Said this many a time in the past.
The ACA at it's root was an attempt to put everyone in the country on a health insurance plan in the hopes that those extra healthy people would soak up the costs incurred by non-healthy people. Thus by spreading the burden the prices for everyone would fall.
That was flawed thinking from the get go because of several reasons. First being that insurance isn't country wide. In many cases not even state wide in coverage/application. so people in New York are helping to lower costs for people in Arizona and vice versa. The premise of healthcare and insurance in terms of profit not being regulated are another huge error in the ACA plan. Nothing was done to specifically address problem with regards to companies charging whatever they feel like and people having no recourse but to pay or basically let the "insurance" industry pay. Which they do, but in the end just raise rates to make up for it so they can keep their profit margin going year after year.
There are several more flaws, not as big as the ones I posted, but they all add up. Personally would have preferred a nationwide single payer system over the current implementation of the ACA. So to me it is no surprise that it is really not doing what was promised. Which is making health care affordable for everyone.
For reference right now, I'm stuck paying $600 a WEEK for health care for myself and my family. Sucks balls.
There is no upside to Obamacare. It is in a death spiral. This what happens when you have major legislation and our representatives cannot read the bill. It's not the insurance companies that are at fault. It is the fault of the Democrat party that forced something on it's citizens that it did not want.
You have no case in point. The Republicans were locked out of having any part of Obamacare. It is all on the Democrats. Especially Obama.
Pretty sure that's your benefits package, NOT Obamacare.
There is no upside to Obamacare. It is in a death spiral. This what happens when you have major legislation and our representatives cannot read the bill. It's not the insurance companies that are at fault. It is the fault of the Democrat party that forced something on it's citizens that it did not want.
I beg to differ... people want healthcare.
Obamacare was a ridiculously harmful attempt at providing that.
/Sigh.. heard this one a few times since hearing the story about this in NPR.
The plans being sold on Healthcare.gov for a given locality are basically the same plans typically offered to employers for their employees. How do I know, I currently write the damn code for that in the health insurance industry. That's right it is my damn job.
So if there are rate hikes for the plans in the healthcare.gov site for a given locality/vendor then those rate hikes are going to be the same mostly to employers. The employers themselves lost a lot of their ability to negotiate rates from the various carriers due to ACA. Companies with large employee base could previously negotiate a significantly lower rate from insurance carriers because they were bringing a lot of "paying" customers to that carrier. Now that everyone is supposed to be on some form of insurance plan, that bargaining power is a lot less than what it used to be. There is some wiggle room left, especially if we are talking stop loss plans, but not as much for fully insured plans.
So why do some people on employee plans not see the same rate hikes? Their employer decided to eat the cost instead of passing it on. Those that are seeing rate hikes with even their employee based plans are because their employers are passing on those hikes. Again, there is some difference with self insured stop loss plans.
Want reduced healthcare costs, attack the root of the expensive costs in the first place. Which are insane prices in the first place.
You have no case in point. The Republicans were locked out of having any part of Obamacare. It is all on the Democrats. Especially Obama.
Like most anti-ACA posters, you're confused on documented reality. Fact is many Republican ideas were implemented into law, about 10% from House Repubs and 30% from Senate Repubs.
http://www.kenbenoit.net/pdfs/NDATAD2013/PolicyIdeas2013TextasData.pdf
http://addictinginfo.org/2013/11/10/obamacare-study-republican-contribution/
your idea of many is different them most. A few.
Still bill was forced down the throats of Americans by dumb ass democrats.
Single payer Medicaid expansion is very effective and well received. The private insurance part is not working that well, although it's still better than what was there before with pre-existing condition discrimination and other issues. At least now, you can get a subsidy to cover insurance if it's too expensive, so the cost is more of a problem for the government.
But this is why Democrats should not be implementing Republican ideas just to look like they are "moderate." Just keep expanding Medicaid and Medicare to cover more and more people.
I'm on Ocare for 3 years soon to be 4. Savings so far with NSLIJ CareConnect, now Northwell Heath, Platinum policy,....$15,000. That is assuming no annual premium increase with my previous plan. This year my polyicy is increasing by 18%, a savings of $300 a month over on the last year of my prior plan. Fuck you and die to anyone telling me Ocare sucks.
I don't think anyone who sees that you're on the receiving end of an Obamacare subsidy would expect you to not think highly of Obamacare. The person on the providing end of that subsidy isn't going to share your enthusiasm however. Especially after hearing Obama and others tell them how they were expected to volunteer to get screwed for your benefit.
I love the reasoning of liberals on this:
1) This was predicted / expected to be right at the amount of average rises in costs for plans
-This is the funniest one, because it's basically saying "Yeah, you're right - these are high price hikes - BUT IT WAS PLANNED to be at this! Hah!"
or
2) This doesn't really raise the premiums, because the subsidies rise with it.
Nevermind that there are plenty of people who can't take the subsidies (read: Anyone in an expensive area of living, or anyone that has a lower-middle to middle class job and exceeds the threshold)... But nevermind those people, fuck em' amirite?
Those people wouldn't have insurance without the ACA, so what the fuck are you so concerned about?I love the reasoning of liberals on this:
1) This was predicted / expected to be right at the amount of average rises in costs for plans
-This is the funniest one, because it's basically saying "Yeah, you're right - these are high price hikes - BUT IT WAS PLANNED to be at this! Hah!"
or
2) This doesn't really raise the premiums, because the subsidies rise with it.
Nevermind that there are plenty of people who can't take the subsidies (read: Anyone in an expensive area of living, or anyone that has a lower-middle to middle class job and exceeds the threshold)... But nevermind those people, fuck em' amirite?
Remember, Obamacare is nothing more than our old fashion regular healthcare for profit system tossed into a pool.
Very few people recognize this simple fact - it's fundamentally the exact same system we had before. Obamacare itself isn't a health care system, just a mandate that people purchase insurance with subsidies for some people.
Those that do realize this are also those that want to see it fail so that it will bring in a single payer system.