I've been in accidents with people who thought this way.
The cop said to call our insurance companies and drove away.
*shrug*
There's not much you can do. Unless there is an injury, most of the police in the Los Angeles area won't even respond to an accident, they just tell you to take their information and they'll take statements when you call the insurance.So who determines who was at fault? I sure don't want my insurance paying for my repairs if it was the other guys fault. Then my rates go up.
Los Angeles 13M peepsThere's not much you can do. Unless there is an injury, most of the police in the Los Angeles area won't even respond to an accident, they just tell you to take their information and they'll take statements when you call the insurance.
Usually, depending on what the accident is, where it was located, and potential witnesses/evidence, the insurance can do a pretty good job of figuring out fault.
This is a horrible idea, then it turns into a he said she said argument with insurance. ALWAYS call the police when a traffic violation resulted in the accident so that they may issue a ticket and then dealing with insurance is 100 times easier.
Cops won't even show up to the scene of an accident here unless there are injuries. I had one stop at an accident I had in March. I was rear ended and all the cop did was ask if anyone was hurt and if we all exchanged information, gave us his card and drove away.
you got to chop him up and store him in the freezer at least, right?The bastard didn't even have insurance.
Nope. His wife felt worse about the deer than the car. No way it was going into the freezer.you got to chop him up and store him in the freezer at least, right?
I'm pretty sure in Canada the police just hand out tickets to deer since everyone just says "soory," "oh no I'm soory," "no I insist i'm more soory"Interesting, in canada i have never had an issue getting police to attend, maybe its just a canadian thing.
Because the sooner after the accident that someone *official* documents it, the more likely the offending party will admit to a mistake, not have time to cook up a good story.Cops? Why didn't you just swap insurance info and let them deal with it?
Actually, contact your own insurance company and let them deal with his insurance company.Accidents suck, but thankfully these days it's pretty fast and easy to get it repaired. Since he got a ticket, it should be nearly impossible for his insurance to get out of covering the damage, and they should cover a rental car as well. Contact his insurance and file a claim, even if he hasn't yet, to get it started.
so now I have to navigate MI's stupid car insurance framework.
That's what I've done in the past but I've also been told to just go direct to theirs as it can speed up the process (which is what my GF did when she was recently hit). If there is any chance of he said / she said then yes, I'd say go to your insurance since they're more likely to go to bat for you than their insurance.Actually, contact your own insurance company and let them deal with his insurance company.
Cops won't even show up to the scene of an accident here unless there are injuries. I had one stop at an accident I had in March. I was rear ended and all the cop did was ask if anyone was hurt and if we all exchanged information, gave us his card and drove away.
Because llama's are dicks and they paid the guy off to cause this accident.