I really don't think you need $1.5B dollars. You're really getting away from the point of the thread.
You have to always make exceptions until that price point.
Maybe it's the $500 1976 Dodge Dart vs a lightly used Vespa to get to work.
Maybe it's going to Paris once per year or 4 vacations state-side.
Maybe it's picking a new Gulfstream jet vs an older one and customizing it.
I'd love to live many places, if I did even with a good income I'd be house poor or even APARTMENT poor.
Here is were I don't get this OP....
He gave us his rent...$2000 a month on $100K+ is not that bad. A mortgage would be a bit better at that rate due to the tax write off that is realized.
Outside of that he hasn't told us where his money goes.
Food costs are high now (I recommend people looking up the USDA guidelines, they have meal plans for the "thrifty"/poor, low cost, moderate and liberal).
Many people are simply eating outside their means and wasting. I am not a big snacker, never have been. I have kids now and they have been used to full grazing like my pets.
I have since shaved a bit off the costs. Just on my pet foods I shaved $332 per month and the food quality is equal or better. The added benefit for the cats, is they go crazy at meal times now. They truly look forward to a better meal at a lower cost, but it's a little more work for me.
These are my total costs per month based on a family of 5, (my fiancee pays her own gas, about $500 to food costs, plus buys her own lunches/etc):
Alarm Monitoring $21.50
Internet/Cable/Home Phone $209.00
Cancer Plan $8.90
Health plans$100 (only myself, my fiancee and her kids are covered, the 24 year old needs a plan, it high deductable but I have also free contacts/exams, wellness, $500k in life insurance / AD&D, and my dental is fully covered for my needs)
Flexible Spending $125 (going to increase this, tax free money)
Car Loan $446.61
Car Fuel $300.00
Cell Phones $115.00 (6 phones, one is for a poor kid and his family's only phone, I get reimbursed from my company for my phone plan fully)
Credit Payments $375.00 (My ex-wife's cards I got left with in a divorce plus a $9000 IRS bill I was left with)
DropBox $9.99
Electric $350.00 (average, goes from $250 to $550, turning off unused fans now and that is saving $30-50 a month...I can save more with a $800 investment to move my attic unit a bit)
Food $1,200.00 (working on this)
Fitness $74.00 (couple)
Insurance $295.00 (full 100/300/100 coverage on a 96 Honda Accord and 12 Mazda 3 GT)
Newspaper $0.00 (was $20 a month, I cancelled it 3 years ago and they still deliver)
School Loans $116.91 (<4% interest and a write off)
Sirius $16.50
Water $125.00 (average, getting closer to $90 now I have talked to the kids about starting a shower they don't get into right away)
Water Filter $8.00 (Aquasana)
Dog Food $55.00 (2 cans per day, was $190 a month for Merrick food, now on Kirkland Nature's Domain)
Cat Food/Supplies $150.00 (10 cats, was $72 per week on Science Diet, now on Grreat Choice, not a premium brand; but decent for cats)
Total $3,876.41
My mortgage is about to be $1479...about $1000 of it is a tax write off. That said, my house should be only about $500-600 a month, but I bought at the tail end of the boom.
So my net expenses per month hovers around $4200, with a gross of $62k a year.
I could definitely cut costs down A LOT more and this doesn't take into account any extras like going out or taking a weekend vacation at a hotel.
I am living in a lower cost area of the major Metropolitan area.
The above also doesn't take into consideration 401K savings and the like, I try to do 10%