There's nothing wrong with the XB1 as it is. It is worth buying, just the same as I feel the PS4 is worth buying.
For the most part. It's such an insignificant bother that I don't know why they insist on it though. Hell, if you think about it, it's more likely to make Microsoft MORE money (slightly) if they don't paywall Netflix/Hulu/etc.
Scenario :
Dude has a 360, that he barely plays, maybe he hasn't played a new game on it in over a year. He has a Netflix account.
With a paywalled Netflix, the 360 is most likely going on CL or stuffed in a box or even thrown in the trash.
With a non-paywalled Netflix, the 360 is open as a box to stay on the entertainment center. Being that it's already hooked up and ready to use, dude may spot a game he wants at WalMart or a buddy might come bring a game by that he likes and goes out to purchase for himself, etc.
IOW, I think approximately zero people in the world pay the XBL fee JUST to use Netflix (which they ALSO pay for of course). I guess it's possible there could be something that idiotic out there, but it's pretty freaking stupid as a policy.
This may sound like I'm excoriating MS over it, I'm really not. I don't think it matters much at all. I just don't see how it helps MS in any material way. All it does is give a checkmark to the competition and make it easier to 'early-retire' the system. Hell, if PS3 wasn't a fairly kickass BD player I would have probably closeted it years ago.