Obamacare premiums going way up for many (22% on average)

[ivwshane]

Yeah, government run healthcare has worked so great in this country, we should do more of it!

Great! I'm glad we are in agreement!

 

[First]

the democrats say it's good discipline for you to have less disposable income. Your array of tattoos / nose bolts / scrotum zippers / heavy drug use is a glittering example they are right.

Hello 1993.

 

[highland145]

The cheapest plan for me at healthcare.gov....very affordable.


BlueCross BlueShield of South Carolina · BlueEssentials Bronze 1

• Bronze
• EPO
• Plan ID: 26065SC0380005

Estimated monthly premium
$1,405.56
Deductible
$12,700 Family Total
Out-of-pocket maximum
$14,300 Family Total
Copayments / Coinsurance

• Emergency room care: $300 Copay before deductible/50% Coinsurance after deductible
• Generic drugs: $30
• Primary doctor: $60/50% Coinsurance after deductible
• Specialist doctor: 50% Coinsurance after deductible

 

[highland145]

But I think I'll go with this one.

BlueCross BlueShield of South Carolina · Blue Cross Blue Shield Gold 1, a Multi-State Plan

• Gold
• EPO
• Plan ID: 26065SC0400001

Estimated monthly premium
$2,019.90
Deductible
$2,000 Family Total
Out-of-pocket maximum
$8,000 Family Total
Copayments / Coinsurance

• Emergency room care: $300 Copay before deductible/20% Coinsurance after deductible
• Generic drugs: $12
• Primary doctor: $20
• Specialist doctor: $50

 

[glenn1]

The cheapest plan for me at healthcare.gov....very affordable.


BlueCross BlueShield of South Carolina · BlueEssentials Bronze 1

• Bronze
• EPO
• Plan ID: 26065SC0380005

Estimated monthly premium
$1,405.56
Deductible
$12,700 Family Total
Out-of-pocket maximum
$14,300 Family Total
Copayments / Coinsurance

• Emergency room care: $300 Copay before deductible/50% Coinsurance after deductible
• Generic drugs: $30
• Primary doctor: $60/50% Coinsurance after deductible
• Specialist doctor: 50% Coinsurance after deductible

Someone has to pay the bills for folks like bshole, might as well be you.

 

[highland145]

I'm so happy.

I am open to suggestions. ATM, it looks like I might drop it all.

 

[andy2000]

I just got my notification from Blue Cross TX. It's going up 62.7% from $234.97 to $382.42. Also my deductible is going up from $6000 to $6500.

I'm 38, in good health, and haven't claimed a dime on my health insurance since 2005. Looking back over the years my premium was around $100 (+/- $10) from 2010-2014. Since then it's gone up 83% for 2015 (when my plan was discontinued), only 22% for 2016, and now 62.7% for 2017. I shop around every year, but I can't do much better, and I make too much for a subsidy.

If I can't do significantly better, I'll seriously have to consider if it's worth it. I'll be out over $11,000 (a year of premiums plus deductible) before I see a penny from my insurance.

 

[glenn1]

I'm so happy.

That's good, because he wants more of it.

 

[highland145]

I invested in the gold standard knee pads so I'm good to go....

 

[Fern]

The cheapest plan for me at healthcare.gov....very affordable.


BlueCross BlueShield of South Carolina · BlueEssentials Bronze 1

• Bronze
• EPO
• Plan ID: 26065SC0380005

Estimated monthly premium
$1,405.56
Deductible
$12,700 Family Total
Out-of-pocket maximum
$14,300 Family Total
Copayments / Coinsurance

• Emergency room care: $300 Copay before deductible/50% Coinsurance after deductible
• Generic drugs: $30
• Primary doctor: $60/50% Coinsurance after deductible
• Specialist doctor: 50% Coinsurance after deductible

So you think paying $29,560 (premiums of $16860 + deductible of $12,700) annually before receiving any real benefit from your insurance co. is "affordable"?

Fern

 

[mizzou]

unbelievable how high the premiums are getting. It was one thing when it was a 20% increase and your max oop was $1,000. Now that we have hit a critical point, $15,000 OOP max up by 20% again and again will increase astronomically.

 

[ivwshane]

unbelievable how high the premiums are getting. It was one thing when it was a 20% increase and your max oop was $1,000. Now that we have hit a critical point, $15,000 OOP max up by 20% again and again will increase astronomically.

We need more insurance companies and more free market options so they can find new ways to screw people over!

I remember when you'd pay your insurance faithfully and when you'd get sick they'd simply deny your claim. Why can't we go back to that? At least that way when you get screwed over you simply die. /s

 

[senseamp]

Last dying gasps of private health insurers.

 

[highland145]

So you think paying $29,560 (premiums of $16860 + deductible of $12,700) annually before receiving any real benefit from your insurance co. is "affordable"?

Fern

Sorry, Fern, the new emotes suck so I didn't bother to look for a "sarcasm" one.

And, good to see you post. I (and others)thought you might have gone the way of EK or DrP.


NSFW



My new script for the "exercise induced asthma" is $300/mo. Fuck that. Fuck curious george. Fuck dimocrats. Fuck republitars. Fuck John Roberts for his buy out...or was that child porn on his laptop? And fuck the vegetable pickers. We have our own if we'd cut out EBT.

+1 for slick "there she blows" Willie," It's killing small businesses. Crazy."

 

[nickqt]

the democrats say it's good discipline for you to have less disposable income. Your array of tattoos / nose bolts / scrotum zippers / heavy drug use is a glittering example they are right.

Do you intentionally try to make yourself look like a raging moron? I can only assume the answer is yes given your signature.

Try harder, imbecile.

 

[highland145]

nick, help a guy out. I'm getting killed here. You see my costs.

 

[nickqt]

nick, help a guy out. I'm getting killed here. You see my costs.




NSFW

My new script for the "exercise endued asthma" is $300/mo. Eff that and eff you guys that think the ACA "is a good idea." I will not pay that nor will I pay for the ******************************************************************** health insurance.

Then just take the tax penalty and hold your head high.

Freedom ain't free.

 

[glenn1]

Then just take the tax penalty and hold your head high.

Freedom ain't free.

Is "freedom" what you call guys like him being forced to pay for healthcare for people like bshole?

 

[nickqt]

Is "freedom" what you call guys like him being forced to pay for healthcare for people like bshole?

Jesus weeps.

The ACA has laws that makes health insurance better for the person purchasing it, and it also sets up a public exchange that allows people who don't have employer-provided health insurance to purchase health insurance, often with subsidies based on income, family members, etc.

If people choose to forgo health insurance, then they have to pay a penalty.

If you want to solve the overall god damn problem, then we need to provide health care for each citizen by a tax paid by everyone, which would lower everyone's costs. And of course, allow for additional private insurance for people who want it.

Hey, my job provides excellent health insurance for cheap, although that's partially because of the company I work for and the field I work in.

Employer-provided health insurance started off as a gimmick when unemployment was really low and workers had leverage over the JobCreators™. Since then, it turned into the status quo, whereas in every other civilized country on the planet, they have some form of universal health care where you are covered if you are a citizen, period, full stop.

How fucking stupid is it that health care expenses vary depending on what state you live in, who employs you or if you employ yourself, which insurance companies provide policies in your state, and what kind of contracts the insurance companies make with health care providers?

Arbitrary bullshit is arbitrary. The solution is simple, but for 40% or more of the country, is akin to Soviet-style communism and must be opposed.

Because freedom.

Also: Benghazi.

 

[agent00f]

Nope, not a lie and not incorrect. I made a statement that is 100% factual in the right scenario. I did iterate after the fact that it was not always 100% nor is it always 100% wrong. That is also a correct statement. Had I been 100% wrong I would have stated as much. Which I have done in the past. You incessant need to try to disprove me at every turn is remarkable though. My statement earlier was meant as a reference to the fact that the system was working basically as I stated it was.

I sincerely hope you don't handle healthcare program logic the same as you handle its human counterpart here, but on second thought it doesn't seem like you actually write the critical code anyway.

 

[agent00f]

Is "freedom" what you call guys like him being forced to pay for healthcare for people like bshole?

You should consider moving to the various libertarian paradises elsewhere, not this first world egalitarian crap. In any case I seriously doubt you make enough to be subsidizing anyone else; and rather someone making more than the pretty high figure is subsidizing you.

 

[highland145]

Then just take the tax penalty and hold your head high.

Freedom ain't free.

That sure helps. Thanks,


I've already adjusted my withholding's so I won't get a refund so no penalty.


Apologies for the previous rant. This crap has me bent.

 

[highland145]

Jesus weeps.

The ACA has laws that makes health insurance better for the person purchasing it, and it also sets up a public exchange that allows people who don't have employer-provided health insurance to purchase health insurance, often with subsidies based on income, family members, etc.

If people choose to forgo health insurance, then they have to pay a penalty. Nope.

If you want to solve the overall god damn problem, then we need to provide health care for each citizen by a tax paid by everyone, which would lower everyone's costs. And of course, allow for additional private insurance for people who want it. Nope, gotta give freebies to someone.

Hey, my job provides excellent health insurance for cheap, although that's partially because of the company I work for and the field I work in.

Employer-provided health insurance started off as a gimmick when unemployment was really low and workers had leverage over the JobCreators™. Since then, it turned into the status quo, whereas in every other civilized country on the planet, they have some form of universal health care where you are covered if you are a citizen, period, full stop.

It sure is better for me. Protip: Do not become self employed unless you're going to be solidly in the middle 6 figure income range.


Thought the employer HI started after the wage caps in the 30's (?) to attract better quality workers. I'll have to look that up.

 

[spinejam]

My "Silver Plan" rate is jumping from $413/month to $856/month for shitty coverage / No subsidy. - $6K deductible! Thanks Obama!

http://www.fayobserver.com/news/loc...cle_019dff99-706d-5016-9812-333e871b736b.html

 

[HumblePie]

I just got my notification from Blue Cross TX. It's going up 62.7% from $234.97 to $382.42. Also my deductible is going up from $6000 to $6500.

I'm 38, in good health, and haven't claimed a dime on my health insurance since 2005. Looking back over the years my premium was around $100 (+/- $10) from 2010-2014. Since then it's gone up 83% for 2015 (when my plan was discontinued), only 22% for 2016, and now 62.7% for 2017. I shop around every year, but I can't do much better, and I make too much for a subsidy.

If I can't do significantly better, I'll seriously have to consider if it's worth it. I'll be out over $11,000 (a year of premiums plus deductible) before I see a penny from my insurance.

As I said I pay about $600 a week for a higher level silver plan, but that is because I also have FSA as well. So that's incorporated into it to basically use the FSA to cover most of the deductibles for me. ONLY reason I got it is because I just had a baby girl born. I knew the costs of that shit wasn't something I was wanting to pay out of pocket.