Let us make a list for Obamacare.
Pros---------
+ Pre-existing conditions can now not be refused coverage!
>>>>However, premiums that have pre-existing conditions covered are much higher than not, and thus most people who wanted pre-existing conditions covered, still can't afford options that cover pre-existing conditions. Ironic no?
+ A small fraction of the country will now be able to afford some kind of health care
>>>>However, they will still be living paycheck to paycheck, and with high deductibles if anything serious were to happen though, it would devastate a lot of people who needed the ACA to get insurance in the first place
Cons----
- On average most to all premiums will go up, especially the middle class that cannot qualify for government help/subs.
- A lot of places that work their employees hourly, have reduced hours below 40 so they do not have to help out on health care costs, now forcing people to make less money per job AND still need insurance help. Places that have employees salaried yet the insurance is not up to par, the company isn't going to pay more/change policies to fix it, rather just dump it and have employees use the ACA
- The "fine" for not having insurance is 100% avoidable for anyone with half a brain when it comes to dealing with taxes. So there really is no pressure if someone wishes to skip out on insurance they can. And no the government cannot make it a tax they collect, because that would actually make the law unconstitutional.
Just a few things I have covered / researched over last year or so interested in how this program will work. It honestly is a horrible program. And no I am not saying we didn't need healthcare reform, what I am saying is that the way they went about it was horrible. Not only does the law suck, but in the end it literally does nothing to change healthcare. And some of that has to go back to the Democrats rushing it through the congress before the republicans could get enough people set to vote on it. If the government took years of putting that law together FROM BOTH SIDES of the isle. If they brought in insurance advisor experts and economists, they could have made a much better plan than this shit hole.