Mai72
Lifer
- Sep 12, 2012
- 11,562
- 1,741
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I know that I'm going to get a lot of hate for this comment, but the one thing that I've noticed during this pandemic is that so many people rely way too much on the US government. I don't care whose in office. It could be Trump, Obama, Clinton, the fairy godmother, Godzilla, etc. No one is coming to your defense. The government isn't going to save you. It's about taking personal responsibility. For example, you should have at the bare minimum a 6 month emergency fund. That fund will cover 6 months of bills. If you are living paycheck to paycheck you need to dig deep and ask why are you in such dire straits financially. Then make changes. You shouldn't buy a car for $40k when you only make $40k a year. Same with having a mortage. People love spending money that they don't have, and when bad financial times hit they are stuck with a pile of bills that they can't pay. It just causes undue stress. I saw this with my parents and vowed that I wouldn't do the same. Live below your means. Let's get back to the basics.
This pandemic is a real wake up call for many.
This pandemic is a real wake up call for many.