I am a 20 year old full-time college student at a senior level with a part-time job. I have no student loans (thanks to parents), a healthy savings account, no past problems with credit and no criminal background. And yet, I can't seem to get a credit card, not even through my bank. In the last month, I have applied to American Express Blue for Students, Discover student and Best Buy credit card. They have all rejected my applications.
I have no clue as to why I can't get a card. Is there any way I can find out what is so wrong with my "credit report"? I know if I ask for a report, my credit rating goes down and also when I get rejected for one. But, I would like to get a cell phone and recently, not having a credit card cost me one of the best deals for a laptop computer that I have ever found.
Can anyone help me out?
I have no clue as to why I can't get a card. Is there any way I can find out what is so wrong with my "credit report"? I know if I ask for a report, my credit rating goes down and also when I get rejected for one. But, I would like to get a cell phone and recently, not having a credit card cost me one of the best deals for a laptop computer that I have ever found.
Can anyone help me out?