Medical Costs - Help

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Koing

Elite Member <br> Super Moderator<br> Health and F
Oct 11, 2000
16,843
2
0
WOW did not know you had to pay the ambulance separately as well. I guess living in England I'm use to all healthcare being free but with higher taxes (0-8k tax free, 8-42k 20% tax and 11% National Insurance, 42-150k 40% and 1% National Insurance, 150k+ 50%).

Also if you work for a decent company they will offer Private Healthcare for free. You pay the tax on it, so it works out to be £340 a year. To see a specialist or get a scan etc instead of 6 weeks+ on the NHS, it's literally a few days.

Koing
 

DrPizza

Administrator Elite Member Goat Whisperer
Mar 5, 2001
49,601
166
111
www.slatebrookfarm.com
Heh, I found myself dangling by my leg from the bucket of the tractor lifted way up in the air. Miracle it didn't break. I know a couple people on the local ambulance crew; one said, "sounds like we almost had to come pick you up." The look on her face was pretty funny when I said, "uhh, we own a car. My wife knows how to drive. I'd crawl to the car, or have her help me to the car, and we'd get there ourselves."

The scary thing is that some of the ambulance people are so used to taking people in ambulances for non-life-threatening problems; and problems that require no immediate emergency car to prevent chronic conditions. E.g., there are ambulance calls for flu-like symptoms, particularly from those who never have to pay a cent.
 

bononos

Diamond Member
Aug 21, 2011
3,911
172
106
I've heard of this, it's pretty common. Ambulances are a big for-profit scam. If someone calls an ambulance for you it's almost impossible to refuse it once they arrive, they will claim you aren't in your right mind and you could be endangering yourself if you refuse to ride, and basically threaten to have you arrested if you don't take the ride.

It's really pretty sad what this country is turning into.
Thats just outrageous. The mob has to be involved in this.
 

Tsaico

Platinum Member
Oct 21, 2000
2,669
0
0
If you have never seen a seizure before, it is a really scary thing. My sister is epileptic, but it didn't onset until her mid 20's. The first time I saw one, it was probably one of the scariest things I had ever seen. So even if they did know of her situation, I am sure they still felt calling 911 was the best thing to do.

As for the cost of the ambulance ride, they too are way to expensive. They charge you for all the equipment on the truck, not just what was used. But I know in my sister's case, both the hospital and ER allowed for payment plans. I also know that often the insurance company or the ambulance biller will code things differently so you should call to make sure they were done correctly. Example is my wife is expecting, and had some routine tests done. The medical biller coded it as "additional blood panels" category, which we do not have, when we called, they re-coded it as "routine prenatal" and got it covered as expected. It could be as simple a clerical mistake.

As for government mandated insurance, making everyone buy insurance I don't agree with, forcing the insurance company to allow people like my sister to get insurance in the first place, I support, even at the cost of making everyone else have to buy insurance. because of her epilepsy, it is considered a pre-existing condition, and since she is also self employed, she does not qualify for a group purchase, and has to go to a high-risk insurance company. Her monthly premium is 1500 a month, which thankfully they can afford, but I can't imagine a lot of people who can do that on top of normal living expenses, families, etc.

My former boss also had a son who was born autistic and was generally denied insurance from all the major carriers because it was a pre-existing condition. So the meds he was on had to be out of pocket. So you will be paying for them soon too.
 

brotj7

Senior member
Mar 3, 2005
206
0
71
A hospital recovering 40% of a bill is doing extremely well. Not sure about ambulances and private offices. Check in with their financial people, there are entire departments dedicated to negotiating partial payments.
 

shortylickens

No Lifer
Jul 15, 2003
80,287
17,079
136
A hospital recovering 40% of a bill is doing extremely well. Not sure about ambulances and private offices. Check in with their financial people, there are entire departments dedicated to negotiating partial payments.

Yup, when I had the kidney stone last year I tried to get them to go down since I had no insurance. They demanded copies of all financial statements for me (banks and bills) for half a year and a bunch of other shit.

I finally figured out the V.A. would help me. Thank god.
 

LTC8K6

Lifer
Mar 10, 2004
28,520
1,575
126
My mom has been taken to the hospital several times by ambulance. She never had to pay.

My brother in law got put in a helicopter. $10K right off the bat...
 
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