Hehe, I'm glad I'm not the only one who has gotten lazy with overclocking. My main is a i980X hex-core, Prolimatech Megahalems, x58 ASRock Extreme, 12GB Crucial RAM, 256GB Crucial C300 (boot and app drive), 2-TByte F3's, EVGA 295GTX, 1000watt something-or-other PSU. When I first assembled it, I jumped straight into OC'ing it to around 4GHz and from the limited (12 hours or so) of testing, it seemed stable.
Then my weekend ended, and since I hadn't completed any real stability testing, I dropped it back to stock, and have noticed it is absolutely fast enough for everything I do even at lower speeds, the only thing I might be limited by is the GPU, but since I dont have time to play games anymore, even that's not a big deal..
What I do now is just bump the turbo multiplier to 27 on every core (normally limited to a 27 on only 1 or 2 cores and the rest max at 26), and call it a day. I have had 0 issues with the stock voltage settings at 3.6Ghz, which it will max all cores to the 27 multiple if I run something like Prime95, but for normal usage, it just spikes a core or two for a fraction of a sec. Hell for most stuff, it never even bothers to get out of the lowest speedstep multiplier it's so overkill.
Even worse now, is the fact I spend most of my time now on the wife's media PC (i5-650, 8gig, 256G SSD drive) that is actually undervolted and running at stock speeds. Mainly because her PC is in the living room (convenient access), while mine is hidden in the basement (them stairs are a bitch when I get off work and am feeling tired/lazy). As her PC also has a SSD, it "feels" no slower really than my main that I don't use near as much anymore..
One day I might get back to see what I can actually pull out of the i980X, but in all honesty, it would be an intellectual exercise only, as I have been plenty happy with a 3.6Ghz 27-multiple "turbo" mode, that required no messing around with really to get to work and all power saving stuff works fine too.
FYI: on the wife's i5 PC, I modified an old model (copper core) 775 Intel heatsink to use on the i5 as the stock i5 coller was much smaller and had no big middle copper core insert. Works great on her undervolted system. The stock i5 and low-end i7 heat sinks are a joke, even compared to earlier incarnations of the Intel heat sink..