Meanwhile, back in the real world, the health care system here works just fine for me and everyone else I know.
It sounds like you have been fortunate and lucky, that nobody around you has suffered at the hands of the insurance companies.
In my real world, I haven't been as fortunate as you, and your words come across really callous. Here is my personal story, although it didn't affect me directly, but my father in-law.
My father in-law lost his job at the age of 59 (his law-firm lost a major account, and the partners eventually shut down his office). He was an honest decent hardworking man who had done everything right all his life. But at the ripe age of 59, he found himself without a job, with little prospect of getting another one. He stayed on COBRA as long as he could. Meanwhile, he was diagnosed with a terminal illness which required very very expensive medication and treatment, to extend his life as long as possible, or simply comfort him as he approached the end. He tried to take on two different jobs and get insurance coverage, only to lose them after a short while, as his illness took both a physical and mental toll. In the open market, no insurance company would touch him with a ten-foot pole to sell him individual coverage-- why would they? He and my mother-in-law faced the prospect of losing their life savings while doing everything they can for a few more good months.
Eventually, he qualified for Medicaid or Medicare (I don't know for sure which one) due to some disability coverage. Through this "evil socialistic communist" government program that stands against "everything that's American" and must be "done away with to save our country from bankruptcy", he was able to get his medication and treatment.
Sadly, he passed away last year after suffering with his illness for five years. Fortunately, Medicare or Medicaid came to his help and extended his life, and he got to see his first grandchild grow up for a few years. And his wife still has some of their life savings preserved to live a decent life, without depending on others charity.
Like you, I am fortunate. I am an executive at an "evil corporation", where I think about how to make even more money for my company. I make a lot of money that puts me in the top 1% of the country, as Turbo Tax tells me. My company provides me with great insurance, with very low deductibles and practically non-existent copays. As a result, I have enjoyed the best care this country can offer -- probably the best in the world! When my daughter was born, we checked my wife into one of the top-10 hospitals in the country, and all we paid was $150 for the entire labor, delivery, and nursery care!
I love what I have. I don't want that to go away. But I also understand others are less fortunate, through no fault of their own, back in the real world you seem not to live in. I want every human being to have access to decent, if not great, care without worrying about bankruptcy.
I don't know if that's UnAmerican. I thought it was compassionate citizenship