Mandatory "gun owner" insurance

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xj0hnx

Diamond Member
Dec 18, 2007
9,262
3
76
The requiring of an ID to vote isn't the problem, it's having to pay for an ID that is the issue. Paying for something in order to vote is considered a poll tax and that is specifically forbidden by the constitution, there is no equivalent rule for bearing arms nor is there an equivlent rule for freedom of speech..

Where's my free firearm then? Why should I have to pay so exercise my right to bear arms?

We need to stop using suicide numbers in gun control statistics.

But, but, then they wouldn't be able to inflate their numbers and make it seem like a much bigger problem than it is, then what would they do?
 
May 16, 2000
13,526
0
0
Remember that when you dial 911 become someone just kicked in your front door in the middle of the night that the cops will eventually arrive and call the coroner to remove your body, and that of your family, and investigate what happened.

The police are under no obligation to protect you and your family, that is your job. And when your family is a victim, or worse dead, that is your doing for simply being unwilling or unprepared to defend them.

I have been through CCW class, and it includes gun safety, shooting proficiency, and the laws as they apply in my state. My militiary training played no role in this, for the military has an entirely different goal in mind when they train individuals to shoot.

The emphasis on CCW, and home defense is not to shoot, not to kill, but to stop the threat, shooting only if necessary.

You can call 911 (maybe the cops will come, maybe they won't. Here's a fact about the reality. Fact: Former Florida Attorney General Jim Smith told Florida legislators that police responded to only 200,000 of 700,000 calls for help to Dade County authorities.), I'll reach for my gun. In the worst outcome, I would rather be judged by 12 than carried by 6.

Ummm reading comprehension (and forum history) failure. I have NO IDEA how you interpreted my post as being anti-gun. It was merely pro fact. You're preaching to the choir.

Just for your info, I spent years as a director for Students for Concealed Carry on Campus, have been called to testify before two state legislatures on firearms rights, have lectured all over the west coast on firearms and self defense rights, and am frequently banned on here by others for being so pro-gun/pro-defense.
 

jackstar7

Lifer
Jun 26, 2009
11,679
1,944
126
My wife and I are alive today because I lawfully carry a concealed handgun. Two POS felons invaded our home with intent to do us bodily harm. I defended my wife and myself, now they are no longer a threat to my wife, myself or society in general. Your theory of a gun being more dangerous to a law abiding gun owner than the predators is bullshite plain and simple.

You did see how it's not my "theory" right? It has been the subject of study by people with more education (and time) than myself.

I'm glad that you were able to dispatch those who were coming to do you harm (or whatever their intent was). Doesn't change the statistics.

Anecdotal evidence is not actual evidence.
 

pcgeek11

Lifer
Jun 12, 2005
21,513
4,607
136
Rights can be restricted, freedom of speech has restrictions, voting has restrictions, and guns have restrictions. The difference between those rights are the types of restrictions allowed and voting has quite a few restrictions on how that right can be restricted. The requiring of an ID to vote isn't the problem, it's having to pay for an ID that is the issue. Paying for something in order to vote is considered a poll tax and that is specifically forbidden by the constitution, there is no equivalent rule for bearing arms nor is there an equivlent rule for freedom of speech.

Making it harder/more expensive to own guns is no different than the republicans making it harder to have abortions.

So Abortions are now a constitutional right? WTF. Are you stupid?

Bull shit! Even in the states where they were offering to have FREE Issued Voter ID's it was labeled as " voter suppression " by the liberals.

About Voting " Rights"? it isn't even a constitutional right unlike the right to own a gun:

The trouble is the Supreme Court doesn’t see it that way.

In its 2000 ruling, Alexander v Mineta, The Court affirmed the district court’s interpretation that our Constitution “does not protect the right of all citizens to vote, but rather the right of all qualified citizens to vote.” And it’s state legislatures that wield the power to decide who is “qualified.”


Freedom of speech does have some loose guidelines set by the supreme court:

Limits of Freedom of Speech

Does the First Amendment mean anyone can say anything at any time? No.
The Supreme Court has rejected an interpretation of speech without limits.

Because the First Amendment has such strong language, we begin with the presumption that speech is protected. Over the years, the courts have decided that a few other public interests — for example, national security, justice or personal safety — override freedom of speech. There are no simple rules for determining when speech should be limited, but there are some general tests that help.

Clear and Present Danger
Will this act of speech create a dangerous situation? The First Amendment does not protect statements that are uttered to provoke violence or incite illegal action.

Justice Holmes, speaking for the unanimous Supreme Court, stated, “The question in every case is whether the words used are used in such circumstances and are of such a nature as to create a clear and present danger that they will bring about the substantive evils that Congress has a right to prevent.”

Fighting Words
Was something said face-to-face that would incite immediate violence?

In Chaplinsky v. New Hampshire, the Supreme Court stated that the “English language has a number of words and expressions which by general consent [are] ‘fighting words’ when said without a disarming smile. … Such words, as ordinary men know, are likely to cause a fight.” The court determined that the New Hampshire statute in question “did no more than prohibit the face-to-face words plainly likely to cause a breach of the peace by the addressee, words whose speaking constitute a breach of the peace by the speaker — including ‘classical fighting words,’ words in current use less ‘classical’ but equally likely to cause violence, and other disorderly words, including profanity, obscenity and threats.” Jurisdictions may write statutes to punish verbal acts if the statutes are “carefully drawn so as not unduly to impair liberty of expression.”

Also see What is the Fighting Words Doctrine?

Libel and Slander
Was the statement false, or put in a context that makes true statements misleading? You do not have a constitutional right to tell lies that damage or defame the reputation of a person or organization.

Obscenity
In June 1973 in Miller v. California, the Supreme Court held in a 5-to-4 decision that obscene materials do not enjoy First Amendment protection.

In Miller v. California (1973), the court refined the definition of “obscenity” established in Roth v. United States (1957). It also rejected the “utterly without redeeming social value” test of Memoirs v. Massachusetts.

In the three-part Miller test, three questions must receive affirmative responses for material to be considered “obscene”:

Would the average person, applying the contemporary community standards, viewing the work as a whole, find the work appeals to the prurient interest?
Does the work depict or describe sexual conduct in a patently offensive way?
Does the work taken as a whole lack serious literary, artistic, political, or scientific value?

One must distinguish “obscene” material, speech not protected by the First Amendment, from “indecent” material, speech protected for adults but not for children. The Supreme Court also ruled that “higher standards” may be established to protect minors from exposure to indecent material over the airwaves. In FCC v. Pacifica Foundation the court “recognized an interest in protecting minors from exposure to vulgar and offensive spoken language.”

Conflict with Other Legitimate Social or Governmental Interests
Does the speech conflict with other compelling interests? For example, in times of war, there may be reasons to restrict First Amendment rights because of conflicts with national security.

To ensure a fair trial without disclosure of prejudicial information before or during a trial, a judge may place a “gag” order on participants in the trial, including attorneys. Placing prior restraint upon the media usually is unconstitutional. In Nebraska Press Association v. Stuart (1976), the Supreme Court established three criteria that must be met before a judge can issue a gag order and restrain the media during a trial.

Time, Place, and Manner
These regulations of expression are content-neutral. A question to ask: Did the expression occur at a time or place, or did the speaker use a method of communicating, that interferes with a legitimate government interest? For example, distribution of information should not impede the flow of traffic or create excessive noise levels at certain times and in certain places.
 

ivwshane

Lifer
May 15, 2000
32,346
15,160
136
Other than you not understanding how abortion falls under the right of privacy the rest of your post confirms exactly what I said.

We have rights, some of those rights have restrictions, the restrictions don't apply to all rights universally.

It's really not a hard concept to understand, I'm not sure why you guys are struggling with it.


So Abortions are now a constitutional right? WTF. Are you stupid?

Bull shit! Even in the states where they were offering to have FREE Issued Voter ID's it was labeled as " voter suppression " by the liberals.

About Voting " Rights"? it isn't even a constitutional right unlike the right to own a gun:

The trouble is the Supreme Court doesn’t see it that way.

In its 2000 ruling, Alexander v Mineta, The Court affirmed the district court’s interpretation that our Constitution “does not protect the right of all citizens to vote, but rather the right of all qualified citizens to vote.” And it’s state legislatures that wield the power to decide who is “qualified.”


Freedom of speech does have some loose guidelines set by the supreme court:

Limits of Freedom of Speech

Does the First Amendment mean anyone can say anything at any time? No.
The Supreme Court has rejected an interpretation of speech without limits.

Because the First Amendment has such strong language, we begin with the presumption that speech is protected. Over the years, the courts have decided that a few other public interests — for example, national security, justice or personal safety — override freedom of speech. There are no simple rules for determining when speech should be limited, but there are some general tests that help.

Clear and Present Danger
Will this act of speech create a dangerous situation? The First Amendment does not protect statements that are uttered to provoke violence or incite illegal action.

Justice Holmes, speaking for the unanimous Supreme Court, stated, “The question in every case is whether the words used are used in such circumstances and are of such a nature as to create a clear and present danger that they will bring about the substantive evils that Congress has a right to prevent.”

Fighting Words
Was something said face-to-face that would incite immediate violence?

In Chaplinsky v. New Hampshire, the Supreme Court stated that the “English language has a number of words and expressions which by general consent [are] ‘fighting words’ when said without a disarming smile. … Such words, as ordinary men know, are likely to cause a fight.” The court determined that the New Hampshire statute in question “did no more than prohibit the face-to-face words plainly likely to cause a breach of the peace by the addressee, words whose speaking constitute a breach of the peace by the speaker — including ‘classical fighting words,’ words in current use less ‘classical’ but equally likely to cause violence, and other disorderly words, including profanity, obscenity and threats.” Jurisdictions may write statutes to punish verbal acts if the statutes are “carefully drawn so as not unduly to impair liberty of expression.”

Also see What is the Fighting Words Doctrine?

Libel and Slander
Was the statement false, or put in a context that makes true statements misleading? You do not have a constitutional right to tell lies that damage or defame the reputation of a person or organization.

Obscenity
In June 1973 in Miller v. California, the Supreme Court held in a 5-to-4 decision that obscene materials do not enjoy First Amendment protection.

In Miller v. California (1973), the court refined the definition of “obscenity” established in Roth v. United States (1957). It also rejected the “utterly without redeeming social value” test of Memoirs v. Massachusetts.

In the three-part Miller test, three questions must receive affirmative responses for material to be considered “obscene”:

Would the average person, applying the contemporary community standards, viewing the work as a whole, find the work appeals to the prurient interest?
Does the work depict or describe sexual conduct in a patently offensive way?
Does the work taken as a whole lack serious literary, artistic, political, or scientific value?

One must distinguish “obscene” material, speech not protected by the First Amendment, from “indecent” material, speech protected for adults but not for children. The Supreme Court also ruled that “higher standards” may be established to protect minors from exposure to indecent material over the airwaves. In FCC v. Pacifica Foundation the court “recognized an interest in protecting minors from exposure to vulgar and offensive spoken language.”

Conflict with Other Legitimate Social or Governmental Interests
Does the speech conflict with other compelling interests? For example, in times of war, there may be reasons to restrict First Amendment rights because of conflicts with national security.

To ensure a fair trial without disclosure of prejudicial information before or during a trial, a judge may place a “gag” order on participants in the trial, including attorneys. Placing prior restraint upon the media usually is unconstitutional. In Nebraska Press Association v. Stuart (1976), the Supreme Court established three criteria that must be met before a judge can issue a gag order and restrain the media during a trial.

Time, Place, and Manner
These regulations of expression are content-neutral. A question to ask: Did the expression occur at a time or place, or did the speaker use a method of communicating, that interferes with a legitimate government interest? For example, distribution of information should not impede the flow of traffic or create excessive noise levels at certain times and in certain places.
 

monovillage

Diamond Member
Jul 3, 2008
8,444
1
0
You did see how it's not my "theory" right? It has been the subject of study by people with more education (and time) than myself.

I'm glad that you were able to dispatch those who were coming to do you harm (or whatever their intent was). Doesn't change the statistics.

Anecdotal evidence is not actual evidence.

Evidence is not evidence, but a biased study done by political activists that deliberately skews statistics is "evidence"? wow
 

pcgeek11

Lifer
Jun 12, 2005
21,513
4,607
136
Other than you not understanding how abortion falls under the right of privacy the rest of your post confirms exactly what I said.

We have rights, some of those rights have restrictions, the restrictions don't apply to all rights universally.

It's really not a hard concept to understand, I'm not sure why you guys are struggling with it.

Abortion is Not a Right. It is a medical procedure.

Abortion = A Right to Privacy?

No not the same.
 

ivwshane

Lifer
May 15, 2000
32,346
15,160
136
Abortion is Not a Right. It is a medical procedure.

Abortion = A Right to Privacy?

No not the same.

Oh, I guess you are right...the whole roe v wade thing was just a figment of my imagination and the supreme courts ruling that it fell under the right of privacy was just part of that.

Boy do I feel stupid.


Please continue gracing us with your great knowledge on the subject, I'm sure there are other people just as dumb as me and the Supreme Court that could use your wisdom.





/s
 

DrPizza

Administrator Elite Member Goat Whisperer
Mar 5, 2001
49,606
166
111
www.slatebrookfarm.com
Most states have mandatory car insurance also, but 1 in 3 drivers don't have insurance. Most of them also don't have a valid drivers license either, and like all criminals, they don't give a damn.

Who is penalized, the responsible that follow the rules, and also find it necessary to carry insurance to cover those that don't.
If it actually is 1 in 3, that's because those states with high rates of uninsured drivers are run by idiots with rules that don't work. Some states (NY) enjoy incredibly low rates of uninsured drivers.

Anyway, back on the subject, mandatory insurance to cover costs associated with guns would be like a poll tax to cover the cost of running the polls. The later proved to be unconstitutional, therefore I would assume so is the former. Thus, why make a law only so that the state can go through the expense of legal fees to fight it to the Supreme Court, only to have it overturned.

I really really wish my legislators wouldn't waste money having a circle jerk to appease their more idiotic constituents. Why can't they simply tell them, "yes, that sounds like a great idea, but it would be unconstitutional. Your tax dollars would ultimately be wasted on a legal battle."
 

NoStateofMind

Diamond Member
Oct 14, 2005
9,711
6
76
If it actually is 1 in 3, that's because those states with high rates of uninsured drivers are run by idiots with rules that don't work. Some states (NY) enjoy incredibly low rates of uninsured drivers.

Anyway, back on the subject, mandatory insurance to cover costs associated with guns would be like a poll tax to cover the cost of running the polls. The later proved to be unconstitutional, therefore I would assume so is the former. Thus, why make a law only so that the state can go through the expense of legal fees to fight it to the Supreme Court, only to have it overturned.

I really really wish my legislators wouldn't waste money having a circle jerk to appease their more idiotic constituents. Why can't they simply tell them, "yes, that sounds like a great idea, but it would be unconstitutional. Your tax dollars would ultimately be wasted on a legal battle."

I agree but you are asking too much of our politicians with that statement. That would mean they didn't "do something" to fix it.
 
Feb 10, 2000
30,029
66
91
Sounds to me like the camel getting its nose under the tent. Should liability insurance be legally required the government would be free to mandate so much cost that only the truly wealthy could afford to be armed, effectively negating the Second Amendment with plausible deniability. Legal gun ownership by law-abiding citizens has nowhere near the damage rate of, say, automobiles and should not be treated as such. And as you say, criminals would be unaffected.

A corollary would be the First Amendment. What if we had to take out a $1,000,000 libel/slander insurance before being allowed to offer an opinion on a politician or athlete?

I find it hard to argue with any of this. This would seem to me to be an unjustifiable infringement of a constitutional right, and as a practical matter would probably only serve the lawless.
 

OverVolt

Lifer
Aug 31, 2002
14,278
89
91
Is there a dust deduction? The #1 activity of my gun is collecting dust, like every other gun ever.
 

umbrella39

Lifer
Jun 11, 2004
13,819
1,126
126
Is there a dust deduction? The #1 activity of my gun is collecting dust, like every other gun ever.

LOL. I've got a few myself that haven't been shot in far too long. I carry for protection and not show, I certainly don't put in on my passengers seat at chick-fil-a drive thru and take pics and post them to show how cool I am!
 
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