I saw the GN and TPU reviews. Seems 30-35% faster at 4K, but not any more so with RT. The Cyberpunk improvement is excellent and more like 50%, but I have already played that a lot and won't be returning to it, and it's less impressive in other games. There are still a number of games like Black Myth Wukong where the RT performance is weak even with the 5090. This says more about the game and its ultra settings than the card. I really don't like the heat output either in both idle and load. I'll probably skip it and am gaming less in general right now, but if my 4090 sells for around what I paid, I might consider it.
The FE is going to be nearly impossible to find and the AIB cards are all well over $2000, even the cheaper ones. The MSI AIO card is $2400, and tax+scalpers will easily push that to $2700-3000. An AIO is highly preferable to avoid dumping 575W into the case.