From my experience, ME is to win98 what XP is to win2k. I know alot of people hate it, the main difference I saw was very improved plug and play. This is also a big part of XP compaired to 2k. The USB, and the plug an play in ME is very different from win98, and if you have usb devices that like to stuff their own drivers in, it is a sure way to crash ME.
I had a great deal of luck with ME, I crashe 2 times, both times were because of USB drivers. First time was with an HP scanner that stuffed its drivers in, after restoreing, I found that by just plugging in the scanner, it worked with no drivers at all. The second time was a sony USB link to a camera. CRASH. Restore, plug camera in and guess what? showed up as a hard drive.
This same camera crashes several XP machines (dell and gigbyte MB's).
Now if I were to load an OS today, I would only load one, that is XP. The crash resilient features and the restore points have saved many deliberate attempts to crash the OS.
It comes down to this, is your hardware on the compatability list, or does the manufacturer have drivers readily available for the OS?
If so jump into XP, you can turn off the eye candy if you dont like it.
RS