been owned.

Again, the VAST majority of uninsured in the US CAN afford health insurance and opt not to. They rather keep up with the jones than cover themselves. Then bitch and whine when they get sick.

OP has hardly been owned. For this very limited coverage (already explained by others above) the cost for a two person mid-50s couple in CT with 1500/3000 deductible is over $15,600 per year- $1300+ a month for basically catestrophy coverage (and then you are assuming the good graces of Blue Cross not to cut you off/decline coverage/nonrenew or renew at exorbinant rates). You call that affordable-pay all your own "regular" medical expenses per month plus $1300+?

Now wait just a minute. First, the OP wanted health ins for a healthy 20 something. I showed health ins for a healthy 40 something. Now you want to change the requiements again even after I upped them myself?

And her plan covers EVERYTHING. It's far from limited. Preventive, testing, hospital, ER and even prompt care visits. In the years she's had it the rates have increased only with inflation, not even after her fibroid tumor surgeries last year and asthma meds she had to start 3 years ago. She IS paying $400 a month for complete coverage as I explained above.

The OP has been owned, sorry. There it is. Health ins less than most car payments.

Exactly.

The OP states in the title of the thread "Put up or shut up."....well, time and time again, links have been provided. Posters have "put up" and now it is time for the OP to "shut up".

The OP clearly doesn't care what people post. This is a TROLL thread and not matter what is posted to refute their inherent claim that there is not such thing as "affordable" insurance, the definitions will simple be changed to support his argument.

Time and time again you idiots have neglected the fine print of these 'affordable' heatlhcare plans. You haven't 'put up' yet.

I posted a link to an affordable plan. It's even cheaper for someone in their 20s.

I ALSO posted a link to a plan someone I know has, who has had nothing but excellent things to say about her coverage.

So tell me, phokus, what fine print?

If insurance was so cheap, we wouldn't be having this debate.

If you think about it (i know, a weak point of yours), corporations would be able to get these plans at an even CHEAPER rate because they pool risk and bring in lots of subscribers... instead of paying for thousands of dollars for the plans we get. Do you believe corporations don't shop around for insurance to get the cheapest rates? The only way your insurance 'works' is if they provide crap quality (denying payment) and/or make you pay more out of your own pocket.

Apparently, conservatives are too stupid to see this, so i think i can profit off your ignorance by starting my own insurance plan:

$1 a month for a $100000 deductible, you pay 99% of generic only drugs, $200 doctors office co-pay. In network only. etc. etc.

Conservatives: $1 A MONTH? THAT'S SO CHEAP! TAKE THAT SOCIALISTS!

example:

Originally posted by: Phokus

Originally posted by: Sclamoz

Originally posted by: blackangst1

Uh, you obviously are aping talking points from...somewhere. I linked a plan for about $100/mo, with no lifetime max, and pre-existing covered. And this was just after 10 mins looking. Get your facts straight.

The plan you listed had a copay insurance of 30%.

For example it lists:

Emergency Room$100 Copay (waived if admitted) plus 30% Coinsurance Outpatient Lab/X-Ray30% Outpatient Surgery30% Hospitalization30%

If I understand copay insurance correctly that means you would be responsible for paying 30% of those bills and that's only if Aetna agreed to pay in the first place.


Also, that plan is not available everywhere. Where I live the cheapest plan according to Ehealthinsurance is from Fallon at $206 a month AND a $2000 deductible.

 

[Amused]

Originally posted by: Phokus

Originally posted by: Amused

Originally posted by: Phokus

Originally posted by: Patranus

Originally posted by: Amused

Originally posted by: Thump553

Originally posted by: Amused

Originally posted by: dullard
Didn't read the thread and likely won't since it is so long. But I'll post anyways. <a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://www.bcbsne.com/PDFs/Agents_Brokers/Under_Age_65/BluePreferred_Basics_Brochure.pdf">https://www.bcbsne.com/PDFs......asics_Brochure.pdf</a>">I have nearly this same plan from Blue Cross Blue Shield.</a> For someone with the stats listed in your OP who lives in my state (I don't kno your location), it'll cost under $30/month for the $2,000 deductible, 30% coinsurance (option #2).

BCBS is well known and actually pays fully when you obey their rules (which in my case the only real rule is that I have to choose from one of dozens of their perferred providers).

It'll cover just about anything someone in your situation will likely encounter. Most likely situation, you pay $360/year for this insurance and never use it. Worst normal scenario, you are out $7k which you can make a deal with the doctor/hospital to pay out over time in an affordable fashion. Worst case scenario, you have medical bills over $1 million, you'll just have to declare bankruptcy, althouth, I'm not certain that you wouldn't need to declare bankruptcy with just about any plan from any company if that happened.

Yep, here in illinois a single, 42 year old nonsmoking female I know has an EXCELLENT individual plan from BC/BS that's just $395 a month. That's less than most car payments. No deductable, $20 co pay per visit, $10 prescriptions, and everything she's had has been covered, incuding a recent nasty case of fibroid tumers and all the surgeries to remove them.

If she had opted for a $1000 deductable, she's pay half that a month. No drug plan and much less again. All the plans have a 5 million dollor lifetime limit, and a yearly out-of-pocket limit of $1000.

If you can afford a car, you can afford good health care.

Punch in your stats here and pick your plan.

<a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............00">https://osc.hscil.com............00</a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............L00100">https://osc.hscil.com............L00100</a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............WEBIL00100">https://osc.hscil.com............WEBIL00100</a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il.........rce=WEBIL00100">https://osc.hscil.com/il.........rce=WEBIL00100</a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Qu......&source=WEBIL00100">https://osc.hscil.com/il/Qu......&source=WEBIL00100</a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Quoti...pe=1&source=WEBIL00100">https://osc.hscil.com/il/Qu......&source=WEBIL00100</a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Quoting/Applicants.aspx?type=1&source=WEBIL00100">https://osc.hscil.com/il/Qu......&source=WEBIL00100</a>"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............a></a></a></a></a></a></a>">https://osc.hscil.com............t;/a></a></a>

The OP has been owned.

Again, the VAST majority of uninsured in the US CAN afford health insurance and opt not to. They rather keep up with the jones than cover themselves. Then bitch and whine when they get sick.

OP has hardly been owned. For this very limited coverage (already explained by others above) the cost for a two person mid-50s couple in CT with 1500/3000 deductible is over $15,600 per year- $1300+ a month for basically catestrophy coverage (and then you are assuming the good graces of Blue Cross not to cut you off/decline coverage/nonrenew or renew at exorbinant rates). You call that affordable-pay all your own "regular" medical expenses per month plus $1300+?

Now wait just a minute. First, the OP wanted health ins for a healthy 20 something. I showed health ins for a healthy 40 something. Now you want to change the requiements again even after I upped them myself?

And her plan covers EVERYTHING. It's far from limited. Preventive, testing, hospital, ER and even prompt care visits. In the years she's had it the rates have increased only with inflation, not even after her fibroid tumor surgeries last year and asthma meds she had to start 3 years ago. She IS paying $400 a month for complete coverage as I explained above.

The OP has been owned, sorry. There it is. Health ins less than most car payments.

Exactly.

The OP states in the title of the thread "Put up or shut up."....well, time and time again, links have been provided. Posters have "put up" and now it is time for the OP to "shut up".

The OP clearly doesn't care what people post. This is a TROLL thread and not matter what is posted to refute their inherent claim that there is not such thing as "affordable" insurance, the definitions will simple be changed to support his argument.

Time and time again you idiots have neglected the fine print of these 'affordable' heatlhcare plans. You haven't 'put up' yet.

I posted a link to an affordable plan. It's even cheaper for someone in their 20s.

I ALSO posted a link to a plan someone I know has, who has had nothing but excellent things to say about her coverage.

So tell me, phokus, what fine print?

If insurance was so cheap, we wouldn't be having this debate.

If you think about it (i know, a weak point of yours), corporations would be able to get these plans at an even CHEAPER rate because they pool risk and bring in lots of subscribers... instead of paying for thousands of dollars for the plans we get. Do you believe corporations don't shop around for insurance to get the cheapest rates? The only way your insurance 'works' is if they provide crap quality (denying payment) and/or make you pay more out of your own pocket.

Apparently, conservatives are too stupid to see this, so i think i can profit off your ignorance by starting my own insurance plan:

$1 a month for a $100000 deductible, you pay 99% of generic only drugs, $200 doctors office co-pay. In network only. etc. etc.

Conservatives: $1 A MONTH? THAT'S SO CHEAP! TAKE THAT SOCIALISTS!

Okay, and now back to the topic:

She pays $400 a month for no deductable, $20 copay, $10 prescriptions, preventive care. 5 million lifetoime covverage and 1000 max out of pocket expenses.

Care to address this, or are you going to keep throwing up straw men to attack and keep insulting me?

 

[Doboji]

Go get a fucking job... or go to school.... BOOM there's your healthcare.

Oh look you're in school... which school? I'll show you your affordable healthcare.

 

[TruePaige]

Originally posted by: Amused

Originally posted by: TruePaige

Originally posted by: Amused

Originally posted by: TruePaige

Originally posted by: Amused

Originally posted by: Thump553

Originally posted by: Amused

Originally posted by: dullard
Didn't read the thread and likely won't since it is so long. But I'll post anyways. <a target=_blank class=ftalternatingbarlinklarge href="https://www.bcbsne.com/PDFs/Ag...ed_Basics_Brochure.pdf">I have nearly this same plan from Blue Cross Blue Shield.</a> For someone with the stats listed in your OP who lives in my state (I don't kno your location), it'll cost under $30/month for the $2,000 deductible, 30% coinsurance (option #2).

BCBS is well known and actually pays fully when you obey their rules (which in my case the only real rule is that I have to choose from one of dozens of their perferred providers).

It'll cover just about anything someone in your situation will likely encounter. Most likely situation, you pay $360/year for this insurance and never use it. Worst normal scenario, you are out $7k which you can make a deal with the doctor/hospital to pay out over time in an affordable fashion. Worst case scenario, you have medical bills over $1 million, you'll just have to declare bankruptcy, althouth, I'm not certain that you wouldn't need to declare bankruptcy with just about any plan from any company if that happened.

Yep, here in illinois a single, 42 year old nonsmoking female I know has an EXCELLENT individual plan from BC/BS that's just $395 a month. That's less than most car payments. No deductable, $20 co pay per visit, $10 prescriptions, and everything she's had has been covered, incuding a recent nasty case of fibroid tumers and all the surgeries to remove them.

If she had opted for a $1000 deductable, she's pay half that a month. No drug plan and much less again. All the plans have a 5 million dollor lifetime limit, and a yearly out-of-pocket limit of $1000.

If you can afford a car, you can afford good health care.

Punch in your stats here and pick your plan.

<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............00"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............L00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il.........rce=WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Qu......&source=WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Quoti...pe=1&source=WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Quoti...pe=1&source=WEBIL00100">https://osc.hscil.com............t;</a></a>

The OP has been owned.

Again, the VAST majority of uninsured in the US CAN afford health insurance and opt not to. They rather keep up with the jones than cover themselves. Then bitch and whine when they get sick.

OP has hardly been owned. For this very limited coverage (already explained by others above) the cost for a two person mid-50s couple in CT with 1500/3000 deductible is over $15,600 per year- $1300+ a month for basically catestrophy coverage (and then you are assuming the good graces of Blue Cross not to cut you off/decline coverage/nonrenew or renew at exorbinant rates). You call that affordable-pay all your own "regular" medical expenses per month plus $1300+?

Now wait just a minute. First, the OP wanted health ins for a healthy 20 something. I showed health ins for a healthy 40 something. Now you want to change the requiements again even after I upped them myself?

And her plan covers EVERYTHING. It's far from limited. Preventive, testing, hospital, ER and even prompt care visits. In the years she's had it the rates have increased only with inflation, not even after her fibroid tumor surgeries last year and asthma meds she had to start 3 years ago. She IS paying $400 a month for complete coverage as I explained above.

The OP has been owned, sorry. There it is. Health ins less than most car payments.

Most people drive new 40-50k cars?

Glad you've got the "I'm a rich person so I can afford health care" segment covered.

A car payment on a $20,000 loan is 396.02 a month at 7% intrest.

You fail at math.

You fail at being a normal, competent human being.

You didn't preface that with the loan term or interest rates.

Either way, only someone who already had money would take a term short enough to pay THAT MUCH a month. Also 7% is ridiculous in this economy, very easy to get 0-3%.

Why don't you take a basic class in personal finance before you try and speak, I'm amazed you can pay your bills.

What the fuck ever. It is fucking sad how petty you guys get when proven wrong.

The average car loan rates (all solidly in the 7% range):

http://www.bankrate.com/auto.aspx

And 5 years is the average car loan term.

Yeah, people with 40-50k cars ahve payments of $400 a month...

Just shut the fuck up. Seriously.

Once again, take a peak at any dealer site, you can get way less.

VW has 0% for 60 months on the CC and just months ago had a 3% lock in on some of their cheapest cars.

GM and Ford have been giving super low rates for quite a while. 2 years ago I got a 0% loan.

Anyone who can't do a little research sure can pay half of their loan amount in interest, but anyone that stupid is unlikely to be making much anyway.

40-50k car for $400 a month is not uncommon or impossible. So sorry I didn't fail at math, you failed at comprehension.

The only thing that makes me "Amused" is that you keep trying to back up your ignorant and short sighted position.

Chevy currently has 17 of 23 vehicles available with 0% interest over a term up to 72 months according to their site and my region.

http://www.chevrolet.com/pages...de=40&countyCode=51015

Just click current offers and I see 0 for 60 and 0 for 72.

Once again, only someone who already has enough money to have good health insurance is going to be paying $400 a month for a car.

You ignore the plight of the average man to further your GOP propaganda.

 

[Phokus]

Originally posted by: Amused

Originally posted by: Phokus

Originally posted by: Amused

Originally posted by: Phokus

Originally posted by: Patranus

Originally posted by: Amused

Originally posted by: Thump553

Originally posted by: Amused

Originally posted by: dullard
Didn't read the thread and likely won't since it is so long. But I'll post anyways. <a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://www.bcbsne.com/PDFs......asics_Brochure.pdf"><a target=_blank class=ftalternatingbarlinklarge href="https://www.bcbsne.com/PDFs/Ag...ed_Basics_Brochure.pdf"><a target=_blank class=ftalternatingbarlinklarge href="https://www.bcbsne.com/PDFs/Agents_Brokers/Under_Age_65/BluePreferred_Basics_Brochure.pdf">https://www.bcbsne.co............ochure.pdf</a></a></a>">I have nearly this same plan from Blue Cross Blue Shield.</a> For someone with the stats listed in your OP who lives in my state (I don't kno your location), it'll cost under $30/month for the $2,000 deductible, 30% coinsurance (option #2).

BCBS is well known and actually pays fully when you obey their rules (which in my case the only real rule is that I have to choose from one of dozens of their perferred providers).

It'll cover just about anything someone in your situation will likely encounter. Most likely situation, you pay $360/year for this insurance and never use it. Worst normal scenario, you are out $7k which you can make a deal with the doctor/hospital to pay out over time in an affordable fashion. Worst case scenario, you have medical bills over $1 million, you'll just have to declare bankruptcy, althouth, I'm not certain that you wouldn't need to declare bankruptcy with just about any plan from any company if that happened.

Yep, here in illinois a single, 42 year old nonsmoking female I know has an EXCELLENT individual plan from BC/BS that's just $395 a month. That's less than most car payments. No deductable, $20 co pay per visit, $10 prescriptions, and everything she's had has been covered, incuding a recent nasty case of fibroid tumers and all the surgeries to remove them.

If she had opted for a $1000 deductable, she's pay half that a month. No drug plan and much less again. All the plans have a 5 million dollor lifetime limit, and a yearly out-of-pocket limit of $1000.

If you can afford a car, you can afford good health care.

Punch in your stats here and pick your plan.

<a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............00"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............00"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............00">https://osc.hscil.com............00</a></a></a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............L00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............L00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............L00100">https://osc.hscil.com............L00100</a></a></a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............WEBIL00100">https://osc.hscil.com............WEBIL00100</a></a></a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il.........rce=WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il.........rce=WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il.........rce=WEBIL00100">https://osc.hscil.com............WEBIL00100</a></a></a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Qu......&source=WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Qu......&source=WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Qu......&source=WEBIL00100">https://osc.hscil.com............WEBIL00100</a></a></a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Qu......&source=WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Quoti...pe=1&source=WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Quoti...pe=1&source=WEBIL00100">https://osc.hscil.com............WEBIL00100</a></a></a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Qu......&source=WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Quoti...pe=1&source=WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Quoting/Applicants.aspx?type=1&source=WEBIL00100">https://osc.hscil.com............WEBIL00100</a></a></a>"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............t;/a></a>"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............t;</a></a>"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............a></a></a></a></a></a></a>">https://osc.hscil.com............</a></a></a></a>

The OP has been owned.

Again, the VAST majority of uninsured in the US CAN afford health insurance and opt not to. They rather keep up with the jones than cover themselves. Then bitch and whine when they get sick.

OP has hardly been owned. For this very limited coverage (already explained by others above) the cost for a two person mid-50s couple in CT with 1500/3000 deductible is over $15,600 per year- $1300+ a month for basically catestrophy coverage (and then you are assuming the good graces of Blue Cross not to cut you off/decline coverage/nonrenew or renew at exorbinant rates). You call that affordable-pay all your own "regular" medical expenses per month plus $1300+?

Now wait just a minute. First, the OP wanted health ins for a healthy 20 something. I showed health ins for a healthy 40 something. Now you want to change the requiements again even after I upped them myself?

And her plan covers EVERYTHING. It's far from limited. Preventive, testing, hospital, ER and even prompt care visits. In the years she's had it the rates have increased only with inflation, not even after her fibroid tumor surgeries last year and asthma meds she had to start 3 years ago. She IS paying $400 a month for complete coverage as I explained above.

The OP has been owned, sorry. There it is. Health ins less than most car payments.

Exactly.

The OP states in the title of the thread "Put up or shut up."....well, time and time again, links have been provided. Posters have "put up" and now it is time for the OP to "shut up".

The OP clearly doesn't care what people post. This is a TROLL thread and not matter what is posted to refute their inherent claim that there is not such thing as "affordable" insurance, the definitions will simple be changed to support his argument.

Time and time again you idiots have neglected the fine print of these 'affordable' heatlhcare plans. You haven't 'put up' yet.

I posted a link to an affordable plan. It's even cheaper for someone in their 20s.

I ALSO posted a link to a plan someone I know has, who has had nothing but excellent things to say about her coverage.

So tell me, phokus, what fine print?

If insurance was so cheap, we wouldn't be having this debate.

If you think about it (i know, a weak point of yours), corporations would be able to get these plans at an even CHEAPER rate because they pool risk and bring in lots of subscribers... instead of paying for thousands of dollars for the plans we get. Do you believe corporations don't shop around for insurance to get the cheapest rates? The only way your insurance 'works' is if they provide crap quality (denying payment) and/or make you pay more out of your own pocket.

Apparently, conservatives are too stupid to see this, so i think i can profit off your ignorance by starting my own insurance plan:

$1 a month for a $100000 deductible, you pay 99% of generic only drugs, $200 doctors office co-pay. In network only. etc. etc.

Conservatives: $1 A MONTH? THAT'S SO CHEAP! TAKE THAT SOCIALISTS!

Okay, and now back to the topic:

She pays $400 a month for no deductable, $20 copay, $10 prescriptions, preventive care. 5 million lifetoime covverage and 1000 max out of pocket expenses.

Care to address this, or are you going to keep throwing up straw men to attack and keep insulting me?

You know, your plan is probably a bit longer than just a couple sentences, mine was pages and pages long

If what you say is true, every Human Resources executive in America should commit suicide for destroying shareholder value and making their workers pay more for less.

Maybe you didn't read the fine print like blackangst1 did. Or maybe your BCBS plan is active in recission (just like BCBS in california):

http://sanluisobispo.injuryboa...s.aspx?googleid=238240

The 35,000 member California Medical Association and the 450 hospitals of the California Hospital Association have joined the pending consumer class actions against Blue Cross complaining about the rescission (cancellation) of over 6000 customers by Blue Cross of California and it's subsidiary, Blue Cross Life and Health. "We believe that Blue Cross has failed to pay claims worth hundreds of millions of dollars based on its illegal practices," said Daron Tooch, one of the lead attorneys in this case.

"If it's too good to be true, it probably is" applies here.

Originally posted by: Sclamoz

Originally posted by: blackangst1

Uh, you obviously are aping talking points from...somewhere. I linked a plan for about $100/mo, with no lifetime max, and pre-existing covered. And this was just after 10 mins looking. Get your facts straight.

The plan you listed had a copay insurance of 30%.

For example it lists:

Emergency Room$100 Copay (waived if admitted) plus 30% Coinsurance Outpatient Lab/X-Ray30% Outpatient Surgery30% Hospitalization30%

If I understand copay insurance correctly that means you would be responsible for paying 30% of those bills and that's only if Aetna agreed to pay in the first place.


Also, that plan is not available everywhere. Where I live the cheapest plan according to Ehealthinsurance is from Fallon at $206 a month AND a $2000 deductible.

 

[TruePaige]

Originally posted by: Amused

Originally posted by: Phokus

Originally posted by: Amused

Originally posted by: Phokus

Originally posted by: Patranus

Originally posted by: Amused

Originally posted by: Thump553

Originally posted by: Amused

Originally posted by: dullard
Didn't read the thread and likely won't since it is so long. But I'll post anyways. <a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://www.bcbsne.com/PDFs/Ag...ed_Basics_Brochure.pdf"><a target=_blank class=ftalternatingbarlinklarge href="https://www.bcbsne.com/PDFs/Agents_Brokers/Under_Age_65/BluePreferred_Basics_Brochure.pdf">https://www.bcbsne.com/P.........s_Brochure.pdf</a></a>">I have nearly this same plan from Blue Cross Blue Shield.</a> For someone with the stats listed in your OP who lives in my state (I don't kno your location), it'll cost under $30/month for the $2,000 deductible, 30% coinsurance (option #2).

BCBS is well known and actually pays fully when you obey their rules (which in my case the only real rule is that I have to choose from one of dozens of their perferred providers).

It'll cover just about anything someone in your situation will likely encounter. Most likely situation, you pay $360/year for this insurance and never use it. Worst normal scenario, you are out $7k which you can make a deal with the doctor/hospital to pay out over time in an affordable fashion. Worst case scenario, you have medical bills over $1 million, you'll just have to declare bankruptcy, althouth, I'm not certain that you wouldn't need to declare bankruptcy with just about any plan from any company if that happened.

Yep, here in illinois a single, 42 year old nonsmoking female I know has an EXCELLENT individual plan from BC/BS that's just $395 a month. That's less than most car payments. No deductable, $20 co pay per visit, $10 prescriptions, and everything she's had has been covered, incuding a recent nasty case of fibroid tumers and all the surgeries to remove them.

If she had opted for a $1000 deductable, she's pay half that a month. No drug plan and much less again. All the plans have a 5 million dollor lifetime limit, and a yearly out-of-pocket limit of $1000.

If you can afford a car, you can afford good health care.

Punch in your stats here and pick your plan.

<a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............00"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............00">https://osc.hscil.com............00</a></a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............L00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............L00100">https://osc.hscil.com............L00100</a></a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............WEBIL00100">https://osc.hscil.com............WEBIL00100</a></a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il.........rce=WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il.........rce=WEBIL00100">https://osc.hscil.com/il.........rce=WEBIL00100</a></a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Qu......&source=WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Qu......&source=WEBIL00100">https://osc.hscil.com/il.........rce=WEBIL00100</a></a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Quoti...pe=1&source=WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Quoti...pe=1&source=WEBIL00100">https://osc.hscil.com/il.........rce=WEBIL00100</a></a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Quoti...pe=1&source=WEBIL00100"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Quoting/Applicants.aspx?type=1&source=WEBIL00100">https://osc.hscil.com/il.........rce=WEBIL00100</a></a>"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............t;</a></a>"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............a></a></a></a></a></a></a>">https://osc.hscil.com............></a></a></a>

The OP has been owned.

Again, the VAST majority of uninsured in the US CAN afford health insurance and opt not to. They rather keep up with the jones than cover themselves. Then bitch and whine when they get sick.

OP has hardly been owned. For this very limited coverage (already explained by others above) the cost for a two person mid-50s couple in CT with 1500/3000 deductible is over $15,600 per year- $1300+ a month for basically catestrophy coverage (and then you are assuming the good graces of Blue Cross not to cut you off/decline coverage/nonrenew or renew at exorbinant rates). You call that affordable-pay all your own "regular" medical expenses per month plus $1300+?

Now wait just a minute. First, the OP wanted health ins for a healthy 20 something. I showed health ins for a healthy 40 something. Now you want to change the requiements again even after I upped them myself?

And her plan covers EVERYTHING. It's far from limited. Preventive, testing, hospital, ER and even prompt care visits. In the years she's had it the rates have increased only with inflation, not even after her fibroid tumor surgeries last year and asthma meds she had to start 3 years ago. She IS paying $400 a month for complete coverage as I explained above.

The OP has been owned, sorry. There it is. Health ins less than most car payments.

Exactly.

The OP states in the title of the thread "Put up or shut up."....well, time and time again, links have been provided. Posters have "put up" and now it is time for the OP to "shut up".

The OP clearly doesn't care what people post. This is a TROLL thread and not matter what is posted to refute their inherent claim that there is not such thing as "affordable" insurance, the definitions will simple be changed to support his argument.

Time and time again you idiots have neglected the fine print of these 'affordable' heatlhcare plans. You haven't 'put up' yet.

I posted a link to an affordable plan. It's even cheaper for someone in their 20s.

I ALSO posted a link to a plan someone I know has, who has had nothing but excellent things to say about her coverage.

So tell me, phokus, what fine print?

If insurance was so cheap, we wouldn't be having this debate.

If you think about it (i know, a weak point of yours), corporations would be able to get these plans at an even CHEAPER rate because they pool risk and bring in lots of subscribers... instead of paying for thousands of dollars for the plans we get. Do you believe corporations don't shop around for insurance to get the cheapest rates? The only way your insurance 'works' is if they provide crap quality (denying payment) and/or make you pay more out of your own pocket.

Apparently, conservatives are too stupid to see this, so i think i can profit off your ignorance by starting my own insurance plan:

$1 a month for a $100000 deductible, you pay 99% of generic only drugs, $200 doctors office co-pay. In network only. etc. etc.

Conservatives: $1 A MONTH? THAT'S SO CHEAP! TAKE THAT SOCIALISTS!

Okay, and now back to the topic:

She pays $400 a month for no deductable, $20 copay, $10 prescriptions, preventive care. 5 million lifetoime covverage and 1000 max out of pocket expenses.

Care to address this, or are you going to keep throwing up straw men to attack and keep insulting me?

Without the full breakdown of the plan and restrictions YOU are the one who is throwing up a strawman.

Phokus is right, if affordable health care was out that then these major corps. wouldn't pay more for no good reason.

Guess the whole "free market" thing is great in your mind until the common sense factor bites you in the ass.

 

[Phokus]

Originally posted by: TruePaige


Without the full breakdown of the plan and restrictions YOU are the one who is throwing up a strawman.

Phokus is right, if affordable health care was out that then these major corps. wouldn't pay more for no good reason.

Guess the whole "free market" thing is great in your mind until the common sense factor bites you in the ass.

Even with a full breakdown in his plan, i would be completely skeptical of his plan because BCBS has shown that it's extremely aggressive in rescission http://sanluisobispo.injuryboa...s.aspx?googleid=238240

basically, they kick out their sick patients to keep costs so low.

 

[TruePaige]

Originally posted by: Phokus

Originally posted by: TruePaige


Without the full breakdown of the plan and restrictions YOU are the one who is throwing up a strawman.

Phokus is right, if affordable health care was out that then these major corps. wouldn't pay more for no good reason.

Guess the whole "free market" thing is great in your mind until the common sense factor bites you in the ass.

Even with a full breakdown in his plan, i would be completely skeptical of his plan because BCBS has shown that it's extremely aggressive in rescission http://sanluisobispo.injuryboa...s.aspx?googleid=238240

basically, they kick out their sick patients to keep costs so low.

Of course, maybe that is why the republicans are so eager to talk about Death Panels.

They want to make sure any option includes that which they've come to love! :laugh:

 

[Amused]

Originally posted by: TruePaige

Originally posted by: Amused

Originally posted by: TruePaige

Originally posted by: Amused

Originally posted by: TruePaige

Originally posted by: Amused

Originally posted by: Thump553

Originally posted by: Amused

Originally posted by: dullard
Didn't read the thread and likely won't since it is so long. But I'll post anyways. <a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://www.bcbsne.com/PDFs/Agents_Brokers/Under_Age_65/BluePreferred_Basics_Brochure.pdf">https://www.bcbsne.com/PDFs......asics_Brochure.pdf</a>">I have nearly this same plan from Blue Cross Blue Shield.</a> For someone with the stats listed in your OP who lives in my state (I don't kno your location), it'll cost under $30/month for the $2,000 deductible, 30% coinsurance (option #2).

BCBS is well known and actually pays fully when you obey their rules (which in my case the only real rule is that I have to choose from one of dozens of their perferred providers).

It'll cover just about anything someone in your situation will likely encounter. Most likely situation, you pay $360/year for this insurance and never use it. Worst normal scenario, you are out $7k which you can make a deal with the doctor/hospital to pay out over time in an affordable fashion. Worst case scenario, you have medical bills over $1 million, you'll just have to declare bankruptcy, althouth, I'm not certain that you wouldn't need to declare bankruptcy with just about any plan from any company if that happened.

Yep, here in illinois a single, 42 year old nonsmoking female I know has an EXCELLENT individual plan from BC/BS that's just $395 a month. That's less than most car payments. No deductable, $20 co pay per visit, $10 prescriptions, and everything she's had has been covered, incuding a recent nasty case of fibroid tumers and all the surgeries to remove them.

If she had opted for a $1000 deductable, she's pay half that a month. No drug plan and much less again. All the plans have a 5 million dollor lifetime limit, and a yearly out-of-pocket limit of $1000.

If you can afford a car, you can afford good health care.

Punch in your stats here and pick your plan.

<a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............00">https://osc.hscil.com............00</a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............L00100">https://osc.hscil.com............L00100</a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............WEBIL00100">https://osc.hscil.com............WEBIL00100</a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il.........rce=WEBIL00100">https://osc.hscil.com/il.........rce=WEBIL00100</a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Qu......&source=WEBIL00100">https://osc.hscil.com/il/Qu......&source=WEBIL00100</a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Quoti...pe=1&source=WEBIL00100">https://osc.hscil.com/il/Qu......&source=WEBIL00100</a>"><a target=_blank class=ftalternatingbarlinklarge href="<a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com/il/Quoting/Applicants.aspx?type=1&source=WEBIL00100">https://osc.hscil.com/il/Qu......&source=WEBIL00100</a>"><a target=_blank class=ftalternatingbarlinklarge href="https://osc.hscil.com............a></a></a></a></a></a></a>">https://osc.hscil.com............t;/a></a></a>

The OP has been owned.

Again, the VAST majority of uninsured in the US CAN afford health insurance and opt not to. They rather keep up with the jones than cover themselves. Then bitch and whine when they get sick.

OP has hardly been owned. For this very limited coverage (already explained by others above) the cost for a two person mid-50s couple in CT with 1500/3000 deductible is over $15,600 per year- $1300+ a month for basically catestrophy coverage (and then you are assuming the good graces of Blue Cross not to cut you off/decline coverage/nonrenew or renew at exorbinant rates). You call that affordable-pay all your own "regular" medical expenses per month plus $1300+?

Now wait just a minute. First, the OP wanted health ins for a healthy 20 something. I showed health ins for a healthy 40 something. Now you want to change the requiements again even after I upped them myself?

And her plan covers EVERYTHING. It's far from limited. Preventive, testing, hospital, ER and even prompt care visits. In the years she's had it the rates have increased only with inflation, not even after her fibroid tumor surgeries last year and asthma meds she had to start 3 years ago. She IS paying $400 a month for complete coverage as I explained above.

The OP has been owned, sorry. There it is. Health ins less than most car payments.

Most people drive new 40-50k cars?

Glad you've got the "I'm a rich person so I can afford health care" segment covered.

A car payment on a $20,000 loan is 396.02 a month at 7% intrest.

You fail at math.

You fail at being a normal, competent human being.

You didn't preface that with the loan term or interest rates.

Either way, only someone who already had money would take a term short enough to pay THAT MUCH a month. Also 7% is ridiculous in this economy, very easy to get 0-3%.

Why don't you take a basic class in personal finance before you try and speak, I'm amazed you can pay your bills.

What the fuck ever. It is fucking sad how petty you guys get when proven wrong.

The average car loan rates (all solidly in the 7% range):

http://www.bankrate.com/auto.aspx

And 5 years is the average car loan term.

Yeah, people with 40-50k cars ahve payments of $400 a month...

Just shut the fuck up. Seriously.

Once again, take a peak at any dealer site, you can get way less.

VW has 0% for 60 months on the CC and just months ago had a 3% lock in on some of their cheapest cars.

GM and Ford have been giving super low rates for quite a while. 2 years ago I got a 0% loan.

Anyone who can't do a little research sure can pay half of their loan amount in interest, but anyone that stupid is unlikely to be making much anyway.

40-50k car for $400 a month is not uncommon or impossible. So sorry I didn't fail at math, you failed at comprehension.

The only thing that makes me "Amused" is that you keep trying to back up your ignorant and short sighted position.

Chevy currently has 17 of 23 vehicles available with 0% interest over a term up to 72 months according to their site and my region.

http://www.chevrolet.com/pages...de=40&countyCode=51015

Just click current offers and I see 0 for 60 and 0 for 72.

Once again, only someone who already has enough money to have good health insurance is going to be paying $400 a month for a car.

You ignore the plight of the average man to further your GOP propaganda.

I used the AVERAGE car loan rates. I even used LESS than the average. Sorry that's over your head and you feel the need to nitpick.

And please, show me how one gets a 40-50K car for $400 a month. If they have that big of a down payment, they can pay for health ins anyhow, now can't they?

And me? GOP? HA!!! That's a laugh.

The fact remains that the vast majority of uninsured CAN afford health ins and choose not to. $400 a month is NOT too much for most Americans. Most DO have higher car payments than that.

So again, just shut the fuck up. Seriously. You're just making an ever bigger fool of yourself every time you post.

 

[Amused]

:::sigh:::

Oh well. It's like talking to "Truthers" in here.

You can post proof all day long and they just deny the obvious.

 

[TruePaige]

Originally posted by: Amused
You can post proof all day long and they just deny the obvious.

I know, you'd think you'd realize you were wrong by now.

 

[Phokus]

Originally posted by: Amused
:::sigh:::

Oh well. It's like talking to "Truthers" in here.

You can post proof all day long and they just deny the obvious.

http://articles.latimes.com/20.../business/fi-rescind17

Blue Cross of California encouraged employees through performance evaluations to cancel the health insurance policies of individuals with expensive illnesses, Rep. Bart Stupak (D-Mich.) charged at the start of a congressional hearing today on the controversial practice known as rescission.

The state's largest for-profit health insurer told The Times 18 months ago that it did not tie employee performance evaluations to rescission activity. And executives with Blue Cross parent company WellPoint Inc. reiterated that position today.

But documents obtained by the House Committee on Energy and Commerce and released today show that the company's employee performance evaluation program did include a review of rescission activity.

The documents show, for instance, that one Blue Cross employee earned a perfect score of "5" for "exceptional performance" on an evaluation that noted the employee's role in dropping thousands of policyholders and avoiding nearly $10 million worth of medical care.

WellPoint's Blue Cross of California subsidiary and two other insurers saved more than $300 million in medical claims by canceling more than 20,000 sick policyholders over a five-year period, the House committee said.

*******Lawmakers -- Republicans and Democrats alike -- decried the practice of canceling policies of ill policyholders and grilled insurance executives about it.*******

http://articles.latimes.com/20.../business/fi-rescind17

Yes, truthers. Democratic AND Republicans should take off their tinfoil hats and just accept that Insurance companies are honest and do a great job at providing us health insurance. You're the reason this country is doomed. It's really sad that you take what BCBS tells you at face value.

 

[TruePaige]

Originally posted by: Phokus

Originally posted by: Amused
:::sigh:::

Oh well. It's like talking to "Truthers" in here.

You can post proof all day long and they just deny the obvious.

http://articles.latimes.com/20.../business/fi-rescind17

Blue Cross of California encouraged employees through performance evaluations to cancel the health insurance policies of individuals with expensive illnesses, Rep. Bart Stupak (D-Mich.) charged at the start of a congressional hearing today on the controversial practice known as rescission.

The state's largest for-profit health insurer told The Times 18 months ago that it did not tie employee performance evaluations to rescission activity. And executives with Blue Cross parent company WellPoint Inc. reiterated that position today.

But documents obtained by the House Committee on Energy and Commerce and released today show that the company's employee performance evaluation program did include a review of rescission activity.

The documents show, for instance, that one Blue Cross employee earned a perfect score of "5" for "exceptional performance" on an evaluation that noted the employee's role in dropping thousands of policyholders and avoiding nearly $10 million worth of medical care.

WellPoint's Blue Cross of California subsidiary and two other insurers saved more than $300 million in medical claims by canceling more than 20,000 sick policyholders over a five-year period, the House committee said.

Lawmakers -- Republicans and Democrats alike -- decried the practice of canceling policies of ill policyholders and grilled insurance executives about it.

http://articles.latimes.com/20.../business/fi-rescind17

Yes, truthers. Democratic AND Republicans should take off their tinfoil hats and just accept that Insurance companies are honest and do a great job at providing us health insurance. You're the reason this country is doomed.

They'll keep digging this nation's grave until they can't afford shovels anymore.

 

[Amused]

Originally posted by: TruePaige

Originally posted by: Amused
You can post proof all day long and they just deny the obvious.

I know, you'd think you'd realize you were wrong by now.

But I'm far from wrong. I posted a plan that IS affordable, and a very good plan at that. Not only that, but a plan that someone I know has who has had major medical issues in the last three years and was not dropped, nor did her rates climb faster than inflation.

But oh well. It's all bunk. The links have been posted, but they lie. Real world experiences with the plans have been posted, but they lie too.

And then there is you who thinks a $400 car payment gets him $50,000 car...

What's the point is arguing?

 

[Phokus]

Originally posted by: Amused

Originally posted by: TruePaige

Originally posted by: Amused
You can post proof all day long and they just deny the obvious.

I know, you'd think you'd realize you were wrong by now.

But I'm far from wrong. I posted a plan that IS affordable, and a very good plan at that. Not only that, but a plan that someone I know has who has had major medical issues in the last three years and was not dropped, nor did her rates climb faster than inflation.

But oh well. It's all bunk. The links have been posted, but they lie. Real world experiences with the plans have been posted, but they lie too.

And then there is you who thinks a $400 car payment gets him $50,000 car...

What's the point is arguing?

1. Admit that BCBS is aggressive in recission
2. Post all the specifics of your plan, not cherry pick.

We know that #1 is one reason why the cost is 'low'

I'd like to know if 'loopholes' in #2 is another reason

Apparently, you can dip a turd in chocolate and tell conservatives that it's from Godiva or Lindt and they'll actually believe it and buy it.

 

[Phokus]

Actually, going back a few pages, profjohn posted the plan from 'anthem' (which is BCBS). Someone dug up a bit more about his plan:

Per Month: $89
Deductible: $500

Providers: In network PPO, out of network requires additional consinsurance, separate deductible, and additional out of pocket maximum (not specificed of course)

Doctor Visits: First 3 yearly visits $30 copay. After that, 30% after deductible

Drugs: Separate $200/yr deductable per person. You pay $15 or 40%, whichever is greater. Coverage is for generic drugs only. $5000 yearly benefit maximum per person.

Hospital Inpatient & Outpatient Services: 30% coinsurance after deductible.

Routine Wellness Care: 1 yearly visit per person. $30 copay if within first three visits in given year, 30% if three visit limit has been reached. Routine Screenings: Covered after deductible, you pay 30%.

Emergency: 30% coinsurance aftger deductible if covered services are for emergency care as defined by Anthem.

Max Lifetime Benefit: $2million per person regardless of providers or facilities.

Jesus, you conservatives are the most gullible idiots on the face of the planet. Of course BCBS offers plans that are much 'cheaper' than my corporate plan :roll:

 

[TruePaige]

Originally posted by: Amused

Originally posted by: TruePaige

Originally posted by: Amused
You can post proof all day long and they just deny the obvious.

I know, you'd think you'd realize you were wrong by now.

But I'm far from wrong. I posted a plan that IS affordable, and a very good plan at that. Not only that, but a plan that someone I know has who has had major medical issues in the last three years and was not dropped, nor did her rates climb faster than inflation.

But oh well. It's all bunk. The links have been posted, but they lie. Real world experiences with the plans have been posted, but they lie too.

And then there is you who thinks a $400 car payment gets him $50,000 car...

What's the point is arguing?

As Phokus has pointed out below, your plan you mentioned "hearing about" is BS without specifics to be examined.

And uh..you can get a 40-50k car for $400 a month, idiot.

I even posted PROOF, something that you obviously can not / will not.

You are like a monkey in a cage, flipping out and flinging shit.

 

[Fern]

Originally posted by: SirStev0
Link me Affordable healthcare.

I'll be more curious about this after HC reform is passed by this Congress.

This thread references a lot of inexpensive HI. But none look to me like they'll meet the 'minimum standards' being proposed.

So, how much will the cost of policies rise?

Will we be able to afford it? And if not, will we be fined?

I notice that an $8K policy doesn't seem all that rare (particulalrly if you are older), yet the Baucus proposal also includes a 35% excise tax on those.

Fern

 

[Ackmed]

Originally posted by: eskimospy

Originally posted by: Ackmed
He said he is 23 and healthy. He can. And get his college paid for. Sounds like a win/win to me...

Hahaha, why didn't we think of this? The solution for the health care crisis in America is to have 100% of America join the Marines!

He said link affordable health care. I dont pay a dime for mine. Or to cover my family. Seems affordable to me.

Im not into this whole debate about reform, just say the title, and thought it would be funny. I dont expect the OP to take it seriously. I also dont give a crap if he does.

 

[Nebor]

Originally posted by: TruePaige

Originally posted by: Amused

Originally posted by: TruePaige

Originally posted by: Amused
You can post proof all day long and they just deny the obvious.

I know, you'd think you'd realize you were wrong by now.

But I'm far from wrong. I posted a plan that IS affordable, and a very good plan at that. Not only that, but a plan that someone I know has who has had major medical issues in the last three years and was not dropped, nor did her rates climb faster than inflation.

But oh well. It's all bunk. The links have been posted, but they lie. Real world experiences with the plans have been posted, but they lie too.

And then there is you who thinks a $400 car payment gets him $50,000 car...

What's the point is arguing?

As Phokus has pointed out below, your plan you mentioned "hearing about" is BS without specifics to be examined.

And uh..you can get a 40-50k car for $400 a month, idiot.

I even posted PROOF, something that you obviously can not / will not.

You are like a monkey in a cage, flipping out and flinging shit.

You've just been calling him names and arguing about interest rates so far.

 

[Fern]

Note: Please stop with the huge nested quotes or vacations will be handed out.

Fern
P&N Moderator

 

[TruePaige]

Originally posted by: Nebor
You've just been calling him names and arguing about interest rates so far.

Right, it's alright to just call people liars and idiots when they provide proof, but one should take no flack when they refuse to provide any proof on either topic.

Just want to point out the vast deflection methods that someone will bring up to get away from the point that there is no affordable health care in the individual market that covers anything serious, or will cover you in case of a major accident.

 

[Zstream]

Originally posted by: Brainonska511

Originally posted by: Zstream
Yet once again lets point out to you the defunct government run organizations.

USPS
Medicare
Social Security

You clean up those three and I will consider letting the government run anything else.

What's wrong with the postal service?

They are bankrupt....

 

[Amused]

Originally posted by: TruePaige

Originally posted by: Amused

Originally posted by: TruePaige

Originally posted by: Amused
You can post proof all day long and they just deny the obvious.

I know, you'd think you'd realize you were wrong by now.

But I'm far from wrong. I posted a plan that IS affordable, and a very good plan at that. Not only that, but a plan that someone I know has who has had major medical issues in the last three years and was not dropped, nor did her rates climb faster than inflation.

But oh well. It's all bunk. The links have been posted, but they lie. Real world experiences with the plans have been posted, but they lie too.

And then there is you who thinks a $400 car payment gets him $50,000 car...

What's the point is arguing?

As Phokus has pointed out below, your plan you mentioned "hearing about" is BS without specifics to be examined.

And uh..you can get a 40-50k car for $400 a month, idiot.

I even posted PROOF, something that you obviously can not / will not.

You are like a monkey in a cage, flipping out and flinging shit.

My gawd you're dense. Your math is as bad as your grasp of reality.

Please, tell the masses how they can buy a $50,000 car for $400 a month. Please.

Even at 0% interest at 72 months (who gets 6 year loans anyhow?) the max loan is $28,850. And then you barely have a choice in cars.

But keep talking. You're only making me look good.

As for phokus, affordable health care DOES exist. As I pointed out, the plan I posted is very good at $400 a month. She just had 3 fibroid tumor surgeries last year and paid the max out of pocket specified by the plan. $1000. Her insurance covered the rest of the nearly $58,000.

That's better than Medicare which has a 20% copay.

But keep denying it exists...