my sis dun goofed

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DominionSeraph

Diamond Member
Jul 22, 2009
8,386
32
91
You don't need a licence to drive in a shopping mall lot. It's private property.

Insurance may or may not pay. Depends on how they want to play it.
Your sister should be safe, though.
 

sjwaste

Diamond Member
Aug 2, 2000
8,757
12
81
According to who? You? Certainly not the court.

Someone may sue you in civil court but you can be sued for anything, that doesn't mean you're going to lose and it sure doesn't mean you are responsible. The person who commits the act is responsible, period.

Wouldn't have to go to court. Adverse party would file a claim with the owner's insurance, and that insurer would pay out if the borrower was at fault in the accident.
 

QueBert

Lifer
Jan 6, 2002
22,560
835
126
According to who? You? Certainly not the court.

Someone may sue you in civil court but you can be sued for anything, that doesn't mean you're going to lose and it sure doesn't mean you are responsible. The person who commits the act is responsible, period.

This is false, when you sell your car you sign a release of liability, what do you think that's for? I let a friend have my old car many years ago and before I signed over release of liability he hit a car and guess who that persons insurance came after? Me, and they knew he hit the car not me.
 

eits

Lifer
Jun 4, 2005
25,015
3
81
www.integratedssr.com
My sister lent her car to a foriegn exchange student ( who has a valid euro license but no foriegn license). Lets say eurotrash hits.a car in a shopping mall lot and its his fault, how screwed are both parties?


Cant post pics due to smartphone post

does she have full coverage? i think her insurance would take care of it as if she were the driver if she's got full coverage.
 

Wreckem

Diamond Member
Sep 23, 2006
9,462
996
126
If you lend a friend your car and they do not have insurance, you and your insurance are liable for the damages. Insurance will pay out because they won't waste money on paying a lawyer in a case they will lose.

The rule of law in most jurisdictions is if you knowingly lend your car to another and they have an auto accident you can be held liable for the resulting property damage and possibly any resulting personal injury damages. If the friend has insurance their insurance will pay for any personal injury damages but you are still responsible for the property damage. If they do not have insurance, you are responsible for both property and personal injury.
 
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Scouzer

Lifer
Jun 3, 2001
10,358
5
0
last i checked drivers licenses were valid internationally if you arent living there long term...? i dont know if a forex student would count
 

Paratus

Lifer
Jun 4, 2004
17,123
14,491
146
She made the 3rd classic blunder.

The first is of course never get involved in a land war in Asia. The second is never go up against a Sicillian when death is on the line.
 

pcgeek11

Lifer
Jun 12, 2005
21,649
4,697
136
Parking tickets aren't criminal and aren't moving violations, furthermore, they don't cause damage to third parties.

No one said that a parking ticket was criminal, a moving violation or that it caused any damage to third parties. Hell an accident isn't criminal either. Unless you wrecked on purpose and then it wasn't an accident.

But the same rules apply to a parking ticket the Owner is responsible for his car unless it is stolen.
 

alkemyst

No Lifer
Feb 13, 2001
83,769
19
81
why is your sister eurotrash to you? She can take it like a champ, that's a winner to me.
 

Paladin3

Diamond Member
Mar 5, 2004
4,933
877
126
My auto insurance policy specifically says it only covers my car if my wife or I are the drivers. All other drivers are excluded from coverage. So your sister should check her policy.

And nothing will stop the other driver from going after your sister and her insurance company. Even if your sister has a great policy that covers all licensed drivers, it sounds like the exchange student wasn't licensed so no coverage for her. Maybe her parents have money to cover your sister's car, and the other driver will be cool and cover the damages via their uninsured motorist.

Good luck.
 
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alkemyst

No Lifer
Feb 13, 2001
83,769
19
81
My auto insurance policy specifically says it only covers my car if my wife or I are the drivers. All other drivers are excluded from coverage. So your sister should check her policy.

And nothing will stop the other driver from going after your sister and her insurance company. Even if your sister has a great policy that covers all licensed drivers, it sounds like the exchange student wasn't licensed so no coverage for her. Maybe her parents have money to cover the damages.

Good luck.

That's odd. Most will state you have coverage if anyone drives a vehicle providing they are licensed and not living with you.
 
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