My company is going to fine tobacco users 500 bucks

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Ns1

No Lifer
Jun 17, 2001
55,414
1,574
126
A broken leg = couple thousand at max, possibly more if compound. Cancer from smoking costs millions. Emphysema, COPD, and heart disease, and other smoking related diseases all cost more than a broken leg and all are more likely to occur to a smoker than someone playing sports.

What about debilitating knee injuries that last forever? Or back problems, or this, or that, or whatever slippery slope we decide to ride on.

FFS didn't someone make the argument that smokers cost companies LESS because they die faster?

//edit

here it is.

http://www.nytimes.com/2008/02/05/health/05iht-obese.1.9748884.html?_r=0
 

MrDudeMan

Lifer
Jan 15, 2001
15,069
92
91
George Burns begs to differs.



broken legs are easy, destroyed knees . . . not so much

A lot of ski accidents are head trauma with ongoing problems and possible coma

You're cherry picking issues that are pretty unlikely to happen to most people. Smoking is much more likely to cause health issues.
 

futurefields

Diamond Member
Jun 2, 2012
6,471
32
91
If they can quit, the healthcare costs for the whole company goes down, and everyone profits.

Yes because those smokers are always running up company health bills.

how about this then, no pregnancies.

no pregnancies, health care costs for the whole company go down.

also, no fat people, nobody over 50.
 

herrjimbo

Senior member
Aug 21, 2001
830
11
81
Instead of punishing everyone, smokers and fatties should just have to pay more for insurance. If they want to keep smoking or stay fat, they can, they just have to pay more, meanwhile the ones that don't smoke and don't eat 389486948 calories per day can benefit from lower costs.

Seems absurd to be fining people for a life decision. It's their life, if they want to smoke off the job, they should be able to. I can see restricting on the job smoking, but off the job, they should not be allowed to touch. I hate how companies control people's lives. Once you're off the clock companies should not be allowed to dictate what you can and cannot do. On that same subject, conflict of interest stuff pisses me off too. What I do on my own time should not be of their concern as long as I'm showing up and doing my job.

ya, well i pay car insurance outstanding premiums because of other people consistantly having accidents when i have never had an accident.

i'd love to know the difference.
 

tynopik

Diamond Member
Aug 10, 2004
5,245
500
126
A broken leg = couple thousand at max, possibly more if compound. Cancer from smoking costs millions.

so now you're comparing the cost of one person vs the cost of lots of people?

illogical

Its called actuary science people.

Then show me the actuarial studies.

Smokers and obese people cost way more money than those stupid "high" risk activities people brought up.

http://www.nytimes.com/2008/02/05/health/05iht-obese.1.9748884.html?_r=2&

the health costs of thin and healthy people in adulthood are more expensive than those of either fat people or smokers
 

MrDudeMan

Lifer
Jan 15, 2001
15,069
92
91
Yes because those smokers are always running up company health bills.

how about this then, no pregnancies.

no pregnancies, health care costs for the whole company go down.

also, no fat people, nobody over 50.

This is why slippery slope arguments are retarded. Every issue can be handled individually.

Pregnancy - required for the survival of the human race. You are a dumbass.

No fat people - as a previously fat person, this is perfectly fine with me. I'd gladly pay a fine if it drove down the cost of those people who remained healthy. Now that I'm healthy, I support this even more.

Nobody over 50 - not optional. You are a dumbass.
 

Geekbabe

Moderator Emeritus<br>Elite Member
Oct 16, 1999
32,188
2,430
126
www.theshoppinqueen.com
Cigarettes are being taxed very heavily in many states. As far as company provided health insurance goes, many smokers won't begin to suffer health related consequences till after they retire& are no longer covered by a company plan.
 

MrDudeMan

Lifer
Jan 15, 2001
15,069
92
91
so now you're comparing the cost of one person vs the cost of lots of people?

illogical



Then show me the actuarial studies.



http://www.nytimes.com/2008/02/05/health/05iht-obese.1.9748884.html?_r=2&

Jesus tap-dancing christ, you are an idiot. Quote more next time to give everyone the full context.

In a paper published online Monday in the Public Library of Science Medicine journal, Dutch researchers found that the health costs of thin and healthy people in adulthood are more expensive than those of either fat people or smokers.

Van Baal and colleagues created a model to simulate lifetime health costs for three groups of 1,000 people: the "healthy-living" group (thin and nonsmoking), obese people, and smokers. The model relied on "cost of illness" data and disease prevalence in the Netherlands in 2003.

The researchers found that from age 20 to 56, obese people racked up the most expensive health costs. But because both the smokers and the obese people died sooner than the healthy group, it cost less to treat them in the long run.

There's no way to argue with you if you think people dying sooner is a valid point.
 

yuchai

Senior member
Aug 24, 2004
980
2
76
Jesus tap-dancing christ, you are an idiot. Quote more next time to give everyone the full context.



There's no way to argue with you if you think people dying sooner is a valid point.

Yup..it's obviously great for the company if employees are getting sick, racking up huge medical costs, and then dying prematurely so that you have to hire someone else and retain <sarcasm>
 

tynopik

Diamond Member
Aug 10, 2004
5,245
500
126
There's no way to argue with you if you think people dying sooner is a valid point.

In the context of whether to charge them more for their supposed 'burden' on society, it's perfectly valid

they don't cost more. get over it.
 

futurefields

Diamond Member
Jun 2, 2012
6,471
32
91
This is why slippery slope arguments are retarded. Every issue can be handled individually.

Pregnancy - required for the survival of the human race. You are a dumbass.

No fat people - as a previously fat person, this is perfectly fine with me. I'd gladly pay a fine if it drove down the cost of those people who remained healthy. Now that I'm healthy, I support this even more.

Nobody over 50 - not optional. You are a dumbass.

Nevermind, you arent even worth it.
 
Last edited:

Bateluer

Lifer
Jun 23, 2001
27,730
8
0
My employer fines smokers extra on health policies as well, but its only 40. Should be more though.
 

yuchai

Senior member
Aug 24, 2004
980
2
76
In the context of whether to charge them more for their supposed 'burden' on society, it's perfectly valid

they don't cost more. get over it.

I thought we were talking about employers/companies here

Heck even for the society - do you really want people to die prematurely?

People who would otherwise have been at their prime and starting to repay/contribute back to society?
 

tynopik

Diamond Member
Aug 10, 2004
5,245
500
126
I thought we were talking about employers/companies here

Heck even for the society - do you really want people to die prematurely?

their choice, not your problem

People who would otherwise have been at their prime and starting to repay/contribute back to society?

smoking and obesity don't kill people in their 'prime', try again
 

BurnItDwn

Lifer
Oct 10, 1999
26,128
1,604
126
I suspect many or all of the execs and such are cigar smokers... I wonder if they are exempt from the fine?
 

natto fire

Diamond Member
Jan 4, 2000
7,117
10
76
I am not reading this thread because a lot of posters' ignorance and foolhardiness just irritate me, and I saw their avatar while skimming it. I'm assuming it turned into a polarizing debate about tobacco or general drug use, and devolved into republican vs. liberal (or is it still democrat) vitriol.

As a smoker who is not obese, and wonders out loud whether obesity or tobacco is costing "us" (what does that term even mean when everyone is hellbent on separating?) more, I have a feeling I will be disappointed yet again when I decide to read this thread.
 

yuchai

Senior member
Aug 24, 2004
980
2
76
http://www.webmd.com/smoking-cessat...cost-employers-thousands-more-than-nonsmokers

It's not just the health care costs - there are other costs.

Look....employers/companies are not stupid. If smoking really doesn't have a cost associated with it, you can bet that they would not be going after people who smoke. They don't need the bad PR from the inevitable few people who raise hell about it.

Can they go after skiers? I'm sure they can if they want. But it makes no sense to them and they cannot justify it enough. Smoking? Not so much. Pretty common practice and it has been shown to work for at least some.

Anyways, there are conflicting studies out there obviously and I'm sure you can find a link that shows smoking has no effect on employer costs whatsoever. You can believe whatever you want. I can tell you that this is what the trend is and this is the result of employers doing a lot of analysis on their own employees and what is driving their health care costs (at least the larger employers that have say more than 10,000 employees).

Companies are often greedy, yes, but usually there is some kind of logic to their actions believe it or not...
 

Ns1

No Lifer
Jun 17, 2001
55,414
1,574
126
There's no way to argue with you if you think people dying sooner is a valid point.

But we're talking about medical costs right? So you're excluding a valid point because it doesn't agree with your argument. Got it.
 

sactoking

Diamond Member
Sep 24, 2007
7,547
2,759
136
In the context of whether to charge them more for their supposed 'burden' on society, it's perfectly valid

they don't cost more. get over it.

They do cost more. On aggregate every year of a smoker's life will have higher medical costs than the associated year of a nonsmokers life. Totaling the expected lifetime cost of health care is mathematically dishonest since premiums are not based on lifetime costs.
 

Ns1

No Lifer
Jun 17, 2001
55,414
1,574
126
Heck even for the society - do you really want people to die prematurely?

People who would otherwise have been at their prime and starting to repay/contribute back to society?

Aren't people 65+ the biggest drains on society? social security + healthcare costs = holy shit that's a lot of money.

I'm pretty sure my grandma doesn't pay shit for taxes.
 

yuchai

Senior member
Aug 24, 2004
980
2
76
Aren't people 65+ the biggest drains on society? social security + healthcare costs = holy shit that's a lot of money.

I'm pretty sure my grandma doesn't pay shit for taxes.

I was thinking more about your 40 year olds and 50 year olds when I said that.

Anyway I rest my case on the societal impact as I'm not as familiar with that issue. For employers (which is the original topic) it's pretty straight forward.
 

Chaotic42

Lifer
Jun 15, 2001
33,929
1,098
126
My insurance provider offers a $300 discount if we don't use tobacco. I have mixed feelings about it. It sounds a little like persecution, but how is it any different than the "safe driving" discounts? Smoking is clearly linked with health issues, so why shouldn't smokers pay more for health insurance?

Of course, now that the government is mandating that we have insurance, it becomes much trickier, almost like a second tax on smokers. What happens when they start measuring body fat? Will Diabetics have radically higher premiums? Should they?

As a contrived devil's advocate type example, what about someone who smashes and breaks their arm with a brick every three months because they enjoy it? Should we have to keep paying for X-rays and casts? Are smoking or downing 64 ounces of Coke every day really that different?

Like many other things, I think this issue will rest in some nebulous middle ground where rational arguments can be made from either side.
 

yuchai

Senior member
Aug 24, 2004
980
2
76
As a contrived devil's advocate type example, what about someone who smashes and breaks their arm with a brick every three months because they enjoy it? Should we have to keep paying for X-rays and casts?

We should absolutely make that hypothetical person pay (unless there is a valid medical condition that compels the person to do it against his/her will and there is nothing you can do to get rid of that urge). The reason why it hasn't happened yet is because this doesn't happen enough to make a difference for the major health care payers (i.e. the government and employers)
 
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