Obamacare signups?

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Nov 8, 2012
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Bowfinger

Lifer
Nov 17, 2002
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This is actually precisely the opposite of what happened. You realize that health care inflation has been much lower after the ACA was passed than in the years preceding it, right?

Sure, now, but look at that double-digit inflation in the mid-70s through the early 80s. Thanks, Obama.
 

senseamp

Lifer
Feb 5, 2006
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Just like your groceries were going up, at the approx-line to keep up with inflation (the dollar becoming weaker). We have actually had DE-FLATION in the last couple years (or near 0% inflation).

So we go from rate increases of inflation (Approx 2-4% depending on the year), to MANY people having double digit % increases. TONS that get dropped coverage altogether. And some that send them a rate increase of LITERALLY doubling (100% increase) to their prior year rates. This is only normal if you're a complete retard sticking his head in the sand going "LA-LA-LA-LA I'm not listening!" Keep up the good work showing what incompetent fools you all are to defend this.

It's no different than the global warming issues, regardless of facts or trending data, you won't lay claim to being wrong about the ACA until every single American is starving on the streets as they pay their tax penalty because they had to choose feeding themselves or having health insurance.

Health care was far outpacing inflation long before the ACA. But continue on with your rant while more Americans are insured under ACA, especially in states which expanded Medicaid.
 

fskimospy

Elite Member
Mar 10, 2006
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Nice try, toolbag. Why don't you try to find some more charts that exclude data to cherry-pick what image you prefer to hear?

http://www.forbes.com/sites/theapothecary/2015/03/09/has-obamacare-fixed-u-s-healthcare-inflation/

Do you even realize what you posted or what your article says? You claimed health care inflation is higher now than it was before the ACA was passed. I showed you that wasn't true. I never claimed the ACA was the cause of it (most research shows it has likely played a small part but not a dominant role).

This would be the chart from your link that shows 'excess' health care inflation. It also backs up what I said, showing lower excess inflation now than there was historically.



Nice self ownage.
 

feralkid

Lifer
Jan 28, 2002
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Hey guys I bet CAD is really interested in an objective discussion of people's experience with the ACA, haaha.

I really wish he'd crawl back into the woodwork.

At least spidey had crazy spark; this guy is just such a crashing bore.
 

nakedfrog

No Lifer
Apr 3, 2001
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My GF signed up last year... didn't run into any problems. Probably a YMMV.
 

MagickMan

Diamond Member
Aug 11, 2008
7,537
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Yeah you probably don't want to be linking to the Fraser Institute when it comes to studies about Canadian Health Care... or anything for that matter.

I guess you missed my link to HuffPo in there too (certainly not a Right Wing publication). Try again.
 
Jan 25, 2011
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I understand, it's easier for you to throw out the source rather than deal with the information. That's not new.

No I know the source and how widely discredited they are with just about every sort of ranking or study they put out, including the one referenced in that article and your link.

Are you familiar with them? Have you researched them at all?
 

senseamp

Lifer
Feb 5, 2006
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Mostly that's because the patients delay treatment, not because the gov't forces them to wait.

I guess they should be happy to know they are dying because they have no insurance, and not because of the gubment.
 
Jan 25, 2011
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It's better than you appealing to "sources" that only link back to themselves.

You really aren't very good at this. You posted sources that literally linked back to themselves. You realize that right? ANd yet you try to cast that upon me?

I'll take this as your confirmation that you haven't bothered to look into who the Fraser Institute is and the long list of criticisms of their "studies" as a reliable source.
 

MagickMan

Diamond Member
Aug 11, 2008
7,537
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You really aren't very good at this. You posted sources that literally linked back to themselves. You realize that right? ANd yet you try to cast that upon me?

I'll take this as your confirmation that you haven't bothered to look into who the Fraser Institute is and the long list of criticisms of their "studies" as a reliable source.

No, the study has lots of sources, you simply bagged on the study itself, and then made reference to vague ways that it's been debunked (which I then looked for and found that they simply run around in a circle of links).

I'll take this as your confirmation that you don't have actual evidence to support your assertion.
 

CADsortaGUY

Lifer
Oct 19, 2001
25,162
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www.ShawCAD.com
It wasn't that bad for me yesterday. Took a few minutes to log in b/c I forgot my password. When I was in it asked me if I wanted to renew my 2015 plan, which I did not. I answered many questions that were intended to update my family situation. I got my eligibility determination and was sent to the plan selector.

I've had some issues but they're mostly benign and just pet peeves:
If you log out after updating your family info and getting your eligibility determination but before selecting a plan you're forced to go through a family info review and eligibility determination before getting back to the plan selector. Once you have the eligibility determination any subsequent logins should take right back to the plan selector.
If you click on the box to add a plan to your comparison chart it reloads the page at the top. If you're looking to add several plans to the comparison chart you are continually having to re-scroll through the list.
The comparison chart will only show three plans side-by-side at a time. That makes it difficult to appropriately compare costs and benefits. I had to input data into an Excel sheet so I could better compare when I was narrowing my list down from 10.

Other than that my only difficulty was in wasted time due a combination error on my part and perhaps illegal lack of notification by an insurer. (I signed up for my current plan in August for a 10/1/2015 start date due to a qualifying event. I made sure my family's providers were in the network. In signing up for 2016 coverage I only have 2 insurers available to me, one of which is my current one. I limited my choices to that insurer b/c my docs are in network. Only after narrowing my choices down to 2 did I check the provider list and find out that NONE of my docs are in network. Stupid error on my part, I should have checked first, but also illegal move on the insurer's part because they're required to notify me if my designated PCP leaves the network, which they did not.)

Glad it was relatively painless for you.
The "many questions" is where the site would always bog down or send me to a page that said logout and log back in. I would do so and then have to re-answer everything. very frustrating.
5 hours later it's all in and good to go. My plan from last year is no longer available even though I got a letter from them stating it was? But we were probably going to change anyway.
IMO the whole process is a joke - I want to be able to choose without the gov't getting in the way but they've made it so hard that the insurance companies just shove everyone to the exchange mess. Another thing that would be great for people is to choose the types of coverage they want - not just lump everyone together and sell tiered plans. I don't want/will never need much of the coverage in these gov't approved plans so I shouldn't be in the risk pools as others who do.

Again, glad you got yours done with little hassle.
 
Nov 30, 2006
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Do you even realize what you posted or what your article says? You claimed health care inflation is higher now than it was before the ACA was passed. I showed you that wasn't true. I never claimed the ACA was the cause of it (most research shows it has likely played a small part but not a dominant role).

This would be the chart from your link that shows 'excess' health care inflation. It also backs up what I said, showing lower excess inflation now than there was historically.



Nice self ownage.
This graph will need to be updated soon...and it won't be pretty as projected healthcare cost increases are expected to significantly exceed CPI.

http://www.wsj.com/articles/premium...ught-on-exchanges-to-climb-in-2016-1445897959

http://kff.org/health-reform/fact-s...able-care-acts-health-insurance-marketplaces/

And to add insult to injury...silver and bronze plan deductibles are going up as well.

http://news.morningstar.com/all/mar...higher-average-premiums-for-unsubsidized.aspx
 

fskimospy

Elite Member
Mar 10, 2006
84,708
49,291
136
This graph will need to be updated soon...and it won't be pretty as projected healthcare cost increases are expected to significantly exceed CPI.

http://www.wsj.com/articles/premium...ught-on-exchanges-to-climb-in-2016-1445897959

http://kff.org/health-reform/fact-s...able-care-acts-health-insurance-marketplaces/

And to add insult to injury...silver and bronze plan deductibles are going up as well.

http://news.morningstar.com/all/mar...higher-average-premiums-for-unsubsidized.aspx

What's your point? Even if you incorporate that data the years after the ACA still look awfully good from a health care inflation standpoint, wouldn't you agree?
 
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