Most healthcare plans are unaffordable these days thanks to Obamacare.
Geez, this tired trope again.
So, we are not supposed to complain? Just pay? Pffft.
Most healthcare plans are unaffordable these days thanks to Obamacare. I have a $2,400 deductible before mine pays anything for $106 a month. In other words, you pay for everything routine, they pay for extraordinary events that exceed your limits. But thankfully most people go through life routinely. Therefore we PAY EVERYTHING out of pocket these days. We effectively have no insurance for that.
It's a family plan. It states this in the upper right of the page.To the OP's question, I'm not sure you've provided us enough info. How many are covered by this plan? Is it just you or are there other family members covered as well?
Long before the ACA I paid more than $3672 a year before insurance really kicked in and started paying. You're whining about being in a position that most people haven't been in long before the ACA was passed.
Felix I hate to break it to you but unless the Donald does something that is going to absolutely send the GOP over the edge your rates are going to go up and/or what you have to pay out of pocket is going to go way up.
To the OP's question, I'm not sure you've provided us enough info. How many are covered by this plan? Is it just you or are there other family members covered as well? Felix same goes for you, is $106 a month for you alone?
No, you're supposed to understand why the premiums went up instead of blindly blaming the ACA. It's been discussed numerous times on this board.
Geez, this tired trope again.
Sounds like your employer shifted costs onto you. Somehow, this is the fault of the ACA.Whining? I used to pay $10 a month with a max out of pocket of $1000. Yes it had gotten worse before Obamacare but after it passed forget it! It went NUTS! I only pay for myself.
Most healthcare plans are unaffordable these days thanks to Obamacare. I have a $2,400 deductible before mine pays anything for $106 a month. In other words, you pay for everything routine, they pay for extraordinary events that exceed your limits. But thankfully most people go through life routinely. Therefore we PAY EVERYTHING out of pocket these days. We effectively have no insurance for that.
Sounds like your employer shifted costs onto you. Somehow, this is the fault of the ACA.
Your ignorance is astounding.
Your incomplete response is ignorant.
Do you believe that your plan had only cost $10/month in total? Not cost to you, but the total cost of the plan?That's like saying "you're in the hospital for a broken neck, somehow that's the fault of the person that ran over you".
That's like saying "you're in the hospital for a broken neck, somehow that's the fault of the person that ran over you".
It's a family plan. It states this in the upper right of the page.
OP,
if that $688 is monthly and there is no employer contribution, from what you've shown, that plan is dirt cheap by modern standards. My group plan is $1225/month (employee plus employer) with higher deductibles.
So, we are not supposed to complain? Just pay? Pffft.
Of course you can complain, especially if your plan sucks.
saying that "most plans" are more expensive due to the ACA is pure FUD. Some are more expensive, many are cheaper, many have barely a significant nudge in either direction. You are simply being dishonest.
Some people get screwed, others benefit, the population within each group often shifts. Some feel they have lost rights (Even when they haven't), others actually gain rights that have fundamentally been denied them due to local or federal restrictions.
Welcome to democracy, please enjoy your ride. Bitching about is perfectly acceptable--but this works much better for everyone if you make it a point not to lie about the reality and understand that you and your tiny group of friends' experience is never going to be a reflection of the country as a whole. Walk in someone else's shoes for a day, as your lord Jesus once suggested you do.
Sounds like your employer shifted costs onto you. Somehow, this is the fault of the ACA.
Most healthcare plans are unaffordable these days thanks to Obamacare. I have a $2,400 deductible before mine pays anything for $106 a month. In other words, you pay for everything routine, they pay for extraordinary events that exceed your limits. But thankfully most people go through life routinely. Therefore we PAY EVERYTHING out of pocket these days. We effectively have no insurance for that.
And what did it actually cover? What was the lifetime payout limit? Would it cover doctors in the hospital or would it just cover the hospitalization itself? Would they drop you at the blink of an eye when you started getting expensive treatments? If you had a bs pre-existing condition, would it make it impossible to find new insurance? Did you get this through an employer or individually?Whining? I used to pay $10 a month with a max out of pocket of $1000. Yes it had gotten worse before Obamacare but after it passed forget it! It went NUTS! I only pay for myself.