locked in a refi 15 yr fixed at 4.5

Page 2 - Seeking answers? Join the AnandTech community: where nearly half-a-million members share solutions and discuss the latest tech.

SampSon

Diamond Member
Jan 3, 2006
7,160
1
0
Originally posted by: alkemyst
We are offering an extended friends and family deal. It's a pretty quick turn-around (a week or so versus many taking over a month or two).

There is no obligation and so far our rates have been just as good or better than the competition. The kicker is we are not charging fees.

You can apply online at <a target=_blank class=ftalternatingbarlinklarge href="https://mortgageapp.khov.com/refi">https://mortgageapp.khov.com/refi</a>

use Chris Feeny as the referrer to get the deal.
Brokers offering the closing of a refinance within a week and better rates than banks are full of shit. So you're saying that the "decision" to even try to take a mortgage will be made within a week, or you will actually close on a mortgage within a week? You must have some pretty slick AVMs that spit out any number you need to make a loan work.

This is the type of snake oil magic that has been sold to suckers for the past few years. You actually expect someone to put their social security number and full name in that website? I'm not sure if you're posting this is a joke or if you're pushing your new flavor of the day lending job. Hahah, closing a full refinance in a week, ahaha , you're a funny guy. Either way I'm sure wholesale LOs like yourself (or processor, whatever job you manage to hold) are making a decent buck until the defaults come around again. If they don't, then good for you. Though anyone with half a brain (likely not the majority of your clientele) can see through that.

I refinanced several mortgages in the past few months. All of the available financing is almost no brainer if you have some semblance of "equity" in your property. For those of you who are upside down in your mortgages, just wait until the government approves the refinancing of all mortgages with government backed money, likely through an arm of HUD/FHA.

Those of you who who are STILL holding ARMs, really, what the fuck were you thinking?
Maybe similar to the stock traders who thought the market would go up forever. But anyway, refinancing now is nearly a no-brainer for a large portion of the country. Though don't be hasty, rates aren't going to climb significantly any time soon.
 

TreyRandom

Diamond Member
Jun 29, 2001
3,346
0
76
I can get 4.5% on a VA streamline refi, but I have to pay 1 7/8 points. Still, I'll end up saving about $140/mo with no out-of-pocket expenses, and I'll break even in a little over 4 years.
 

ponyo

Lifer
Feb 14, 2002
19,689
2,811
126
My sister just closed her refi 15 yr loan @ 4.625% yesterday. She was at 30 yr @ 6.5% so she's really happy. She could probably get better rate a month from now if the 15 yr drop to 4% or under like some are predicting but she's happy to get the process over with.
 

TrueBlueLS

Platinum Member
Jul 13, 2001
2,932
1
0
I would have been paying 4.75% for 30 years on a house I put an offer in on. Bastards didn't disclose the two issues with the house that wouldn't pass a FHA inspection though.
 
sale-70-410-exam    | Exam-200-125-pdf    | we-sale-70-410-exam    | hot-sale-70-410-exam    | Latest-exam-700-603-Dumps    | Dumps-98-363-exams-date    | Certs-200-125-date    | Dumps-300-075-exams-date    | hot-sale-book-C8010-726-book    | Hot-Sale-200-310-Exam    | Exam-Description-200-310-dumps?    | hot-sale-book-200-125-book    | Latest-Updated-300-209-Exam    | Dumps-210-260-exams-date    | Download-200-125-Exam-PDF    | Exam-Description-300-101-dumps    | Certs-300-101-date    | Hot-Sale-300-075-Exam    | Latest-exam-200-125-Dumps    | Exam-Description-200-125-dumps    | Latest-Updated-300-075-Exam    | hot-sale-book-210-260-book    | Dumps-200-901-exams-date    | Certs-200-901-date    | Latest-exam-1Z0-062-Dumps    | Hot-Sale-1Z0-062-Exam    | Certs-CSSLP-date    | 100%-Pass-70-383-Exams    | Latest-JN0-360-real-exam-questions    | 100%-Pass-4A0-100-Real-Exam-Questions    | Dumps-300-135-exams-date    | Passed-200-105-Tech-Exams    | Latest-Updated-200-310-Exam    | Download-300-070-Exam-PDF    | Hot-Sale-JN0-360-Exam    | 100%-Pass-JN0-360-Exams    | 100%-Pass-JN0-360-Real-Exam-Questions    | Dumps-JN0-360-exams-date    | Exam-Description-1Z0-876-dumps    | Latest-exam-1Z0-876-Dumps    | Dumps-HPE0-Y53-exams-date    | 2017-Latest-HPE0-Y53-Exam    | 100%-Pass-HPE0-Y53-Real-Exam-Questions    | Pass-4A0-100-Exam    | Latest-4A0-100-Questions    | Dumps-98-365-exams-date    | 2017-Latest-98-365-Exam    | 100%-Pass-VCS-254-Exams    | 2017-Latest-VCS-273-Exam    | Dumps-200-355-exams-date    | 2017-Latest-300-320-Exam    | Pass-300-101-Exam    | 100%-Pass-300-115-Exams    |
http://www.portvapes.co.uk/    | http://www.portvapes.co.uk/    |