This is something that wasn't really being discussed. We were talking about the idea that employees have some moral obligation to provide health insurance to their employees. If they "freeload" by not providing it then they must have some sort of obligation to do so.
Do you have anything to add to the conversation that is relevant?
Actually the only person who ever mentioned morals was you, it was in no way the topic of conversation. He just basically repeated the argument I gave to you. If you are okay with people dying in the gutter from treatable illnesses your point is coherent, if horrible. If not, you're just absolving a business owner of personal responsibility for his business model that depends on charity.