I don't think I have that (comprehensive, California) and if that guy did, why did he stick his neck out and confront the thief with a gun? The biggest mistake was the thief going for his gun. Anyway, this seems altogether Texas, right? Guns guns and more guns.Did he? Do you even know? I think most car insurance plans would pay for stolen. If he was making payments I think it's required.
https://www.progressive.com/answers/does-car-insurance-cover-theft/I don't think I have that (comprehensive, California) and if that guy did, why did he stick his neck out and confront the thief with a gun? The biggest mistake was the thief going for his gun. Anyway, this seems altogether Texas, right? Guns guns and more guns.
Yeah, I guess, but I don't think I have comprehensive is what I was saying. If my car is stolen, I have no car until it's found or I buy another.
LA? Minneapolis? NYPD? They're all fucking gangs.Just move. It doesn't have to be a blue state.
Plenty of blue, purple, and red states that have working law enforcement.
Meanwhile in the real world you need a car to survive in most of the US and most Americans can't afford to just go buy another one if their shit gets stolen.It's too bad the supposed owner of the truck survived. Could have removed two worthless assholes from society at once. If you aren't a law enforcement officer and approach a vehicle gun drawn you deserve what's coming to you.
In a nation where so many live paycheck to paycheck, struggle to make rent, keep up with student loan, medical, and/or credit card debt, and are slaves to their cars you think they can afford to have comprehensive coverage?
It's dangerous stealing stuff. I wonder a lot what motivates people, especially people who commit crimes. Kids sometimes get into stealing cars. Kind of a thrill thing and as acts of rebellion. But older people should have gotten over stuff like that because they're just gonna make a mess of their lives if they don't.Meanwhile in the real world you need a car to survive in most of the US and most Americans can't afford to just go buy another one if their shit gets stolen.
Thrill? No...It's dangerous stealing stuff. I wonder a lot what motivates people, especially people who commit crimes. Kids sometimes get into stealing cars. Kind of a thrill thing and as acts of rebellion. But older people should have gotten over stuff like that because they're just gonna make a mess of their lives if they don't.
So here is where we get to the real question:Yeah, I guess, but I don't think I have comprehensive is what I was saying. If my car is stolen, I have no car until it's found or I buy another.
Not everyone has comprehensive. The law says I have to have liability in CA. Of course, not comprehensive.
If you have comprehensive coverage on your policy, auto insurance can help pay for your stolen vehicle if it is not recovered.
if they have a car payment, they have comp coverage.In a nation where so many live paycheck to paycheck, struggle to make rent, keep up with student loan, medical, and/or credit card debt, and are slaves to their cars you think they can afford to have comprehensive coverage?
Hmm.. so, if you pull a gun on the suspected thief first, that's all good and dandy, but how dare the suspected thief pull a gun on you in defense.. huh? Because that's what took place here. The owner of the truck pulled a gun first. People seem to be ignoring that fact, and painting a picture that the suspected thief only responded because he stole the truck and it couldn't possibly be because a gun was pulled on him first.Here's my problem with this. The cops out here don't give a shit about a stolen truck, or really anything not involving drugs since they can't seize property to auction by doing any kind of service for the people. And a vehicle is pretty much a necessity to work out here since we don't have any kind of reasonable public transportation system. People are struggling because this nation doesn't give a shit about us and our wages are stagnant while everything important in this nation, from housing to healthcare to education to vehicles to groceries has shot up like a rocket in price in the last 25 years. Like 60% of the nation can't handle a $400 surprise expense. So how are we supposed to be able to handle losing a vehicle? A vehicle that's once again necessary for the right to work and exist because of the United States' toxic car culture. If some asshole steals my car and I know where it's at I'm taking it back and if the robber pulls a gun on me he's getting a hollow point to the chest if he doesn't kill me first. Because I know damn well the SAPD isn't going to be useful.
All true and valid points, yet negated by the fact that everyone has guns. How is it gonna play any differently? If you put all this on the owner I think we’re putting too much on mans shoulders.How did the truck owner know the person driving his truck was the thief who stole it before holding him and his GF at gunpoint?
What if it had been an innocent person who had unknowingly purchased the truck from the thief in good faith?
What if he thought he was borrowing his brother-in-law's new truck not knowing it wasn't paid for?
We're holding up this incident of lawless street violence as an example of good behavior, but the reality is the truck owner got lucky. Lucky he didn't shoot the wrong person. Lucky he didn't get shot himself.
The first purpose of law and order is for people to resolve their disputes peacefully. This wasn't that.
No, it's not something that can be replaced for a lot of Americans. That's so ridiculously tone deaf to suggest so in a nation with the crushing poverty that characterizes a lot of America. Also ridiculous to call it a materialistic object when it's something necessary for one to exist in most American cities and towns. ROFL acting like a car is just a Playstation or something.I understand your sentiment, but there are better options that don't risk anyone getting shot. It's a foolish reaction to a materialistic object that can be replaced.
Yes packing up and moving, easy for the average American. And there is no good America. It's a capitalist dystopia everywhere, or at least everywhere working class people can typically afford, using a loose definition of afford given the way rents and home costs have skyrocketed in recent years. Also how do you pack up your truck that has been stolen and that the cops didn't give a shit about and never got back for you?So here is where we get to the real question:
Do you own a vehicle that is expensive enough to warrant comprehensive coverage? if the answer is No, then ok. It is a roll of the dice. Just driving a car on a public road is a risky thing to do. Potholes, your own screw ups (nobody is perfect), uninsured motorists, road debris, deer, etc.
But not having comp can save quite a bit of money. When I was driving a $1200 car I only had liability also. It just was not worth it to buy comp on that.
But if we pivot back to the story about the man shooting the guy in the truck that makes it worse. If the guy didn't have comp then the truck was some beater. Then he just murdered some guy over an old truck he didn't think was worth buying comp insurance on. That ... that places a very low value on human life.
if they have a car payment, they have comp coverage.
but more importantly, if this vehicle had enough value to murder a person over, it had enough value to have comp coverage.
and if it was some old beater that didn't have enough value for comp coverage, that means this man murdered another man over some old beater. Which means in Texas, human life is valued equivalent to that of an old truck.
and if that is the America you live in, just pack your stuff up in the back of your truck and move to a better America. Because there are better Americas just down that six lane highway. Perhaps finance your move by selling off your firearms?
Sure is a shame he had no way of getting his vehicle back without pulling a gun! Definitely wasn't a thousand possible ways of doing it! Nope, straight to the pistol and citizen's arrest of the known criminal!No, it's not something that can be replaced for a lot of Americans. That's so ridiculously tone deaf to suggest so in a nation with the crushing poverty that characterizes a lot of America. Also ridiculous to call it a materialistic object when it's something necessary for one to exist in most American cities and towns. ROFL acting like a car is just a Playstation or something.
So just let the thief drive away and get into a high speed chase with him?Sure is a shame he had no way of getting his vehicle back without pulling a gun! Definitely wasn't a thousand possible ways of doing it! Nope, straight to the pistol and citizen's arrest of the known criminal!
Yeah I fail to see the justification the apologists are using. He escalated the matter by holding the guy and GF at gunpoint.Hmm.. so, if you pull a gun on the suspected thief first, that's all good and dandy, but how dare the suspected thief pull a gun on you in defense.. huh? Because that's what took place here. The owner of the truck pulled a gun first. People seem to be ignoring that fact, and painting a picture that the suspected thief only responded because he stole the truck and it couldn't possibly be because a gun was pulled on him first.
Got ya, getting your property back and road rage are the same situation.Yeah I fail to see the justification the apologists are using. He escalated the matter by holding the guy and GF at gunpoint.
Let’s pretend it was only a road rage situation. The thief cut off the victim. The guy gets angry and chases him down to confront him. Now who’s in the wrong in this situation? Let me guess, the good guy with a gun 🙄
LA? Minneapolis? NYPD? They're all fucking gangs.
Meanwhile in the real world you need a car to survive in most of the US and most Americans can't afford to just go buy another one if their shit gets stolen.
Pop the tires, block him in and call the cops, call a tow truck, siphon the gas onto the pavement, do we all really have such poor imagination?So just let the thief drive away and get into a high speed chase with him?
Wow those are amazing plans when the thief is in the truck.Pop the tires, block him in and call the cops, call a tow truck, siphon the gas onto the pavement, do we all really have such poor imagination?
So wait until he isn't? He clearly had the ability to track the vehicle remotely, so just wait until it stops somewhere long enough for the fucker to leave, then get your vehicle back. No confrontation needed. Hell, take some cell videos for the cops to work with. He goes to jail, you get your shit back, and you save the cost of a few bullets and a lifetime of trauma.Wow those are amazing plans when the thief is in the truck.
Must be nice to have so much money as to not give a shit about losing your car.Cool to go vigilante in the real world too? Sounds like Dirty Harry cosplay to me.
He didn't lose his car, he knew exactly where it was. He shot a guy when he didn't have to had he dealt with the situation differently.Must be nice to have so much money as to not give a shit about losing your car.